Sanford Brown

Insurers know that insureds that follow OSHA’s direction concerning risks and exposures are less likely to have workers’ compensation claims. Their Top 10 list can help…

The ability to differentiate between applicants for better risk selection is a huge challenge for workers' compensation insurers.

Uncertainties of risk assessment -- the known unknowns -- present challenges when trying to develop an accurate incident and claim history at the point of underwriting.

Although workers compensation insurers strive to identify and mitigate risks and appropriately underwrite workplaces, tight spots often present unique challenges.

I heard a story once that an advertising executive came up with the phrase “a picture is worth a thousand words” for an ad.