Underwriting and Rating Solutions
The insurance marketplace is changing rapidly
Evolving technology, emerging risks, and rising customer expectations are creating constant challenges for property/casualty insurers. How can insurers create innovative insurance programs, streamline data reporting to regulators, and leverage analytics to assess and price risks with speed and precision?
Commercial Auto
Commercial Property
Excess and Surplus
General Liability
Personal Auto
Personal Property
Small Commercial
Specialty Commercial Lines
Do you have the right solutions to improve your business?
Visualize: Insights that Power Innovation
How to optimize digital survey tools to unlock current property data
Learn how the strategic application of advanced survey technology can help provide insurers the data they need.
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Auto application fraud up 18%: New approaches to help mitigate risk
Artificial intelligence powers search-and-match algorithms that improve hit rates and predictive analytics help identify insurance fraud.
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Personal auto is off-roading: How to get back to profitability
A new Verisk analysis evaluates the personal auto insurance industry and how to get back on track using several strategies and solutions.
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Automate to accelerate: Keeping pace with the small commercial market
Learn how LightSpeed Small Commercial can help insurers classify, quantify, and qualify risks for more automated underwriting.
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Mild reconstruction cost rise signals stabilizing market
Total reconstruction costs increased 5.1% from October 2022 to 2023. This uptick follows the 4.3% increase from July 2022 to July 2023.
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Exploring a future look at reconstruction cost trends
To help insurers navigate the increasing complexity in the market, Verisk has developed the Market Expectations Index for 360Value.
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Insuring Agritainment: Evolving solutions for a 200-year-old business
Insuring Agritainment: Evolving solutions for a 200-year-old business
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A roof can become a window to better commercial property underwriting
Learn how Verisk can help underwriters perform a fully rounded risk assessment by providing crucial commercial roof information.
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Compliance and Reporting
Make more informed decisions, plan strategically, and comply with federal and state requirements with a wide range of compliance and reporting services.
Data and Statistical Service
Enhance data quality and management and streamline compliance and regulatory reporting processes with industry-leading databases and online platforms.
Insurance Policy Programs
Address risk exposures, define and cover policyholder risks, and enter new markets and lines of business with industry-standard insurance programs, advisory loss costs, and forms management tools.
Insurance to Value
Maintain rating integrity and meet evolving customer expectations, with updated replacement cost estimates based on actual claims data.
IoT/Telematics
Refine underwriting and rating, accelerate first notice of loss, and achieve proactive mitigation services with telematics and Internet of Things solutions.
Medical Risk Rating
Improve the customer experience, refine underwriting, and expand your market with the automated assessment of pre-existing medical conditions.
Premium Audit
Enhance your premium audits with robust information on classification and rating. Stay updated on premium audit issues with a wide range of bulletins.
Risk Control
Gain access to critical and up-to-date information on risk management and loss control.
Underwriting Inspections
Enhance your surveys, inspections, and site visits with reliable, up-to-date information on properties and the risks they pose.
Natural Hazard Risk and Response
Climate change and population shifts toward areas prone to catastrophe are heightening the need for insurers to understand their exposure to potentially devastating losses.