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Insurance to Value

Data-driven ITV, from quote to renewal

Ensuring insurance to value (ITV)—from new business to renewal—is good for you and your policyholders: They’re better protected in the event of a total loss, and you collect premiums appropriate to the risk.

Align your coverage to claims

360Value® uses the building cost information in our claims loss estimation system, Xactimate®, providing highly reliable replacement cost estimates supported by recent claims loss experience.

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Monthly pricing data makes the difference

Calculating replacement costs with monthly data means prices are more likely to reflect current market realities. Frequent pricing updates can flatten the curve of potential spikes, resulting in fewer surprises for carriers quoting policies and property owners applying for insurance.

Instant, reliable property valuations


Instant, reliable property valuations

For property underwriters, it can seem like the whole world is a moving target. 360Value is one of the only valuation tools using reconstruction costs based on over 20 years of actual insurance claims data, current and localized for the properties you want.

Track the latest changes to reconstruction costs

360value Quarterly Reconstruction

Reconstruction costs can change over time, and at different rates by geography, down to a very localized level. Each quarter, Verisk’s reconstruction cost data reports provide reconstruction cost trends at the national and state levels.

See the latest figures

Enhancing underwriting with holistic, current, claims-based data

360value Webinar On Demand

Enhancing underwriting with holistic, current, claims-based data

Watch the on-demand webinars to learn about the latest advances in our reconstruction data:

Building property risk profiles from a data ecosystem

Building Property Risk 1 1

As wildfires and other natural catastrophes grow in frequency and severity, so does the value of data ecosystems to help insurers gain a comprehensive view of property risk, from address-level exposure to granular, up-to-date reconstruction cost estimates.

Download the full report

Prefill data that helps accelerate and improve property underwriting

Prefill Data

Prefill data that helps accelerate and improve property underwriting

Data demands to support underwriting  are growing and increasingly hard to manage. 360Value can give you easy access to trustworthy property and hazard information on insured risks.

Additional insights

Automation And Analytics

Not a monster: How insurers can accelerate their digital transformations, one step at a time

With automation and analytics advancing at a rapid pace, many insurers are looking to transform the experience of buying commercial coverage, from time-consuming and…

Read the article
Value At Renewal For Personal Property

Capture insurance to value at renewal for personal property

With renovations increasing rapidly, the pressure to monitor property changes has increased to promote premium and ITV alignment.

Read the article
Value Reconstruction

Inflation lifts reconstruction costs as fuel prices boost volatility

Verisk's 360Value® Quarterly Reconstruction Cost Analysis shows materials and labor prices rose 13.5 percent from April 2021 to April 2022

Read the article

Contact Us to Learn More

Other Ways to Connect

We are available Monday through Friday, 7 a.m. — 9 p.m. US Eastern Time:

  • Chat Now

    Note that password resets and user information are not available through Live Chat or Email. Instead, please call the main toll-free number below.

  • Main Toll-Free: 1-800-888-4476

  • Global Toll-Free: International Access code, then 800 48977489
    When calling from the UK, please dial 00 800 4897 7489

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