Underwriter (Commercial)

OneXperience™ for commercial property is a collaborative risk management and self-inspection platform where insurers, agents, and policyholders can digitally engage in real time and share photos, videos, and forms throughout the life of the policy.

LightSpeed™ Commercial leverages Verisk’s data and analytics solutions to provide automation, speed, accuracy, efficiency, and increased throughput for decisions that support risk rating and underwriting.

Underwriting cyber coverage is hard—and the challenges are only increasing as the world becomes more interconnected. Verisk’s Cyber Underwriting Report offers a solution.

Get more reliable, component-based replacement cost estimates that account for virtually all material and labor required to rebuild with Verisk’s 360Value for commercial lines.

Determining the proper premiums for personal auto policies can be tricky business, especially for collision and comprehensive coverages. But it doesn't have to be. With ISO's VINMASTER and your software, you can quickly and easily identify an automobile's current ISO Vehicle Series Rating Symbol without knowing its VIN.

To calculate suitable premiums for automobile risks, you need complete and accurate information about the vehicles that your policyholders drive. But a policyholder who buys a used car may not know that it was previously junked, salvaged, or flooded.

ISO's Query Commercial Classification Code (QC3) is an online lookup tool for underwriters, actuaries, and risk managers. With QC3, you can find the correct commercial classification code for workers' compensation or general liability in a specific jurisdiction or in reference to a NAICS or SIC code.

ISO offers a broad array of specialty commercial lines insurance programs that make it easy for you to enter and compete in new markets. Each program gives you standardized ISO policy forms and endorsements, manual rules, advisory loss costs, and related information.

ISO’s Commercial Inland Marine Program gives you access to information for both filed and nonfiled classes of business.

XactAnalysis, from ISO’s sister company Xactware, is a powerful set of analytical and reporting tools for insurance claims and underwriting departments. Contractors, independent claims adjusters, and other service providers can also benefit from integrating XactAnalysis into their workflow.

We offer a full range of products and services that provide risk-specific information representing every address in the United States. You can use them at the point of sale, at the portfolio level, and for policy renewals. Our offerings help you make superior underwriting and rating decisions.