Property Claim Services
The PCS Global Marine and Energy service investigates reported ocean marine and offshore energy insured loss events and determines the extent and type of damage, dates of occurrence, and loss location.
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PCS is the only insurance-industry resource for compiling and reporting estimates of insured property losses resulting from catastrophes. You can use those estimates to set loss reserves, verify your internal estimates, and manage your capital more effectively.
ISOnet PCS, our online delivery service for information from PCS, provides you with the primary source of information on catastrophes and weather incidents in the United States. PCS customers receive ISOnet PCS as the core subscription service, letting you stay on top of important data and keep track of weather and catastrophes that can affect your business as they happen.
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PCS investigates loss events in those regions to determine whether the damage meets the threshold necessary. Once it determines that an event is a catastrophe, PCS assigns each a serial number recognized throughout the insurance industry.
Information is the lifeblood of risk and capital management, especially for catastrophes and weather events. With PCS, you'll get immediate access to the severe weather data you need to manage your business effectively and efficiently.
FlatCat provides a discrete delivery method for catastrophe data from PCS. Each day your company will receive an encrypted flat data file including catastrophe serial numbers, dates of occurrence, states affected, types of catastrophes and perils, and all loss estimates.
PCS estimates are widely accepted as triggers in many traded financial-market instruments, including exchange-traded futures and options, catastrophe bonds, catastrophe swaps, industry loss warranties (ILWs), and other catastrophe derivative instruments.
FlatCat puts the entire PCS catastrophe-history database right at your fingertips. It offers you a flexible delivery method that gives you fast, easy access to severe weather and catastrophe incident information from as far back as 1950. You can customize, analyze, and integrate the data right into your own system.