Commercial Auto Telematics
DrivingDNA: Essential building blocks for behavior-based insurance
DrivingDNA: Essential building blocks for behavior-based insurance
Verisk’s commercial auto telematics solutions help insurers harness data to make more informed risk decisions. Years of in-market experience, an expansive network of automakers and telematics service providers (TSPs), and hundreds of billions of driving miles in the industry-leading Verisk Data Exchange™ can give you a detailed view of portfolio risk.
Just as DNA distinguishes organic life, DrivingDNA reveals distinct behavior-based driving characteristics. Whether you’re already active with telematics or are looking to launch your program, DrivingDNA provides vital, scalable risk insights and tools to help you succeed.
How can you improve the profitability of your commercial auto portfolio?
Driving behavior data and insights provides new levels of visibility into commercial auto risk, helping you attain a competitive edge. Verisk makes it easy to weave telematics into the insurance workflow.
Research and product development
Uncover risk insights, accelerate product development and modeling, and make more informed strategic decisions.
DrivingDNA® Lab
Study the lift and effect of real-world telematics data and develop advanced predictive models using your existing commercial auto portfolio.
Risk selection, rating, and underwriting
Improve risk selection and pricing accuracy with event-level driving data attributes, predictive scores, and insights.
DrivingDNA® Score
Use an advanced scoring model to lay the foundation for an expansive telematics program with superior driving risk insight and speed-to-market.
DrivingDNA® Data
Fuel your program with normalized driving and mileage data from connected vehicles and TSPs, packaged to meet the specifications of your proprietary scoring model.
GPS and Telematics Reporting
Gain a new, more informed perspective into fleet risk with continuous reporting of driving behavior, radius-of-use factors, zone class, and more.
Accelerating your telematics journey with Verisk
You win:
• Speed to market with pre-filed rating rules from ISO
• Integrations with a diverse network of automakers and TSPs
• Informed risk management through detailed insights
Your customers win:
• Simplified sharing process for driving data
• Risk-adjusted pricing for eligible customers
• Fast, informed quotes and more
Commercial Auto Insights from COVID-19 Related Exposures and Data-Driven Risk Management Strategies
Commercial Auto Insights from COVID-19 Related Exposures and Data-Driven Risk Management Strategies
The pandemic’s impact on businesses of all sizes has forced many to adapt on the fly. What does this mean for the exposures insurers cover, and what data tools can guide future strategy and operations?
From IoT Data to Actionable Insights
From IoT Data to Actionable Insights
IoT data opens new doors for insurers. The Verisk Data Exchange is tackling the challenge of refining telematics driving data—which now exceeds 250 billion miles.
Additional insights
Car theft is on the rise. Here’s what Verisk data told us about it.
How we analyzed a TikTok challenge that encouraged car theft.
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Here's one way to stay ahead of the competition.
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Emerging Issues Bracket Recap: Your Top Topic Picks in 2023
Your top concern? PFAS “forever chemicals.”
Read the articleTake your telematics data even further
Insurance Consulting
Verisk insurance consultants can help you leverage telematics data and analytics to better understand how they align with your strategic direction.
Commercial Auto Solutions
Commercial auto underwriting tools come together to fundamentally change your underwriting process, bringing speed, accuracy, efficiency, and ease of use.