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360Value® for Commercial Property

How accurate are your commercial property replacement cost estimates?

Your book of business may be over- or underinsured if you're underwriting based on estimates that aren't:

  • prefilled with reliable, site-verified data
  • representative of current local pricing information
  • aligned with expected claims
Hit Rate Icon High hit rate for property characteristics
Accurate Icon Highly accurate replacement costs
Integrates Icon Integrates easily with Verisk ecosystem
Uptime Icon 99.6 percent uptime
Customer Icon Unsurpassed customer service

Expanding commercial property data

The hit rate with 360Value prefill for commercial properties has increased to roughly 75 percent, from 66 percent in 2021, according to a recent Verisk analysis.

Reliable component-based estimates


Reliable component-based estimates

Replacement costs vary geographically and fluctuate widely over time. 360Value provides dependable, claims-driven, component-based estimates that account for virtually all material and labor required to rebuild. Verisk professionals continually research and validate construction cost data at the local level. These ongoing reviews and analyses ensure that 360Value offers consistently accurate and current replacement cost data.

Estimate business contents with real-world claims

360value Commercial Brochure

Estimate business contents with real-world claims

Calculating the replacement cost of business personal property has often come down to guesswork—until now. Using data collected from business insurance policies and real-world claims, 360Value Commercial Contents employs proprietary computer models to generate a contents estimate based on verified information. Discover how a more accurate contents estimate can improve customer satisfaction and prevent underinsurance.

The Verisk ecosystem provides a full picture for commercial property

Align Building


360Value helps ensure that your building limits are aligned with expected property losses because it uses the same reconstruction cost data as the nation’s number one estimating solution—Xactimate®, a Verisk product.

Learn more about aligning building limits
New York City Skyline

ProMetrix Commercial Property

360Value prefills property-specific information for commercial properties across the United States. When available, prefill speeds up underwriting and quoting by letting users verify property information with customers, rather than having to collect it from scratch.

Learn more about ProMetrix
Onexperience For Commercial Property1

OneXperience for Commercial Property

Virtual inspection tool providing access to 360Value’s replacement cost calculator.

Learn more about OneXperience

Track the latest changes to reconstruction costs

360value Quarterly Reconstruction Cost Analysis

Reconstruction costs can change over time, and at different rates by geography, down to a very localized level. Each quarter, Verisk’s reconstruction cost data reports provide reconstruction cost trends at the national and state levels.

Download the report

Five strategies for better replacement cost estimates

Itv Alignment

Five strategies for better replacement cost estimates

As a leader in replacement cost estimation for more than 20 years, fueled by a strong connection to claims-based data, Verisk recommends five strategies to help avoid outdated valuations that could leave insurers and their customers vulnerable in the event of a total loss.

Additional insights

Driving Growth Teaser

Driving growth: Selecting a small commercial data and analytics partner

Learn how high-quality data providers accelerate small commercial underwriting.

Read the article
Q1 Quarterly Report Q1 24

Quarterly reconstruction costs stabilize as inflation recedes

Verisk releases new quarterly reconstruction costs report for Q1 2024.

Read the article
Roof Risk Teaser

Hitting the roof: Capturing tree coverage on commercial property

Explore how tree coverage data can help underwriters triage, manage, and mitigate risks from weather and wildfire.

Read the article

Learn more about 360Value onboarding

Contact Us to Learn More

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