Policy Language and Rules

ISO's Agri-CAP is an output policy providing broad coverages and pricing flexibility for medium-sized and large farms and agricultural-related businesses.

ISO's Capital Assets Program is an output policy that helps you provide superior coverage and flexible pricing.

ISO circulars deliver information on ISO filings for loss costs, rules, forms, and statistical plans.

ISO’s Commercial Inland Marine Program gives you access to information for both filed and nonfiled classes of business.

Designed for use over the CGL and commercial auto policies, the ISO Commercial Umbrella Program includes policy forms, endorsements, and rules.

Standardized ISO policy forms and information to help protect businesses against employee theft, forgery, and other workplace crimes.

The ISO Employment-Related Practices Liability Program helps you provide coverage for the gap in employment-related-practices exposure that many companies face.

Targeted protection of businesses’ and employers’ assets against fiduciary-related claims of mismanagement of a company’s employee benefit plans.

The Financial Institutions Program is a package of policies with separate limits and deductibles to meet the specific needs of your banking and financial customers.

The ISO Motorcycle Program is a specialized program that consists of forms, rules, and loss costs tailored to fit the specific requirements of insuring a motorcycle.

To meet the needs of today’s farms, we’re revising all of our coverage forms and more than half of our endorsements to cover a wide range of exposures.

You know that all the terms and conditions of an insurance contract — including policy wordings — need to be certain before policy inception. To help you achieve pre-bind quality assurance and contract certainty, we’ve created a single source of model wordings for use in the London market.

ISO’s Management Protection Program offers protection from a wide range of risks, including executive liability (directors and officers liability).

With ISO's simplified medical professional liability program, you'll find a range of options to tailor your policies to your specific risks.

Management liability insurance traditionally has been purchased by public companies. ISO’s private company management liability program is designed specifically to address the needs of private firms.

ISO offers a broad array of specialty commercial lines insurance programs that make it easy for you to enter and compete in new markets. Each program gives you standardized ISO policy forms and endorsements, manual rules, advisory loss costs, and related information.