Claims Professional

Information is the lifeblood of risk and capital management, especially for catastrophes and weather events. With PCS, you'll get immediate access to the severe weather data you need to manage your business effectively and efficiently.

ISO is the acknowledged leader in writing policy language to cover all kinds of property and liability risks. All our policy forms—personal and commercial—use easy-to-read language that helps consumers know what they're buying and salespeople know what they're selling.

ISO's MILD™ software provides a complete, self-contained exposure rating model you can use to perform the most sophisticated custom analyses of your casualty excess-of-loss reinsurance treaties.

ISO's Premium Audit Advisory Service (PAAS) offers comprehensive training manuals for beginning premium auditors and reviewers. The self-contained manuals are available for workers' compensation, general liability, and commercial auto.

PAAS classification guides provide detailed descriptions of all ISO general liability classifications and NCCI workers comp classifications.

ISO's Multi-Line Class Table Database is a fast and efficient electronic system that helps you determine the correct class codes to use in rating and coding commercial lines policies. ISO is replacing the combined Commercial Lines Classification Table with individual line-of-insurance classification tables.

ISO Court Report is a web-based service that offers you summaries of court decisions affecting property/casualty insurance — together with ISO staff commentary on those cases.

Xactimate, from ISO’s sister company Xactware, is a software system for estimating the cost of repairs and reconstruction for residential and commercial structures. With a catalog of new features, Xactimate is more powerful than ever. You get increased accuracy and detail, and you’ll complete estimates faster.

XactContents®, from ISO’s sister company Xactware, is a system for estimating the replacement costs of personal property. XactContents is available as a module within our Xactimate estimating software or as a completely online system.

XactAnalysis, from ISO’s sister company Xactware, is a powerful set of analytical and reporting tools for insurance claims and underwriting departments. Contractors, independent claims adjusters, and other service providers can also benefit from integrating XactAnalysis into their workflow.

Ships and docks and oil rigs are dangerous places. With the machinery, the cargo, and the hazards of nature, the maritime and energy industries will always be subject to accidents.

FlatCat puts the entire PCS catastrophe-history database right at your fingertips. It offers you a flexible delivery method that gives you fast, easy access to severe weather and catastrophe incident information from as far back as 1950.