Climate change and population shifts toward areas prone to catastrophe are heightening the need for personal and commercial lines insurers to understand their exposure to potentially devastating losses.
Wildfires have increased dramatically in the past decade, and loss exposure will continue to grow as development encroaches on high-hazard areas. The growing scope and severity of wildfire risk call for practical, innovative tools to help insurers manage their exposure.
Flood is the most common weather peril, and ensuring that your policyholders are covered is critical. Verisk can help you identify highly granular risk factors with comprehensive flood hazard scoring.
Managing hail risk encompasses both potential future losses, and hidden damage from past events. Get your arms around this peril with tools that help track its destructive path across time and location.
With reliable data from our database of more than 12.2 million properties, 26 million businesses, 2.6 million OSHA violations, and 15 million restaurant violations, you get essential information for your underwriting.
With growing complexity in personal property risk and rising customer expectations, how do insurers achieve sound underwriting and pricing at a competitive pace?