Commercial Property Surveys and Inspections

Verisk's Multiline Survey—designed for package-policy risks—gives you information and commentary about several coverages and exposures. When you order a Multiline Survey about a commercial risk, a Verisk field representative collect the information you need about conditions and hazards.

You get underwriting details for:

• Commercial property characteristics and loss exposures
• Insured business information and description of operations
• Commercial general liability
• Special hazards or operations at the property

Our field representatives also develop useful recommendations and alert you to potential high-risk exposures along with unlimited photographs.

Verified info about construction, hazards, and fire protection. Verisk field representatives conduct commercial property surveys for rating. The surveys use our Specific Commercial Property Evaluation Schedule (SCOPES) to assure the consistent evaluation and analysis of hazards for every property. In states where we provide such surveys, we filed the schedule with state insurance regulators.

SCOPES provides many unique features:

• A nationally recognized method of evaluating potential losses through the interaction of key variables, such as construction, property hazards, private and public protection features, and details about the occupancies existing at the property
• Use of nationally recognized standards — such as those of the National Fire Protection Association — and product listings of recognized testing organizations such as UL
• Up-to-date industry loss experience

Our surveys assist property insurers in many ways, including:

• Determining the fire and wind loss potential for specific commercial buildings
• Evaluating internal fire protection systems, such as automatic sprinkler systems and fire alarms
• Identifying hazards to help insurers lower risks of loss to insured property