Small Commercial
$4.5 billion in commercial property premium leakage due to misclassification
$1.3 billion. According to a Verisk analysis of commercial portfolios, that’s the estimated amount of commercial property premium leakage occurring in just one year.
A day in the life of a property inspector
Surveys, inspections, and site visits are an integral part of gathering reliable, up-to-date information on commercial properties and the risks they pose. The data is…
What makes a major March Nor’easter?
AIR's Dr. Peter Sousounis explains why strong nor'easters in March are not as uncommon as one may think.
Cyber attacks hitting small businesses
Every insurer’s BOP customer needs to understand that cybersecurity and the insurance protection designed to shield small businesses from cyber attacks have become…
Small businesses can learn from the Super Bowl playbook
Winning coaches know what it takes get their team to the Super Bowl. Small business insurers can reach the top of their game by following a similar playbook.
3D printing: The layers of risk
3-D printing is more than just a new technology. It has the potential to change how we work and live and to influence the risks we face every day.
Marijuana legalization: Stirring the pot
The patchwork of state laws concerning medical marijuana and their conflicts with federal law have proven a challenge for insurers considering writing coverage for…
E-cigarettes: Up in vapor
E-cigarettes pose numerous and still-developing perils and coverage issues.
Cyber insurance: Black swan or golden goose?
Is now the perfect time for the insurance industry to get up to speed, rethink product approaches, and usher in solutions suitable to mitigate 21st-century cyber risk for…
Rethinking small commercial product development
We're looking at a huge, underpenetrated market for small business insurers, and the small business landscape is growing and dynamic.