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secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="menu-item item-2-3 "> <a href="/solutions/underwriting-rating/commercial-property/" title="Commercial Property" class="sm" target="_self">Commercial Property</a> <div class="mega-third-submenu"> <div class="third-submenu-content"> <div class="section links"> <ul> <li class="menu-item"> <span>Commercial Property</span> </li> <li class="menu-item item-3-1 "> <a href="/solutions/underwriting-rating/commercial-property/" class="sm">Overview of Commercial Property</a> </li> <li class="menu-item item-3-2 "> <a href="/solutions/underwriting-rating/commercial-property/research-development-pricing/" title="Research, Development & Pricing" class="sm" target="_self">Research, Development & Pricing</a> </li> <li class="menu-item item-3-3 "> <a href="/solutions/underwriting-rating/commercial-property/risk-selection-underwriting/" title="Risk Selection & Underwriting" class="sm" target="_self">Risk Selection & Underwriting</a> </li> <li class="menu-item item-3-4 "> <a href="/solutions/underwriting-rating/commercial-property/portfolio-assessment-compliance/" title="Portfolio Assessment & Compliance" class="sm" target="_self">Portfolio Assessment & Compliance</a> </li> </ul> </div> <div class="section content-area content-3-1"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55766"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Commercial Property Overview</strong></p> <p>Assess risk and exposure quickly with comprehensive, insurance-ready data and analytics for every commercial property address.</p> <p><a href="/solutions/underwriting-rating/commercial-property/" title="Learn about our commercial property insurance solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-2 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55767"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Research, Development & Pricing</strong></p> <p>Identify new commercial property insurance markets, develop innovative products, and keep forms and rates up to date with flexible, data-driven analytics and tools. </p> <p><a href="/solutions/underwriting-rating/commercial-property/research-development-pricing/" title="Learn" about="" our="" commercial="" property="" research,="" development="" and="" pricing="" solutions"="" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-3 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55768"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Risk Selection and Underwriting</strong></p> <p>Streamline commercial property risk selection and underwriting with robust data drawn from on-site expertise, advanced computer modeling, and real-world claims. </p> <p><a href="/solutions/underwriting-rating/commercial-property/risk-selection-underwriting/" title=" Learn about our commercial property risk selection and underwriting solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-4 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55770"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Portfolio Assessment & Compliance</strong></p> <p>Gain deep insights about your commercial property insurance portfolio and streamline compliance with robust analytics and automation. </p> <p><a href="/solutions/underwriting-rating/commercial-property/portfolio-assessment-compliance/" title="Learn about our commercial property portfolio assessment and compliance solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="menu-item item-2-4 "> <a href="/solutions/underwriting-rating/personal-auto/" title="Personal Auto" class="sm" target="_self">Personal Auto</a> <div class="mega-third-submenu"> <div class="third-submenu-content"> <div class="section links"> <ul> <li class="menu-item"> <span>Personal Auto</span> </li> <li class="menu-item item-3-1 "> <a href="/solutions/underwriting-rating/personal-auto/" class="sm">Overview of Personal Auto</a> </li> <li class="menu-item item-3-2 "> <a href="/solutions/underwriting-rating/personal-auto/research-development-pricing/" title="Research, Development & Pricing" class="sm" target="_self">Research, Development & Pricing</a> </li> <li class="menu-item item-3-3 "> <a href="/solutions/underwriting-rating/personal-auto/risk-selection-underwriting/" title="Risk Selection & Underwriting" class="sm" target="_self">Risk Selection & Underwriting</a> </li> <li class="menu-item item-3-4 "> <a href="/solutions/underwriting-rating/personal-auto/portfolio-assessment-compliance/" title="Portfolio Assessment & Compliance" class="sm" target="_self">Portfolio Assessment & Compliance</a> </li> </ul> </div> <div class="section content-area content-3-1"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55748"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Personal Auto Overview</strong></p> <p>Discover a range of personal auto solutions spanning underwriting and rating, fraud, telematics, and predictive analytics. </p> <p><a href="/solutions/underwriting-rating/personal-auto/" title="Learn about our personal auto insurance solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-2 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55759"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Research, Development & Pricing</strong></p> <p>Find opportunities in personal auto insurance, create innovative products, and price them with precise data, analytics, and expertise. </p> <p><a href="/solutions/underwriting-rating/personal-auto/research-development-pricing/" title="Learn about our personal auto research, development and pricing solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-3 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55760"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Risk Selection & Underwriting</strong></p> <p>Sharpen segmentation and combat personal auto insurance fraud and premium leakage with risk selection tools for driver and vehicle information. </p> <p><a href="/solutions/underwriting-rating/personal-auto/risk-selection-underwriting/" title="Learn about our personal auto risk selection and underwriting solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-4 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55761"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Portfolio Assessment & Compliance</strong></p> <p>Run your personal auto insurance team smarter with market-ready programs, data analytics, and tools for regulatory compliance and statistical reporting tools.