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Hail and Severe Thunderstorm Risk

Be there to help your customers take cover

Changing weather patterns are creating new challenges as the footprint grows for frequent hail events and the severe thunderstorms that often produce them.

Hail damage can take time to detect, leading to delayed claims. But data and analytics can help insurers manage these risks more effectively.

Ice, Fire, Wind, and Water

Ice Fire Wind Water Issue 1

This report examines recent activity, trends, and data-driven tools to help insurers and communities better measure and mitigate risk surrounding three especially destructive categories of hazards: Hail and severe thunderstorms, wildfires, and hurricanes.

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Hail could hit your bottom line in the future—or from the past

Pieces of white and gray hail

Hail could hit your bottom line in the future—or from the past

Hail patterns are changing, and damage claims can be slow to emerge. But hail risk can be manageable for insurers using deep data resources—going beyond claims to incorporate hidden historical damage and evolving climatological trends.

Handle claims with confidence

Manage claims more effectively with hail analysis derived from dual-polarization radar data—and available in near-real time

Hail Hero

Hail Claims Solutions

Get a deeper, fuller view on hail damage date and trends with Hail Claims Solutions from Verisk.

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Lightning Claims Solutions

Lightning Claims Solutions

Benchmark lightning reports give you access to every cloud-to-ground lightning strike in the United States, including Alaska and Hawaii.

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Wind

Straight-line Wind Claims Solutions

Near real-time radar and weather model data deliver wind speed at each specific property regardless of distance from wind reporting stations.

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Track Tornados As They Happen

Tornado Claims Solutions

Respond accurately identifies tornadic signatures in near-real time, creating a probabilistic look at where tornadoes are likely to be on the ground.

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Key perils to watch

Key Perils Icon

Natural hazards are increasing in frequency and severity. Insurers should ask themselves three key questions while managing peril risk across:

  • Hail and severe thunderstorm
  • Wildfire
  • Hurricane, flooding, and storm surge
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Be proactive and own your risk with probabilistic modeling

Probabilistic Modeling Tornado

Be proactive and own your risk with probabilistic modeling

Verisk models can help companies better prepare for extreme loss volatility posed by this highly localized peril. Our models use a combination of historical data and statistical and physical modeling approaches to quantify event probabilities and generate a spatially robust catalog of simulated severe thunderstorm outbreaks.

Additional insights

Weather Teaser

Severe thunderstorms and hail: Concentrated events that pack a punch

Severe thunderstorms are a common natural phenomenon in the US, causing more than half of annual reported insured losses since 1985.

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Wildfire In July

What’s going on with fire? Taking measure of a growing peril

Verisk works with fire protection, scientific, and insurance community to provide technology to manage and mitigate wildfire risk.

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Roof Condition Personal Property

Mastering the many aspects of roof condition with multisource data

Homeowners insurers may struggle to capture roof condition, but imagery analytics can help assess risk and opportunities for mitigation.

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