Catastrophe and Weather-Risk Services

Think of ISO's actuaries as your actuaries — here to help you, particularly when you're operating with a lean staff or no actuarial staff at all. Even if your company is a major national writer with a large staff of actuaries, ISO's Actuarial Consulting Service can provide an effective alternative to deal with specific problems better, faster, and more efficiently than diverting your in-house actuarial resources from other critical projects.
AIR Worldwide — a member of the Verisk Insurance Solutions group at Verisk Analytics — is the scientific leader in catastrophe modeling. AIR pioneered the catastrophe modeling industry, creating the tools and technologies that changed how people think about catastrophic risk. AIR bases its models on sophisticated simulation methods and powerful computer programs that capture how catastrophes — both natural and man-made — behave and affect the built environment.
Verisk's Atmospheric and Environmental Research (AER) business is a leading source of research and services that further understanding of the global environment and enable better decision making in response to weather and climate-related risk. Clients include U.S. military and civilian government agencies, as well as interests in the commercial, financial, energy, and insurance industries.
Your company's survival may depend on whether you can withstand a large catastrophe. With ISO's Catastrophe Consulting Service, you can work with our actuaries and the most extensive database in the industry to manage your hurricane catastrophe exposure. We can work with you, using one of the industry's leading catastrophe modelers — AIR Worldwide Corporation. Our Catastrophe Consulting Service will also help you manage your exposure to other natural disasters.
PCS estimates are widely accepted as triggers in many traded financial-market instruments, including exchange-traded futures and options, catastrophe bonds, catastrophe swaps, industry loss warranties (ILWs), and other catastrophe derivative instruments.
ISOnet — the information service for insurance professionals — offers you access to all ISO circulars issued since January 1, 1995. Every day, ISO circulars give you vital information on industry developments and ISO activities. Circulars deliver information on ISO filings for loss costs, rules, forms, and statistical plans, as well as actuarial data and analysis and other important insurance topics.
There are times when you need very specific research to evaluate a strategy, market, or new business direction. When you don't have the resources available on staff, ISO can help by gathering, evaluating, and reporting on trends and developments in the marketplace — and gauging their effects on your current or potential business. We'll draw on the same databases, expertise, and other ISO resources that underlie the acclaimed ISO Insurance Issues Series studies.
FlatCat puts the entire PCS catastrophe-history database right at your fingertips. It offers you a flexible delivery method that gives you fast, easy access to severe weather and catastrophe incident information from as far back as 1950. You can customize, analyze, and integrate the data right into your own system.
FlatCat Canada puts the entire PCS catastrophe-history database right at your fingertips. It offers you a flexible delivery method that gives you fast, easy access to severe weather and catastrophe incident information back to 2009. You can customize, analyze, and integrate the data right into your own system.
FlatCat Turkey puts the entire PCS catastrophe-history database right at your fingertips. It offers you a flexible delivery method that gives you fast, easy access to severe weather and catastrophe incident information. You can customize, analyze, and integrate the data right into your own system.
The unpredictability of extreme weather events coupled with the expanding footprint of flood risk creates a challenge when developing solutions to address flood risk. However, the market opportunity is ripe for insurers looking to innovate. And Verisk is here to help.
Enhance the precision of your homeowners rating with by-peril analysis. With the new Homeowners By-Peril Rating Supplement, you’ll now be able to evaluate the perils that pose the greatest risk for policies in your homeowners book of business and rate the exposure more accurately.