An array of risk-specific, address-level information
It takes an array of risk-specific, address-level information to underwrite and price property insurance, manage exposure at the portfolio level, and keep up with changes at renewal. Assembling the data can be a scavenger hunt—but it doesn’t have to be.
From community resiliency and safety data, to natural hazard and catastrophe risk, LOCATION® provides a suite of solutions that can put much of the data you need in one place, strengthened by analytics for an even clearer picture of the risks you face. Models are frequently updated to reflect the latest risk landscape and draw on Verisk’s deep expertise spanning over 50 years.
Verisk constantly innovates to deliver one of the most comprehensive suites of address-level risk data and analytics to help insurers.
The BCEGS® program provides information on communities’ building code adoption and enforcement practices across the country.
Crime Service delivers past, current, and projected crime risk scores for specific addresses across the United States, with additional insights broken down by crime type.
Distance to Coast examines the coastline, capturing how close properties are to oceans, gulfs, the Great Lakes, and other major bodies of water.
Public Protection Classification (PPC®) measures the effectiveness of a community’s fire mitigation efforts and the property site relative to station response and water resources.
WaterLine™ assesses flood risk across the contiguous United States, providing a relative risk score that uses probabilistic simulations.
Look to the past to identify pre-existing hail damage, and the risk of more to come, including areas of traditional and emerging risk.
Sinkhole Service helps insurers mitigate sinkhole risk and guard against hidden damage lurking at properties throughout Florida.
FireLine® examines wildfire exposure, providing property-specific scores that reflect the key risk factors of fuel, slope, and access, and risks exposed to wind-borne embers.
Pursuing new markets can be challenging. See how Verisk's ecosystem can help.
Knowing the exact location of insured property is critical to accurate underwriting and pricing, but some of the riskiest exposures can be among the hardest to pinpoint
Access the data online through a variety of flexible options, including your web browser, Verisk platforms, or API.
This report reviews U.S. hail activity in 2020, including breakdowns of severe events and the most active states and counties. Also discussed are strategies to guide better-informed underwriting decisions on this hazard.
Wildfire risk is on a rising long-term trajectory, and it takes diverse, high-quality data to take a scientifically sound measure of the threat. Verisk analyzes an array of factors to gain deeper understanding of the peril.
Verisk research shows the differences between considering fire station type alone and taking a more holistic approach when evaluating a community’s fire protection capabilities.