Actuary - Personal
Products
Actuarial and Strategic Data Insights
ISO’s Actuarial Service provides the information you need to enhance your decision making and boost your productivity and profitability.
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Advisory Prospective Loss Costs
ISO's advisory prospective loss costs are accurate projections of average future claim costs and loss-adjustment expenses — overall and by coverage, class and territory.
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Analysts’ Summary Package
The Analysts’ Summary Package from ISO is a collection of timely reports on the property/casualty insurance industry’s financial and underwriting results.
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Catastrophe Risk
Climate change and population shifts toward catastrophe prone areas are heightening the need for insurers to understand their exposure to potentially devastating losses.
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Circulars on ISOnet
ISOnet Circulars deliver critical information for insurance professionals on industry developments and ISO product news.
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DrivingDNA Data
DrivingDNA Data allows auto insurers to use multisource telematics data attributes and mileage from connected cars for usage-based insurance rating and pricing
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DrivingDNA Lab
The DrivingDNA Lab gives auto insurers a secure environment to study the lift from telematics, supporting rapid insight creation using data from existing policyholders
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DrivingDNA Score
The DrivingDNA Score is a predictive model and corresponding rating rule that uses telematics data for usage-based insurance risk segmentation and pricing precision.
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Homeowners Section II Loss Development Information
ISO's Homeowners Section II Loss Development Information provides loss development factors and the underlying data for Homeowners Section II losses.
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Inflection
Inflection is a trended-credit predictive analytics model providing a dynamic inflection point for risk segmentation.
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Insurance Consulting
Actuarial support and ISO product consulting from Verisk actuaries and product experts.
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ISO ClaimAlert
ISO ClaimAlert: Foreclosure lets you know when a claimant has a property in foreclosure, giving you the opportunity to further investigate a loss and mitigate risks.
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ISO Education
ISO Education has over 100 e-learning courses available on-demand or hosted on your learning management system.
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ISO Motorcycle Program
The ISO Motorcycle Program provides ready-to-use tools to meet your needs, including by-coverage rating relativities, industry standard,policy forms, and rating codes.
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ISO Risk Analyzer
ISO Risk Analyzer is powered by granular data and predictive analytics to help insurers better compete in the auto, homeowners, and businessowners markets.
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ISO Risk Analyzer Homeowners
ISO Risk Analyzer Homeowners uses sophisticated predictive modeling and refined by-peril ratings, so insurers can better align prices to risks.
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ISO Risk Analyzer Personal Auto
ISO Risk Analyzer Personal Auto uses powerful predictive analytics combined with highly granular data to help price auto insurance risks with laser precision.
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ISO Symbols
Symbols are based on the retail price of each vehicle and examined against actual loss experience for that vehicle for refinement and to develop more accurate premiums.
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MileageConfirm
As annual mileage increases, so does loss frequency. Accurate mileage matters, but many insurers struggle to capture it.
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New Commercial Auto Class Plan
The new ISO Commercial Auto Class Plan will provide benefits to insurers and builds on both the current standard plan and enhancements in the Optional Class Plan.
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OneXperience for Personal Property
OneXperience is a self-inspection InsurTech tool offering live-feed video tours, virtual loss control, and customer collaboration.
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Privacy and Security
From strict policies to test controls using SOC 2 Type 2 and SOC 3 reports ISO ClaimSearch is committed to privacy and security of the industry's largest claims database.
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PSOLD
ISO’s PSOLD™ is the most current and comprehensive loss history database for commercial property risks.
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Reverse Phone Append
Reverse Phone Append can provide basic applicant information with a phone number. Streamline the point-of-sale process and serve your customers quickly and accurately.
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Roof Age
Roof Age from Verisk leverages multiple data sources to deliver personal lines insurers higher data coverage, accuracy, and reliability for improved risk assessment.
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TrueVIN
TrueVIN gives insurers more detail on vehicles they insure, using build-sheet data and the 17-digit VIN to uncover standard features and factory-installed equipment.
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