Information is the lifeblood of risk and capital management, especially for catastrophes and weather events. With PCS, you'll get immediate access to the severe weather data you need to manage your business effectively and efficiently.
ISO is the acknowledged leader in writing policy language to cover all kinds of property and liability risks. All our policy forms — personal and commercial — use easy-to-read language that helps consumers know what they're buying and salespeople know what they're selling. We also develop and help implement the rating and policywriting rules that insurers need to operate in the marketplace.
ISO's MILD™ software provides a complete, self-contained exposure rating model you can use to perform the most sophisticated custom analyses of your casualty excess-of-loss reinsurance treaties.
PAAS Training Manuals ISO's Premium Audit Advisory Service (PAAS ® ) offers comprehensive training manuals for beginning premium auditors and reviewers. The self-contained manuals are available for workers' compensation, general liability, and commercial auto. For many insurance companies and premium audit service companies, PAAS manuals form the core of the...
PAAS Classification Guides Accurate classification of risks is an indispensable part of the premium audit process. Risk classification is also essential to underwriting and rating. To help you classify general liability and workers' compensation risks, ISO's Premium Audit Advisory Service (PAAS ® ) has developed more than 40,000 classification guides....
ISO's Multi-Line Class Table Database is a fast and efficient electronic system that helps you determine the correct class codes to use in rating and coding commercial lines policies. ISO is replacing the combined Commercial Lines Classification Table with individual line-of-insurance classification tables. Each line-of-insurance rules manual will now contain monoline classification information for the relevant line.
ISO's Motor Carrier Digest is your guide to insurance requirements for common, contract, and private carriers of passengers and property. In one convenient manual, you get a comprehensive analysis of state and federal regulations related to liability insurance for trucks, buses, taxicabs, public and private livery vehicles, and other vehicles for hire.
ISO's Personal Lines Customized Reports and Analyses provide accurate, timely information for insurance companies and others who want to assess the market for personal auto, homeowners, and other personal lines of insurance.
ISO Court Report is a web-based service that offers you summaries of court decisions affecting property/casualty insurance — together with ISO staff commentary on those cases.
Xactware, a sister company of ISO, provides computer software for professionals involved in estimating all phases of building and repair. In 1986, Xactware opened for business with its flagship estimating system, Xactimate. Xactimate helps contractors and insurance adjusters estimate the cost of repairs and reconstruction faster and more accurately than ever before.
Xactimate, from ISO’s sister company Xactware, is a software system for estimating the cost of repairs and reconstruction for residential and commercial structures. With a catalog of new features, Xactimate is more powerful than ever. You get increased accuracy and detail, and you’ll complete estimates faster than with other estimating software.
XactContents®, from ISO’s sister company Xactware, is a system for estimating the replacement costs of personal property. XactContents is available as a module within our Xactimate estimating software or as a completely online system.