Verisk’s Survey Services include verified and validated property and liability risk-assessments and provide high-quality information gathered by our field representatives on conditions and hazards at any property in the United States.
Verisk customer research revealed that insurers who use our surveys average 1 point better than the industry in general expense ratio (GER)—that’s a 1 percent increase in premium. Small insurer GERs were an average of 2 points better. Read the report to learn more.
There are two primary ways to grow your business: Add new profitable customers or maximize profits on existing customers. Either way, insurers who want to be successful need up-to-date, reliable comprehensive data on commercial properties, both for initial coverage and to maintain insurance to value (ITV) for the life of the policy.
Verisk surveys provide the granular, site-verified risk characteristics and exposure data you need to price a policy or verify changes to property conditions to set proper premiums at renewal. Verisk survey services are the answer for cost-effective, expert results.
Verisk's Multiline Survey—designed for package-policy risks—gives you information and commentary about several coverages and exposures. When you order a Multiline Survey about a commercial risk, a Verisk field representative collect the information you need about conditions and hazards.
Our field representatives also develop useful recommendations and alert you to potential high-risk exposures along with unlimited photographs.
Verified info about construction, hazards, and fire protection. Verisk field representatives conduct commercial property surveys for rating. The surveys use our Specific Commercial Property Evaluation Schedule (SCOPES) to assure the consistent evaluation and analysis of hazards for every property. In states where we provide such surveys, we filed the schedule with state insurance regulators.
Learn the mistakes commercial property inspectors make when evaluating buildings for an ISO Construction Class.
For quality results, surveys should be performed by experienced field analysts backed by a superior data and analytics company. Our team of field analysts averages nearly 12 years’ experience per person and holds many accreditations. This national network of on-staff analysts performs about 350,000 on-site and 5,000 community hazard mitigation surveys annually.
Verisk surveys feature our High-Risk Notification Service at no extra charge. If a survey uncovers hazards or conditions that present immediate potential for loss, the field analyst will call the underwriter at once. You'll also get a more detailed follow-up email with photographs.
Florida’s statutory environment surrounding coverage for roofs may demand more robust data to clarify risk amid increasing complexity.Read the article
Billions of trees on residential properties are a challenge to homeowners insurers, but aerial imagery and analytics can help underwriters.Read the article
When you need reliable property data quickly, Verisk delivers a Virtual Property Details Report in three business days or less.Read the article
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