Underwriter (Personal)

Reliable replacement cost estimates are essential to protect customers. These customers are beginning to demand a new way of doing business that puts the estimation process in their hands. 360Value helps property insurers meet evolving customer expectations, while maintaining rating integrity.
It’s no longer necessary to make the trade-off between ordering loss history reports at bind to save money and providing a positive customer experience. With A-PLUS, which draws from one of the most comprehensive databases in the industry, insurers can choose from a suite of innovative solutions to help inform their underwriting and rating decisions as early as the first quote.
It’s no longer necessary to make the trade-off between ordering loss history reports at bind to save money and providing a positive customer experience. With A-PLUS, which draws from one of the most comprehensive databases in the industry, insurers can choose from a suite of innovative solutions to help inform their underwriting and rating decisions as early as the first quote.
CMC Manual Plus is an electronic version of the ISO Community Mitigation Classification Manual — and more. Delivered to you through ISOnet — the information service for insurance professionals — CMC Manual Plus gives you timely information, including Public Protection Classifications (PPCTM) and Building Code Effectiveness Grading Schedule (BCEGS) classifications.
Coverage Verifier Auto provides personal auto insurers with the policy-level information they need to make better risk selection and pricing decisions. The system reveals much more than just the basic facts about existing and previous coverages on insureds.
CV-ALIR is the simplest way to satisfy your statutory obligations to report automobile coverage to state departments of motor vehicles (DMVs). Many states now require electronic automobile liability insurance reporting (ALIR), and many more will join soon. The requirements differ from state to state, making it difficult, time-consuming, and costly to comply and stay competitive. You need a reliable reporting, tracking, and error correction facility.
ISO's Electronic Forms on Disc (EFD) is a database of policy forms and endorsements for all ISO lines of business. You can view and print the ISO forms, modify or customize them, and integrate them into your own policy-issuance system. Your initial order of EFD comes on CD-ROM. Then, you get customized weekly updates through your own secured ISOnet mailbox.
To manage your company's policy forms and endorsements — and to ensure compliance with state regulations — you need ISO's Forms Information/Report System (FIRST). Available through ISOnet — the information service for insurance professionals — FIRST gives you reports showing the effective dates, expiration dates, and state applicability information for multistate and state forms and endorsements.
ISOnet — the information service for insurance professionals — offers you access to a collection of more than 9,000 personal and commercial forms and endorsements. The Forms Library contains all simplified ISO forms in effect (based on ISO filings) on or after January 1, 1994. The library also contains a collection of policywriting support forms that can help you satisfy legal requirements and administer your insurance programs.
Rating Integrity Analytics and Services detect, correct, and prevent rating errors. This suite of services helps recover lost premium, prevent future losses, and provide a high return on investment.
To help you satisfy legal requirements and administer your insurance programs, ISO offers a collection of policywriting support forms. The forms include cancellation/nonrenewal notices, lost-policy releases, certificates of insurance, UM/UIM/PIP selection/rejection forms, claim forms, first reports of injury, loss notices, applications and fraud warnings.
ISOnet brings ISO's vast wealth of insurance information to you over the web. With ISOnet — the information service for insurance professionals — you can easily locate current and historical ISO documents, eliminating the time you'd waste tracking down misplaced or filed copies. And ISOnet has powerful search features — plus user-friendly navigation and hypertext linking — to put a huge collection of ISO information right at your fingertips.