Insurance to Value

Data-driven ITV, from quote to renewal

Ensuring insurance to value (ITV)—from new business to renewal—is good for you and your policyholders: They’re better protected in the event of a total loss, and you collect premiums appropriate to the risk.

Align your coverage to claims

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360Value® uses the building cost information in our claims loss estimation system, Xactimate®, providing highly reliable replacement cost estimates supported by recent claims loss experience.

Enhance your property underwriting with claims-based data

360value Webinar On Demand

Enhance your property underwriting with claims-based data

Reconstruction costs have increased significantly during the pandemic, with the price of some materials, like lumber, rising persistently with growing demand. Watch this on demand webinar to learn how to improve your underwriting and provide customers with the right amount of coverage by using replacement-cost estimates based on actual claims data.

Prefill data that helps accelerate and improve property underwriting

Prefill Data

Prefill data that helps accelerate and improve property underwriting

Data demands to support underwriting  are growing and increasingly hard to manage. 360Value can give you easy access to trustworthy property and hazard information on insured risks.

Track the latest changes to reconstruction costs

Track The Latest Changes

Reconstruction costs can change over time, and at different rates by geography, down to a very localized level. Each quarter, Verisk’s reconstruction cost data reports provide reconstruction cost trends at the national and state/province levels for the U.S. and Canada.

See the latest figures

Additional insights

Teaser

Current cost estimates key to manage lumber’s ‘demand surge’

Property insurance underwriters relying on up-to-date cost data to cope with higher reconstruction estimates amid lumber's price volatility.

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Teaser Final

The big build: How a rise in renovations may affect property insurance

People spending more time at home seemed to ultimately help many insurers, as loss frequency declined in 2020 year over year across several categories.

Read the article 
Laugh Ratio Teaser

Finding local replacement cost estimates is usually no laughing matter

The comic strip is part of our new Laugh Ratios series, highlighting Verisk’s 360Value solutions, which provide reliable replacement cost estimates.

Read the article 

Contact Us to Learn More

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