Insurance to Value

Data-driven ITV, from quote to renewal

Ensuring insurance to value (ITV)—from new business to renewal—is good for you and your policyholders: They’re better protected in the event of a total loss, and you collect premiums appropriate to the risk.

Align your coverage to claims

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360Value® uses the building cost information in our claims loss estimation system, Xactimate®, providing highly reliable replacement cost estimates supported by recent claims loss experience.

Prefill data that helps accelerate and improve property underwriting

Prefill Data

Prefill data that helps accelerate and improve property underwriting

Data demands to support underwriting  are growing and increasingly hard to manage. 360Value can give you easy access to trustworthy property and hazard information on insured risks.

Track the latest changes to reconstruction costs

Reconstruction Costs

Reconstruction costs can change over time, and at different rates by geography, down to a very localized level. Each quarter, Verisk’s reconstruction cost data reports provide reconstruction cost trends at the national and state/province levels for the U.S. and Canada.

See the latest figures

Additional insights

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Reconstruction cost increases reach historic high

Total reconstruction costs surged at historic rates in the United States and Canada from October 2019 to October 2020 as lumber prices spiked.

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Rethinking Risk: How the pandemic has affected homeowners insurance (Infographic)

Ripples from the pandemic are reaching homeowners insurers as the new normal transforms the housing market in multiple ways.

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Recent integrations make OneXperience the leader in comprehensive virtual property inspection

OneXperience for personal and commercial lines can transform property inspection workflows with valuation tools, property characteristics, and aerial imagery.

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Contact Us to Learn More

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  • Main Toll-Free: 1-800-888-4476

  • Global Toll-Free: International Access code, then 800 48977489