Estimating the potential for damaging wind gusts has traditionally involved reviewing nearby airports or wind reporting stations. Verisk goes far beyond that, using near real-time radar and weather model data to determine the wind speed at each specific property regardless of distance from wind reporting stations.
Comprehensive wind radar data
Respond™ considers both large-scale wind from strong cold fronts and lower pressure wind from small-scale thunderstorms. Large-scale wind is estimated from weather model data while small scale wind also incorporates hourly updated radar data from official National Weather Service wind reporting stations to correct for model bias in real time. Respond wind data is sophisticated enough to consider surface properties and roughness (such as tree coverage) that can impact wind gust speeds at a location.
Respond is delivered in an hourly shapefile format, viewable within GIS mapping platforms like Respond MAP to enable an overlay of policies-in-force and geospatial imagery for additional insights.
Visualize wind impact
Respond MAP™ is a web-based GIS mapping and analytics platform that visualizes Respond data in an intuitive and interactive interface. You can overlay your policies-in-force with Respond wind data to identify locations of interest impacted by wind—and confidently determine the veracity of claims to protect your business from fraud.
Verify wind damage claims with wind analysis reports
Benchmark™ wind reports provide property-specific data for claim locations and are used to identify when damaging wind occurred. The reports detail wind location, speed, and duration data on the date of loss. Historical data is also shown within the report and is used to verify other events that have occurred at the property location. In addition to claim location data, information is also provided within 1 mile and 5 miles of the property.
There are several ways to get the wind claims weather data you need.
You can order Benchmark reports from within Verisk software platforms, including Xactimate, XactAnalysis, ClaimSearch, and Decision Net.
You can also order from the online store.
Set your own customizable rules for when reports are automatically ordered and delivered based on peril type, peril intensity, and peril location. Rules-based ordering is the industry-preferred method for saving you and your policyholders time and money.
Feed Benchmark data directly into your own systems using the Benchmark API for even more flexibility and efficiency.