</p> <p><a href="/solutions/underwriting-rating/personal-auto/portfolio-assessment-compliance/" title="Learn about our personal auto portfolio assessment and compliance solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="menu-item item-2-5 "> <a href="/solutions/underwriting-rating/commercial-auto/" title="Commercial Auto" class="sm" target="_self">Commercial Auto</a> <div class="mega-third-submenu"> <div class="third-submenu-content"> <div class="section links"> <ul> <li class="menu-item"> <span>Commercial Auto</span> </li> <li class="menu-item item-3-1 "> <a href="/solutions/underwriting-rating/commercial-auto/" class="sm">Overview of Commercial Auto</a> </li> <li class="menu-item item-3-2 "> <a href="/solutions/underwriting-rating/commercial-auto/research-development-pricing/" title="Research, Development & Pricing" class="sm" target="_self">Research, Development & Pricing</a> </li> <li class="menu-item item-3-3 "> <a href="/solutions/underwriting-rating/commercial-auto/risk-selection-underwriting/" title="Risk Selection & Underwriting" class="sm" target="_self">Risk Selection & Underwriting</a> </li> <li class="menu-item item-3-4 "> <a href="/solutions/underwriting-rating/commercial-auto/portfolio-assessment-compliance/" title="Portfolio Assessment & Compliance" class="sm" target="_self">Portfolio Assessment & Compliance</a> </li> </ul> </div> <div class="section content-area content-3-1"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55771"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Commercial Auto Overview</strong></p> <p>Commercial auto insurance solutions that span underwriting, risk selection, and rating with robust data and analytics on businesses, vehicle fleets, and drivers.</p> <p><a href="/solutions/underwriting-rating/commercial-auto/" title="Learn about our commercial auto insurance solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-2 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55780"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Research, Development & Pricing</strong></p> <p>Overcome profitability challenges with market-ready essentials to identify opportunities, manage smart growth, and adapt to the changing commercial auto landscape. </p> <p><a href="/solutions/underwriting-rating/commercial-auto/research-development-pricing/" title="Learn about our commercial auto research, development and pricing solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-3 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55781"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Risk Selection & Underwriting</strong></p> <p>Capture a full range of underwriting and pricing factors for commercial auto insurance with granular data, analytics, and advanced technology.</p> <p><a href="/solutions/underwriting-rating/commercial-auto/risk-selection-underwriting/" title="Learn about our commercial auto risk selection and underwriting solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-4 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55783"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Portfolio Assessment & Compliance</strong></p> <p>Leverage your data to streamline compliance, measure performance, and refine strategy across your commercial auto insurance portfolio. </p> <p><a href="/solutions/underwriting-rating/commercial-auto/portfolio-assessment-compliance/" title="Learn about our commercial auto portfolio assessment and compliance solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="menu-item item-2-6 "> <a href="/solutions/underwriting-rating/general-liability/" title="General Liability" class="sm" target="_self">General Liability</a> <div class="mega-third-submenu"> <div class="third-submenu-content"> <div class="section links"> <ul> <li class="menu-item"> <span>General Liability</span> </li> <li class="menu-item item-3-1 "> <a href="/solutions/underwriting-rating/general-liability/" class="sm">Overview of General Liability</a> </li> <li class="menu-item item-3-2 "> <a href="/solutions/underwriting-rating/general-liability/research-development-pricing/" title="Research, Development & Pricing" class="sm" target="_self">Research, Development & Pricing</a> </li> <li class="menu-item item-3-3 "> <a href="/solutions/underwriting-rating/general-liability/risk-selection-underwriting/" title="Risk Selection & Underwriting" class="sm" target="_self">Risk Selection & Underwriting</a> </li> <li class="menu-item item-3-4 "> <a href="/solutions/underwriting-rating/general-liability/portfolio-assessment-compliance/" title="Portfolio Assessment & Compliance" class="sm" target="_self">Portfolio Assessment & Compliance</a> </li> </ul> </div> <div class="section content-area content-3-1"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55762"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>General Liability Overview</strong></p> <p>Cover known and emerging business liability risks and access diverse data, analytics, and compliance tools to drive your business forward.</p> <p><a href="/solutions/underwriting-rating/general-liability/" title="Learn about our general liability insurance solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-2 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55763"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Research, Development & Pricing</strong></p> <p>Detect opportunities, launch new products, and price coverage precisely with market-ready programs and solutions for general liability insurance. </p> <p><a href="/solutions/underwriting-rating/general-liability/research-development-pricing/" title="Learn about our general liability research, development and pricing solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-3 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55764"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Risk Selection and Underwriting</strong></p> <p>Be responsive to your customers and true to your risk appetite with powerful data, insights, and technology—and a support team focused on you.