Underwriting and Rating Solutions
The insurance marketplace is changing rapidly
Evolving technology, emerging risks, and rising customer expectations are creating constant challenges for property/casualty insurers. How can insurers create innovative insurance programs, streamline data reporting to regulators, and leverage analytics to assess and price risks with speed and precision?
Commercial Auto
Commercial Property
Excess and Surplus
General Liability
Personal Auto
Personal Property
Small Commercial
Specialty Commercial Lines
Visualize: Insights that Power Innovation
Major coverage enhancements coming to the ISO Businessowners program
Learn how the ISO Businessowners program is evolving to tackle a wide range of new risk exposures.
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Cutting through the data noise in small commercial
Small commercial insurance data needs to be clean, relevant, and insightful to support streamlined underwriting without the noise.
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Verisk 2021 wildfire risk analysis provides updated data on rising threat
Fully understanding the peril of wildfire and the primary risk factors involved is crucial to accurate property underwriting. FireLine® Risk Reports can help keep you…
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Unprecedented behavior: Wildfires have jumped the Sierra Nevada
The Caldor Fire in California and Nevada is the second known instance—both occurring in 2021—of a wildfire crossing the Sierra Nevada.
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Accelerating competitiveness with a digital auto insurance ecosystem
How can auto insurance leaders adapt and stay competitive amid evolving pandemic-related trends? The key may be a digital ecosystem.
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How original loss curves can improve pricing in the London Market
Risk pricing is challenging when you do not have historical data as claims are random events with uncertain frequency and severity.
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Unpacking the 2021 new normal for personal auto mileage
Verisk has been closely monitoring new-normal trends for the U.S. personal auto insurance market; there's a lot to unpack around mileage.
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How can UK insurers obtain meaningful ADAS data?
Motor insurers may struggle to process the data around existing ADAS features in a vehicle and turn it into useful underwriting information.
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Compliance and Reporting
Make more informed decisions, plan strategically, and comply with federal and state requirements with a wide range of compliance and reporting services.
Data and Statistical Service
Enhance data quality and management and streamline compliance and regulatory reporting processes with industry-leading databases and online platforms.
Insurance Policy Programs
Address risk exposures, define and cover policyholder risks, and enter new markets and lines of business with industry-standard insurance programs, advisory loss costs, and forms management tools.
Insurance to Value
Maintain rating integrity and meet evolving customer expectations, with updated replacement cost estimates based on actual claims data.
IoT/Telematics
Refine underwriting and rating, accelerate first notice of loss, and achieve proactive mitigation services with telematics and Internet of Things solutions.
Medical Risk Rating
Improve the customer experience, refine underwriting, and expand your market with the automated assessment of pre-existing medical conditions.
Premium Audit
Enhance your premium audits with robust information on classification and rating. Stay updated on premium audit issues with a wide range of bulletins.
Risk Control
Gain access to critical and up-to-date information on risk management and loss control.
Underwriting Inspections
Enhance your surveys, inspections, and site visits with reliable, up-to-date information on properties and the risks they pose.
Catastrophe Risk
Climate change and population shifts toward areas prone to catastrophe are heightening the need for insurers to understand their exposure to potentially devastating losses.