Underwriting and Rating Solutions
The insurance marketplace is changing rapidly
Evolving technology, emerging risks, and rising customer expectations are creating constant challenges for property/casualty insurers. How can insurers create innovative insurance programs, streamline data reporting to regulators, and leverage analytics to assess and price risks with speed and precision?
Commercial Auto
Commercial Property
Excess and Surplus
General Liability
Personal Auto
Personal Property
Small Commercial
Specialty Commercial Lines
Visualize: Insights that Power Innovation
Delivery drivers are proliferating: Here’s how to insure them
A multistate update to the ISO Personal Auto Program will provide underwriters additional flexibility for delivery driver risks.
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3 Trends in Trucking for 2022
Likely trucking trends in 2022 include changing driver profiles, more need for for driver monitoring, and shortages in key driver segments.
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Reconstruction prices rise moderately amid demand for materials, labor
Total U.S. reconstruction costs, including materials and retail labor, rose 7.2 percent in the year-over-year period ending January 2022.
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Transform auto quote experiences for what comes next
Increasing speed is becoming the norm for auto insurance quotes, driving digital transformation and data-forward strategies.
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Civil unrest 2021: Learning from last year’s record losses
Examining businessowners and commercial property civil unrest losses and what insurers should know about civil unrest in 2022.
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Underwriting innovation: 2021 year in review
Learn about updates to ISO insurance programs and underwriting solutions for 2021 and what's in store for 2022.
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Knowledge is power: The case for ISO Market Landscape & ISO DataCube
It’s common for many insurers to measure underwriting success based on past performance. But a key question is—how are you doing relative to the rest of the industry?
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Economic shifts shape the unfolding journey for homeowners insurers
Supply-chain issues, labor shortages, and high demand for building resources are complicating factors as homeowners insurers head into 2022.
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Compliance and Reporting
Make more informed decisions, plan strategically, and comply with federal and state requirements with a wide range of compliance and reporting services.
Data and Statistical Service
Enhance data quality and management and streamline compliance and regulatory reporting processes with industry-leading databases and online platforms.
Insurance Policy Programs
Address risk exposures, define and cover policyholder risks, and enter new markets and lines of business with industry-standard insurance programs, advisory loss costs, and forms management tools.
Insurance to Value
Maintain rating integrity and meet evolving customer expectations, with updated replacement cost estimates based on actual claims data.
IoT/Telematics
Refine underwriting and rating, accelerate first notice of loss, and achieve proactive mitigation services with telematics and Internet of Things solutions.
Medical Risk Rating
Improve the customer experience, refine underwriting, and expand your market with the automated assessment of pre-existing medical conditions.
Premium Audit
Enhance your premium audits with robust information on classification and rating. Stay updated on premium audit issues with a wide range of bulletins.
Risk Control
Gain access to critical and up-to-date information on risk management and loss control.
Underwriting Inspections
Enhance your surveys, inspections, and site visits with reliable, up-to-date information on properties and the risks they pose.
Catastrophe Risk
Climate change and population shifts toward areas prone to catastrophe are heightening the need for insurers to understand their exposure to potentially devastating losses.