LOCATION
An array of risk-specific, address-level information
Up-to-date, address-specific analytics in one powerful suite
It takes an array of risk-specific, address-level information to underwrite and price property insurance, manage exposure at the portfolio level, and keep up with changes at renewal. Assembling the data can be a scavenger hunt—but it doesn’t have to be.
Granular data drives more accurate underwriting
Granular data drives more accurate underwriting
From community resiliency and safety data, to natural hazard and catastrophe risk, LOCATION® provides a suite of solutions that can put much of the data you need in one place, strengthened by analytics for an even clearer picture of the risks you face. Models are frequently updated to reflect the latest risk landscape and draw on Verisk’s deep expertise spanning over 50 years.
Risk analytics for every property you insure
Verisk constantly innovates to deliver one of the most comprehensive suites of address-level risk data and analytics to help insurers.
Get risk-specific, address-level information for every property in your book of business
Building Code Enforcement
The BCEGS® program provides information on communities’ building code adoption and enforcement practices across the country.
Crime Risk
Crime Service delivers past, current, and projected crime risk scores for specific addresses across the United States, with additional insights broken down by crime type.
Distance to Coast
Distance to Coast examines the coastline, capturing how close properties are to oceans, gulfs, the Great Lakes, and other major bodies of water.
Fire Protection Risk
Public Protection Classification (PPC®) measures the effectiveness of a community’s fire mitigation efforts and the property site relative to station response and water resources.
Flood Risk Assessment
WaterLine™ assesses flood risk across the contiguous United States, providing a relative risk score that uses probabilistic simulations.
Hail Risk Assessment
Look to the past to identify pre-existing hail damage, and the risk of more to come, including areas of traditional and emerging risk.
Sinkhole Risk
Sinkhole Service helps insurers mitigate sinkhole risk and guard against hidden damage lurking at properties throughout Florida.
Wildfire Risk Assessment
FireLine® examines wildfire exposure, providing property-specific scores that reflect the key risk factors of fuel, slope, and access, and risks exposed to wind-borne embers.
Pursuing new markets can be challenging. See how Verisk's ecosystem can help.
It takes an ecosystem of resources to enable accurate geocoding for the most challenging locations
It takes an ecosystem of resources to enable accurate geocoding for the most challenging locations
Knowing the exact location of insured property is critical to accurate underwriting and pricing, but some of the riskiest exposures can be among the hardest to pinpoint
Verisk's latest analyses
Hail Damage Insights
This report reviews U.S. hail activity in 2020, including breakdowns of severe events and the most active states and counties. Also discussed are strategies to guide better-informed underwriting decisions on this hazard.
Wildfire Risk Insight
Wildfire risk is on a rising long-term trajectory, and it takes diverse, high-quality data to take a scientifically sound measure of the threat. Verisk analyzes an array of factors to gain deeper understanding of the peril.
How fire station type factors into evaluating community fire protection
Verisk research shows the differences between considering fire station type alone and taking a more holistic approach when evaluating a community’s fire protection capabilities.
