Underwriting and Rating Solutions
The insurance marketplace is changing rapidly
Evolving technology, emerging risks, and rising customer expectations are creating constant challenges for property/casualty insurers. How can insurers create innovative insurance programs, streamline data reporting to regulators, and leverage analytics to assess and price risks with speed and precision?
Commercial Auto
Commercial Property
Excess and Surplus
General Liability
Personal Auto
Personal Property
Small Commercial
Specialty Commercial Lines
Do you have the right solutions to improve your business?
Visualize: Insights that Power Innovation
Integration without disruption: Simpler reconstruction cost estimates
Property insurers can move to simplify quoting workflows in a digital-first strategy with fast, reliable reconstruction cost estimates.
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Property data on-demand: Leveraging technology and field expertise
When you need reliable property data quickly, Verisk delivers a Virtual Property Details Report in three business days or less.
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Why 2022 is already a historic wildfire season
Gain insights into the 2022 wildfire season in the United States and learn how early snow melts contribute to greater wildfire risk.
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Proposed wildfire rules could reshape insurance pricing in California
California may implement new wildfire rating regulations that could impact personal and commercial property insurers.
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Mastering the many aspects of roof condition with multisource data
Homeowners insurers may struggle to capture roof condition, but imagery analytics can help assess risk and opportunities for mitigation.
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Mozart’s new features make finding & updating forms easier than ever
With concept search, preferred wordings, and workflow enhancements, Mozart helps to easily find & update forms.
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Are property owners and insurers ready for the next big earthquake?
The big question facing many insurers and policyholders is: Are we equipped for these rare-but-devastating disasters?
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Four advantages AI brings to small commercial underwriting
Learn how artificial intelligence helps small commercial insurers unlock powerful new data sources and game-changing workflow efficiences.
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Compliance and Reporting
Make more informed decisions, plan strategically, and comply with federal and state requirements with a wide range of compliance and reporting services.
Data and Statistical Service
Enhance data quality and management and streamline compliance and regulatory reporting processes with industry-leading databases and online platforms.
Insurance Policy Programs
Address risk exposures, define and cover policyholder risks, and enter new markets and lines of business with industry-standard insurance programs, advisory loss costs, and forms management tools.
Insurance to Value
Maintain rating integrity and meet evolving customer expectations, with updated replacement cost estimates based on actual claims data.
IoT/Telematics
Refine underwriting and rating, accelerate first notice of loss, and achieve proactive mitigation services with telematics and Internet of Things solutions.
Medical Risk Rating
Improve the customer experience, refine underwriting, and expand your market with the automated assessment of pre-existing medical conditions.
Premium Audit
Enhance your premium audits with robust information on classification and rating. Stay updated on premium audit issues with a wide range of bulletins.
Risk Control
Gain access to critical and up-to-date information on risk management and loss control.
Underwriting Inspections
Enhance your surveys, inspections, and site visits with reliable, up-to-date information on properties and the risks they pose.
Catastrophe Risk
Climate change and population shifts toward areas prone to catastrophe are heightening the need for insurers to understand their exposure to potentially devastating losses.