FireLine
Wildfire Risk Analytics
A rising risk demands data that can keep up
The growing scope and severity of wildfire risk call for practical, innovative tools to help insurers manage their exposure.
4.5 million U.S. properties are at high to extreme risk for wildfire, according to Verisk estimates.
Wildfire Risk Insight
Managing wildfire risk has become an increasingly important challenge for many insurers, as the peril continues to grow in frequency, severity, and scope.
And, with long-term projections showing that this trend will likely continue, understanding research and data on mitigation activities at all levels is emerging as a key trend within the industry.
Manage wildfire risk at the address level
Manage wildfire risk at the address level
FireLine® provides property-specific hazard scores based on the risk factors of fuel, slope, and access, and identifies risks exposed to wind-borne embers. Additional available insights include community-level mitigation information and historical wildfire activity.
Building property risk profiles from a data ecosystem
As wildfires and other natural catastrophes grow in frequency and severity, so does the value of data ecosystems to help insurers gain a comprehensive view of property risk, from address-level exposure to granular, up-to-date reconstruction cost estimates.
See how destruction aligns with risk
See how destruction aligns with risk
FireLine is extensively validated with post-event wildfire data. The tool is frequently updated to better reflect the latest risk landscape, drawing on our deep expertise in the science of wildfire trends and behavior.
Wildfire Risk Analysis
Verisk’s wildfire risk analysis determines the number and percentage of properties at high and extreme risk from wildfire in the 13 most wildfire-prone states and two Canadian provinces.*
*AB, AZ, BC, CA, CO, ID, MT, NV, NM, OK, OR, TX, UT, WA, and WY
Understand the role and effectiveness of mitigation
Understand the role and effectiveness of mitigation
Verisk works in concert with community-level mitigation programs to track participation. And we’re using aerial imagery to study the levels of adoption and effectiveness of property-level mitigation efforts such as maintaining defensible space around structures.
Additional insights
Why 2022 is already a historic wildfire season
Gain insights into the 2022 wildfire season in the United States and learn how early snow melts contribute to greater wildfire risk.
Read the article
Proposed wildfire rules could reshape insurance pricing in California
California may implement new wildfire rating regulations that could impact personal and commercial property insurers.
Read the article
Evolving exposure: Lessons from the 2021 wildfire season
In our newest wildfire report, we take the measure of another year of record-setting wildfires
Read the article
