Underwriting and Rating Solutions
The insurance marketplace is changing rapidly
Evolving technology, emerging risks, and rising customer expectations are creating constant challenges for property/casualty insurers. How can insurers create innovative insurance programs, streamline data reporting to regulators, and leverage analytics to assess and price risks with speed and precision?
Commercial Auto
Commercial Property
Excess and Surplus
General Liability
Personal Auto
Personal Property
Small Commercial
Specialty Commercial Lines
Do you have the right solutions to improve your business?
Visualize: Insights that Power Innovation
Wildfire: Insurers and communities adapt to an ever-growing threat
Wildfires have moved rapidly to the fore as an exposure for insurers to understand and manage in states at high risk for this peril.
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Bringing a BOP program to market with comprehensive tools and support
The ISO businessowners policy program is ready out of the box to meet many carrier requirements
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Car theft is on the rise. Here’s what Verisk data told us about it.
How we analyzed a TikTok challenge that encouraged car theft.
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Innovative VIN Decode Solution for Commercial Auto Insurance
Understanding vehicle risk is critical to improve segmentation, refine pricing and enhance profitability. Gain insights from 50+ components.
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What happens after catastrophes? Protection in a time of loss
Despite mitigation measures, natural hazards may still cause damage, and insurers need actionable data to guide underwriting and pricing.
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How insurtech can better determine sufficient contents coverage
From estimating to calculating: Predictive modeling and machine learning remove the guesswork from evaluations.
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It’s a good time for insurers to consider a businessowners program
Solutions to ease entry into the businessowners policy program market and sustain that business across the value chain.
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Having the best of both worlds in property and auto inspections
Determining or verifying key risk characteristics of insured property or vehicles can be costly, labor-intensive, and time-consuming.
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Compliance and Reporting
Make more informed decisions, plan strategically, and comply with federal and state requirements with a wide range of compliance and reporting services.
Data and Statistical Service
Enhance data quality and management and streamline compliance and regulatory reporting processes with industry-leading databases and online platforms.
Insurance Policy Programs
Address risk exposures, define and cover policyholder risks, and enter new markets and lines of business with industry-standard insurance programs, advisory loss costs, and forms management tools.
Insurance to Value
Maintain rating integrity and meet evolving customer expectations, with updated replacement cost estimates based on actual claims data.
IoT/Telematics
Refine underwriting and rating, accelerate first notice of loss, and achieve proactive mitigation services with telematics and Internet of Things solutions.
Medical Risk Rating
Improve the customer experience, refine underwriting, and expand your market with the automated assessment of pre-existing medical conditions.
Premium Audit
Enhance your premium audits with robust information on classification and rating. Stay updated on premium audit issues with a wide range of bulletins.
Risk Control
Gain access to critical and up-to-date information on risk management and loss control.
Underwriting Inspections
Enhance your surveys, inspections, and site visits with reliable, up-to-date information on properties and the risks they pose.
Catastrophe Risk
Climate change and population shifts toward areas prone to catastrophe are heightening the need for insurers to understand their exposure to potentially devastating losses.