Fire Protection Info

2017 Verisk Wildfire Risk Analysis The 2017 Verisk Wildfire Risk Analysis determined the number and percentage of households at high or extreme risk from wildfire in the 13 most wildfire-prone states. Each state in the charts below links to a snapshot view of the state’s risk. To see complete reports,...

ISO's Engineering and Safety Service (E&S) publishes Fire Resistance Ratings, a detailed manual for building inspectors, fire inspectors, public officials, contractors, architects, engineers, and others concerned with fire safety in buildings.

The Fire Suppression Rating Schedule (FSRS) from Verisk's ISO unit, is the manual we've developed and use in reviewing the firefighting capabilities of individual communities. The schedule measures the major elements of a community's fire suppression system and develops a numerical grading called a Public Protection Classification (PPC).

Public Protection Classification (PPC) Service from Verisk's ISO unit, gauges the fire protection capability of local fire departments to respond to structure fires at properties in which your company has a financial stake. We collect information on a community's public fire protection and analyze the data using our Fire Suppression Rating Schedule (FSRS). We then assign a PPC from 1 to 10. Class 1 represents the best public protection, and Class 10 indicates no recognized protection.

Verisk offers Public Protection Classification (PPC) Service to help you assess fire protection capabilities at the point of sale and for policy renewals. PPC Service provides the applicable PPC code, fire protection area, driving distance of the nearest responding fire station, water supply, and additional information for any address in the country.

Knowing whether a building is sprinklered is only part of the total risk picture. You also need to know if the sprinkler system can adequately protect the property and how it affects the building’s loss cost. Verisk’s Sprinkler Assessment Report provides an easy-to-understand engineering assessment of the effectiveness and loss reduction capabilities of a sprinkler system, at a glance.

An ISO Sprinkler Plan Review gives you an unbiased evaluation of a planned sprinkler system — before the building goes up or the system goes in. Submit a sprinkler plan to ISO for analysis. Our experts will thoroughly evaluate the plan according to the standards of the National Fire Protection Association (NFPA) and ISO's Specific Commercial Property Evaluation Schedule (SCOPES). You get a grading of the plan, plus suggestions for improving the design.

How does ISO evaluate local fire protection? And what does the classification mean for individual property insurance costs in my community? ISO's expert staff collects information about municipal fire protection efforts in communities throughout the United States. In each of those communities, ISO analyzes the relevant data and assigns a Public Protection Classification (PPC) — a number from 1 to 10. Class 1 generally represents superior property fire protection, and Class 10 indicates that the area's fire suppression program does not meet ISO's minimum criteria.

Verisk offers you multiple services to manage wildfire risk at the address level to support underwriting decisions, select rating plans, and manage exposure concentration.