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Insurance to Value

Data-driven ITV, from quote to renewal

Ensuring insurance to value (ITV)—from new business to renewal—is good for you and your policyholders: They’re better protected in the event of a total loss, and you collect premiums appropriate to the risk.

Align your coverage to claims

360Value® uses the building cost information in our claims loss estimation system, Xactimate®, providing highly reliable replacement cost estimates supported by recent claims loss experience.

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Track the latest changes to reconstruction costs

360value Quarterly Reconstruction

Reconstruction costs can change over time, and at different rates by geography, down to a very localized level. Each quarter, Verisk’s reconstruction cost data reports provide reconstruction cost trends at the national and state levels.

See the latest figures

Instant, reliable property valuations


Instant, reliable property valuations

For property underwriters, it can seem like the whole world is a moving target. 360Value is one of the only valuation tools using reconstruction costs based on over 20 years of actual insurance claims data, current and localized for the properties you want.

Five strategies for better replacement cost estimates

Itv Alignment 2

As a leader in replacement cost estimation for more than 20 years, Verisk recommends five strategies to help avoid outdated valuations that could leave insurers and their customers vulnerable in the event of a total loss.

Download the report

Enhancing underwriting with holistic, current, claims-based data

360value Webinar On Demand

Enhancing underwriting with holistic, current, claims-based data

Watch the on-demand webinars to learn about the latest advances in our reconstruction data:

Respond to a growing peril threat with current replacement data

Weather Elements 2

As natural hazards grow in frequency and severity, so does the value of data ecosystems to deliver a comprehensive view of property risk, from address-level exposure to granular, up-to-date reconstruction cost estimates.


Explore ice, fire, wind, and water

Prefill data that helps accelerate and improve property underwriting

Prefill Data

Prefill data that helps accelerate and improve property underwriting

Data demands to support underwriting  are growing and increasingly hard to manage. 360Value can give you easy access to trustworthy property and hazard information on insured risks.

Additional insights

Q1 Quarterly Report 23 1 1

Mild reconstruction cost rise signals stabilizing market

Total reconstruction costs increased 5.1% from October 2022 to 2023. This uptick follows the 4.3% increase from July 2022 to July 2023.

Read the article
Construction Site Teaser

Exploring a future look at reconstruction cost trends

To help insurers navigate the increasing complexity in the market, Verisk has developed the Market Expectations Index for 360Value.

Read the article
Main Itv

Maintain ITV in a volatile market with property-level insights

Insurers must explore changes affecting their risk portfolio and leverage component- and property-level insights to help them maintain ITV.

Read the article

Contact Us to Learn More

Other Ways to Connect

We are available Monday through Friday, 7 a.m. — 8 p.m. US Eastern Time:

  • Chat Now

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  • Main Toll-Free: 1-800-888-4476

  • Global Toll-Free: International Access code, then 800 48977489
    When calling from the UK, please dial 00 800 4897 7489

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