Insurance to Value


From policy quoting to renewal, ITV is a moving target.

Changes to rebuilding costs and properties you insure will affect replacement costs. To verify accurate property information and keep pace with replacement costs, Verisk offers tools to help keep insurance to value (ITV) current throughout the life of the policy.

Reliable replacement cost estimates

360Value® for commercial properties

Get more accurate, component-based replacement cost estimates that account for virtually all material and labor required to rebuild.

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360Value® for personal properties

Protect your policyholders with replacement cost estimates grounded in local material and labor costs.

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Precise property data from high-quality aerial imagery

Office buildiing

Aerial imagery for commercial properties

Get the detail you need to price commercial policies accurately and get quotes to customers quickly with high-resolution aerial imagery.

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Aerial imagery for personal properties

Use ground-truth data derived from aerial imagery for the ultimate confirmation of property characteristics.

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