Commercial Property Solutions
Underwriting, Risk Selection, & Rating
Do you have all the critical underwriting resources you need?
Streamline your underwriting with robust data on millions of commercial properties combined with advanced analytics powered by artificial intelligence and machine learning.
Turn data into action
Turn data into action
Discover how on-site expertise paired with advanced computer modeling and proprietary data can empower your underwriting with more risk insights for over 15 million properties.
Data that delivers a deeper understanding of your risks
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Building Underwriting Report
Gain a competitive advantage with extensive information collected on-site on the construction, occupancy, hazards, fire protection, and applicable wind exposure of any risk in the ProMetrix® commercial property database.
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Property Details Report
A street-level, exterior-only survey of a building, combined Relative Hazard Percentile, detailed LOCATION data, business information, and public records data that include the five primary property characteristics.
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Construction Class
Detailed information identifying the ISO construction class to help the underwriter rate the risk more accurately.
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Engineering and Safety Service
Provides a powerful combination of risk control information and advisory services to insurers.
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Surveys and Inspections
Verified and validated on-site and virtual property and liability risk assessments provide high-quality information gathered by our field representatives on conditions and hazards at any property in the United States.
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Virtual Field Surveys
Collaborative risk management and self-inspection survey where insurers, agents, and policyholders can digitally engage in real time to share photos, videos, and forms throughout the life of the policy.
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Building Fundamentals
Provides property information from tax assessor and modeled data with a 100 percent fill rate for five primary property characteristics: ISO construction class, square footage, number of stories, year built, and primary building use (Commercial Statistical Plan code).
Valuations grounded in real-world claims
Valuations grounded in real-world claims
Get more reliable, component-based replacement cost estimates that account for virtually all material and labor required to rebuild with 360Value for commercial lines.
Specialized building attribute data to help refine your underwriting
Get a competitive edge with more accurate loss cost data
Loss Cost Quote Report
Incorporates the latest industry loss experience to develop loss costs tailored to a building’s construction, hazards, public and private fire protection, occupancy, and other exposures.
Risk Engineering Utility
Allows you to identify remediable deficiencies that drive loss costs and then instantly model recalculated costs based on correcting the deficiencies.
Understand how environmental exposures can impact your underwriting
Peril & Incident Report
Provides a historical record of reported fire and gas emergency incidents and site-specific weather events to help identify the likelihood of a future adverse event and to help prioritize inspections for properties with a history of incidents that didn't result in a corresponding claim.
Hail Risk Assessment
Managing hail risk encompasses the damage it can do, and hidden damage it may have already done. Get your arms around this peril with tools that help track its destructive path across time and location.
FireLine
Provides property-specific hazard scores based on the risk factors of fuel, slope, and access, and identifies risks exposed to wind-borne embers.
Enhanced Wind Writing Program
Using wind-related building and exposure characteristics, you can identify, measure, and price exposures specific to the wind peril.
Essential tools for evaluating your risks
360Value Commercial
Component-based replacement cost estimates of labor and
building materials that are up-to-date, localized, and seamlessly integrated into virtually any underwriting environment.
Risk Engineering Utility
Allows you to identify remediable deficiencies in a building that affect loss cost and model the revised loss cost with the assumption that the deficiency was corrected.