Underwriting and Rating Solutions
The insurance marketplace is changing rapidly
Evolving technology, emerging risks, and rising customer expectations are creating constant challenges for property/casualty insurers. How can insurers create innovative insurance programs, streamline data reporting to regulators, and leverage analytics to assess and price risks with speed and precision?
Commercial Auto
Commercial Property
Excess and Surplus
General Liability
Personal Auto
Personal Property
Small Commercial
Specialty Commercial Lines
Do you have the right solutions to improve your business?
Visualize: Insights that Power Innovation
Not a monster: How insurers can accelerate their digital transformations, one step at a time
With automation and analytics advancing at a rapid pace, many insurers are looking to transform the experience of buying commercial coverage, from time-consuming and…
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Hail in Southern California: Making sense of hail’s changing geography
Hail is spreading out into new regions of the country that aren’t traditionally exposed to hail risk.
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Capturing the flavors of roof risk with reliable data
Multiple homeowners insurers sought solutions to challenges around roof risk, and Verisk has created case studies to follow their journeys.
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What’s going on inside that commercial building?
Verifying critical attributes that change frequently, such as occupancy, can help ensure more accurate commercial property underwriting.
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How can changes in home ownership and occupancy create hidden risks?
Knowing a property's history, including changes in ownership and occupancy, is essential to paint a vivid picture of a property's condition.
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Know a vehicle’s history to achieve more precise rating segmentation
Auto History Score is purpose-built using modeled data, correlated with future claims, to help auto insurers refine rating segmentation.
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Capture insurance to value at renewal for personal property
With renovations increasing rapidly, the pressure to monitor property changes has increased to promote premium and ITV alignment.
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Between a rock and a hard market: Solutions for personal auto
Personal auto insurance is set for a hard market in 2022 as claim frequency and severity rise amid inflationary pressures and risky driving.
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Compliance and Reporting
Make more informed decisions, plan strategically, and comply with federal and state requirements with a wide range of compliance and reporting services.
Data and Statistical Service
Enhance data quality and management and streamline compliance and regulatory reporting processes with industry-leading databases and online platforms.
Insurance Policy Programs
Address risk exposures, define and cover policyholder risks, and enter new markets and lines of business with industry-standard insurance programs, advisory loss costs, and forms management tools.
Insurance to Value
Maintain rating integrity and meet evolving customer expectations, with updated replacement cost estimates based on actual claims data.
IoT/Telematics
Refine underwriting and rating, accelerate first notice of loss, and achieve proactive mitigation services with telematics and Internet of Things solutions.
Medical Risk Rating
Improve the customer experience, refine underwriting, and expand your market with the automated assessment of pre-existing medical conditions.
Premium Audit
Enhance your premium audits with robust information on classification and rating. Stay updated on premium audit issues with a wide range of bulletins.
Risk Control
Gain access to critical and up-to-date information on risk management and loss control.
Underwriting Inspections
Enhance your surveys, inspections, and site visits with reliable, up-to-date information on properties and the risks they pose.
Catastrophe Risk
Climate change and population shifts toward areas prone to catastrophe are heightening the need for insurers to understand their exposure to potentially devastating losses.