Commercial Property

Catastrophe models help better understand and quanitfy insured losses caused by climate change and climate variability.

Wildfires have moved rapidly to the fore as an exposure for insurers to understand and manage in states at high risk for this peril.

The ISO businessowners policy program is ready out of the box to meet many carrier requirements

How we analyzed a TikTok challenge that encouraged car theft.

Despite mitigation measures, natural hazards may still cause damage, and insurers need actionable data to guide underwriting and pricing.

From estimating to calculating: Predictive modeling and machine learning remove the guesswork from evaluations.

Solutions to ease entry into the businessowners policy program market and sustain that business across the value chain.

Here's one way to stay ahead of the competition.

Total reconstruction costs, including materials and labor, increased 3.1% from April 2022 to 2023. Costs continue to slow down and steady.

Severe thunderstorms are a common natural phenomenon in the US, causing more than half of annual reported insured losses since 1985.

A portfolio analysis can uncover new risks, reveal opportunities to true up coverages, and show where rate increases may be warranted

Technology and data are expanding survey capabilities beyond on-site inspections to provide critical commercial property information.

The truest test of an ITV solution is how it performs with actual losses, which can yield critical data to validate and calibrate RCEs.

Total reconstruction costs, including materials and labor, increased 6.8% from January 2022 to January 2023, a drop from the last quarter.

Prefill application details, amplified with analytics, can fuel small commercial underwriting automation by tapping unstructured data