Commercial Property On-Site Surveys and Inspections

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We go on-site so you don't have to

Verisk’s Survey Services—verified and validated on-site property and liability risk-assessments—provide high-quality information gathered by our field representatives on conditions and hazards at any property in the United States.


Better than the industry results

Verisk customer research revealed that insurers who use our surveys average 1 point better than the industry in general expense ratio (GER)—that’s a 1 percent increase in premium. Small insurer GERs were an average of 2 points better. Read the report to learn more.

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Grow your business

There are two primary ways to grow your business: Add new profitable customers or maximize profits on existing customers. Either way, insurers who want to be successful need up-to-date, reliable comprehensive data on commercial properties, both for initial coverage and to maintain insurance to value (ITV) for the life of the policy.


Grow your business


Granular, site-verified information

Verisk surveys provide the granular, site-verified risk characteristics and exposure data you need to price a policy or verify changes to property conditions to set proper premiums at renewal. Verisk survey services are the answer for cost-effective, expert results.

Coverage-based on-site surveys:

  • Builder's Risk – the project, building, exposures, and controls
  • Commercial Fleet – overall operations and conditions of fleets, large and small
  • General Liability – a wide variety of nonproperty exposures
  • Inland Marine – equipment, motor truck cargo, and warehouse legal liability
  • Multiline – property and liability exposures, including products and completed operations, auto, and crime
  • Rating – construction, property hazards, private and public protection features, and occupancy details
  • Workers' Compensation – exposure to injury and loss on the job

And our customized reports deliver information just the way you want it – tailored in content and format to meet your needs.

Download brochure


The advantage of robust data

  • Expanding ProMetrix database collected by experienced field service reps using both onsite and virtual surveys
  • Advanced computer modeling delivers property-specific details for commercial properties in the United States
  • 100% fill rate on five core underwriting attributes (ISO construction class, year built, number of stories, square footage, and primary building use)
  • Reliable, component-based replacement cost estimates based on actual claims data

Learn more

Three common mistakes inspectors make when classifying commercial buildings

Learn the mistakes commercial property inspectors make when evaluating buildings for an ISO Construction Class.

Read the Article


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Reduce expenses

Reduce expenses

Insurers don’t often have the resources of time and personnel to conduct their own surveys, and having a team of expert field analysts on staff can be quite costly. Verisk Survey Services provides fast, high quality inspections by trained experts, giving you the data you need while controlling costs.

High-risk notifications

Get immediate alerts for high risks

Verisk surveys feature our High-Risk Notification Service at no extra charge. If a survey uncovers hazards or conditions that present immediate potential for loss, the field analyst will call the underwriter at once. You'll also get a more detailed follow-up email with photographs.

Learn more about high-risk notifications.

Trust results from the right survey team

Trust results from the right team

For quality results, surveys should be performed by experienced field analysts backed by a superior data and analytics company. Our team of field analysts averages nearly 12 years’ experience per person and holds many accreditations. This national network of on-staff analysts performs about 350,000 on-site and 5,000 community hazard mitigation surveys annually.

See our full team profile.

Experience and expertise

Uncovering risks

Our field analysts uncover some interesting risks. See a sample of some electrical risks and vote on which one you consider the worst.

Survey services details

For more information on our survey services, download our Survey Services brochure.

Experienced staff

To get a better idea of the depth of experience our field analysts bring to their site surveys, join one for an example of a typical day in the life.