Personal Auto Risk Indicators

Optimize spend and improve customer experience

Make more informed underwriting decisions

Amid a hard market for personal auto insurers, innovative risk indicators can point the way to more cost-efficient underwriting. Placed in front of full-report ordering, indicators can become a core element in your expense-management ecosystem and contribute to a better customer experience that carries more personal auto quotes through to bind.

savings on your personal auto driving history underwriting costs

of personal auto policies have no coverage lapses

of personal auto loss history reports have no claim activity

Focus underwriting spend on drivers with activity

See how Verisk is helping top personal auto insurers make more informed underwriting decisions and reduce their underwriting expenses.

Seeking savings and resiliency on loss history and coverage reporting

Verisk is helping top insurers make more informed underwriting decisions and reduce their underwriting expenses.

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Streamlining and saving on motor vehicle reports

Verisk is helping top insurers streamline and save on motor vehicle reports.

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Balance the expense and the need for personal auto report ordering

Make informed loss history ordering decisions

Manage your personal auto loss history expenses with A-PLUS CAP, which helps you make informed decisions to order or skip full-detail reports—at the earliest point in the sales cycle.

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Decision-making with reliable coverage history

A simple, cost-effective option to verify whether a customer has a policy in force or a lapse in coverage—before proceeding with a quote or ordering the full report.

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Only order the personal auto MVRs you need

Verisk delivers with tools to detect activity on driving records for both new and renewal customers.

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Inflection™ Credit-Based Insurance Score

Leverage a powerful credit-based insurance score at quote for a fraction of the bind order cost. Then at bind, simply place an order to bundle the consumer credit file and required adverse action codes with the Inflection score.

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Innovative personal auto underwriting products and tools span the policy life cycle

Leading personal auto insurers are widening their competitive advantages by elevating customer interactions and using data and analytics to power profitable growth.

Learn more about personal auto solutions

Additional insights

Seeking new paths to cost efficiency in underwriting reports

Underwriting expenses can force auto and property insurers to choose between high costs that drain profitability and incomplete risk data.

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Steady increases continue for motor vehicle report fees

The cost of motor vehicle reports (MVRs) continues to climb for insurers; the latest Verisk analysis shows the nationwide average at $10.32.

Read the article

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