Actuary (Commercial)

The ISO Market Landscape™ dashboard visualizes your company's results and compares them to statistics from ISO's database⎯one of the largest property/casualty insurance databases in the world.

Information is the lifeblood of risk and capital management, especially for catastrophes and weather events. With PCS, you'll get immediate access to the severe weather data you need to manage your business effectively and efficiently.

ISO's Query Commercial Classification Code (QC3) is an online lookup tool for underwriters, actuaries, and risk managers. With QC3, you can find the correct commercial classification code for workers' compensation or general liability in a specific jurisdiction or in reference to a North American Industry Classification System (NAICS) or Standard Industry Classification (SIC) code. Each search of the system displays a report that cross-references the related workers' compensation, general liability, NAICS, and SIC codes.

Data Compilations by Line of Insurance ISO offers a variety of standard data compilations in machine-readable formats, providing information about the major lines of insurance. ISO's database is the property/casualty insurance industry's best, most comprehensive source of information for pricing, loss reserving, and strategic planning. The database provides a benchmark...

There are times when you need very specific research to evaluate a strategy, market, or new business direction. When you don't have the resources available on staff, ISO can help by gathering, evaluating, and reporting on trends and developments in the marketplace — and gauging their effects on your current or potential business. We'll draw on the same databases, expertise, and other ISO resources that underlie the acclaimed ISO Insurance Issues Series studies.

The Analysts’ Summary Package from ISO is a collection of timely reports on the property/casualty insurance industry’s financial and underwriting results. Designed for actuaries, underwriters, consultants, and investment professionals, these accurate and easily assimilated publications will give you valuable insights into the rapidly changing property/casualty marketplace.

ISO's advisory prospective loss costs are accurate projections of average future claim costs and loss-adjustment expenses — overall and by coverage, class, territory, and other categories.

ISO's PSOLD is the only source of the most current, comprehensive loss history information available for commercial property risks.

ISO's MILD™ software provides a complete, self-contained exposure rating model you can use to perform the most sophisticated custom analyses of your casualty excess-of-loss reinsurance treaties.

With the detailed information in ISO's Excess Layer Loss Development Manuals, you can develop losses and payout patterns for excess layers and compare those patterns to ISO aggregate excess loss development patterns.

The ALAE Size-of-Loss Distributions model provides tables of loss and allocated loss adjustment expenses for 94 lines of insurance within the general liability, commercial auto and medical/professional lines.

ISO’s Actuarial Service provides the information you need to enhance your decision making and boost your productivity and profitability. Using ISO’s data to supplement your own experience, you’ll be able to make better-informed decisions about product pricing, marketing, underwriting, reserve adequacy, and reinsurance needs.