Careful risk selection, pinpoint pricing, and strong safeguards against fraud and premium leakage depend on an ecosystem of precise personal auto underwriting and rating tools that can improve rate integrity at the source.
Are your applicants telling the truth? Take on premium leakage and underwriting fraud with data-driven insights across the policy life cycle.
Use the right tools to help uncover critical driver details: violations, loss history, and undisclosed drivers on a policy. And let credit-based scoring help you complete the risk profile.
Understanding claims history is critical to accurate initial quoting, but to save money, many insurers delay ordering loss history data until just before bind.
You can use cost-efficient tools to gain the knowledge you need to make a confident call at point of sale or renewal.
Know the vehicles you insure, inside and out, with tools that help you achieve the refined segmentation needed for today’s competitive personal auto market.
Knowing each vehicle you insure in granular detail is critical in today’s competitive personal auto market for underwriting, rating, and claims adjusting.
Quickly and easily identify an automobile's current ISO Vehicle Series Rating Symbol without knowing its vehicle identification number (VIN).
ISO Symbols are codes that indicate the relative risk of loss for each private passenger vehicle series and each model year.
To calculate suitable premiums for automobile risks, you need complete and accurate information about the vehicles that your policyholders drive.
Examine where your insured vehicles spend most of their time, using actual sightings to verify garaging addresses and commuting mileage.