</p> <p><a href="/solutions/underwriting-rating/general-liability/risk-selection-underwriting/" title="Learn about our general liability risk selection and underwriting solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-4 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55765"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Portfolio Assessment & Compliance</strong></p> <p>Leverage your data to manage your general liability insurance portfolio strategically and streamline regulatory compliance. </p> <p><a href="/solutions/underwriting-rating/general-liability/portfolio-assessment-compliance/" title="Learn about our general liability portfolio assessment and compliance solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="menu-item item-2-7 "> <a href="/solutions/underwriting-rating/small-commercial/" title="Small Commercial" class="sm" target="_self">Small Commercial</a> <div class="mega-third-submenu"> <div class="third-submenu-content"> <div class="section links"> <ul> <li class="menu-item"> <span>Small Commercial</span> </li> <li class="menu-item item-3-1 "> <a href="/solutions/underwriting-rating/small-commercial/" class="sm">Overview of Small Commercial</a> </li> <li class="menu-item item-3-2 "> <a href="/solutions/underwriting-rating/small-commercial/research-development-pricing/" title="Research, Development & Pricing" class="sm" target="_self">Research, Development & Pricing</a> </li> <li class="menu-item item-3-3 "> <a href="/solutions/underwriting-rating/small-commercial/risk-selection-underwriting/" title="Risk Selection & Underwriting" class="sm" target="_self">Risk Selection & Underwriting</a> </li> <li class="menu-item item-3-4 "> <a href="/solutions/underwriting-rating/small-commercial/portfolio-assessment-compliance/" title="Portfolio Assessment & Compliance" class="sm" target="_self">Portfolio Assessment & Compliance</a> </li> </ul> </div> <div class="section content-area content-3-1"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55784"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Small Commercial Overview</strong></p> <p>Target your best opportunities in small commercial insurance with better risk assessment and straight-through processing using automated Verisk solutions.</p> <p><a href="/solutions/underwriting-rating/small-commercial/" title="Learn about our small commercial insurance solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-2 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55792"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Research, Development & Pricing</strong></p> <p>Small commercial insurance program, data, and analytic solutions to identify new markets, build innovative products, and keep policy language and rates current. </p> <p><a href="/solutions/underwriting-rating/small-commercial/research-development-pricing/" title="Learn about our small commercial research, development and pricing solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-3 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55793"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Risk Selection and Underwriting</strong></p> <p>Use data-driven analytics and risk insights backed by deep expertise to streamline and automate small commercial insurance risk selection and underwriting. </p> <p><a href="/solutions/underwriting-rating/small-commercial/risk-selection-underwriting/" title="Learn about our small commercial risk selection and underwriting solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-4 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55794"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Portfolio Assessment & Compliance</strong></p> <p>Manage small commercial insurance programs and maintain compliance with automation and portfolio insights powered by data, analytics, and unmatched expertise.</p> <p><a href="/solutions/underwriting-rating/small-commercial/portfolio-assessment-compliance/" title="Learn about our small commercial portfolio assessment and compliance solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="menu-item item-2-8 "> <a href="/solutions/other-lines-of-business/" title="Other Lines of Business" class="sm" target="_self">Other Lines of Business</a> </li> </ul> </div> <div class="section content-area content-2-1"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55736"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Underwriting & Rating Overview</strong></p> <p>Make informed product development and underwriting decisions to generate more revenue while minimizing premium leakage and unnecessary expenses.</p> <p><a href="/solutions/underwriting-rating/" title="Learn more about our Underwriting and Rating Solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-2-8 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55795"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Other Lines of Business</strong></p> <p>Transform your approach to product development and underwriting for multiple lines of business while adhering to compliance and rating standards.</p> <p><a href="/solutions/other-lines-of-business/" title="Learn about our other insurance policy programs" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="menu-item item-1-2 "> <a href="/solutions/claims/" title="Claims" class="sm" target="_self">Claims</a> <div class="mega-submenu"> <div class="submenu-content"> <div class="section links"> <ul> <li class="menu-item"> <span>Claims</span> </li> <li class="menu-item item-2-1 "> <a href="/solutions/claims/" class="sm">Overview of Claims</a> </li> <li class="menu-item item-2-2 "> <a href="/solutions/claims/first-notice-of-loss/" title="FNOL" class="sm" target="_self">FNOL</a> </li> <li class="menu-item item-2-3 "> <a href="/solutions/claims/investigation/" title="Investigation" class="sm" target="_self">Investigation</a> <div class="mega-third-submenu"> <div class="third-submenu-content"> <div class="section links"> <ul> <li class="menu-item"> <span>Investigation</span> </li> <li class="menu-item item-3-1 "> <a href="/solutions/claims/investigation/" class="sm">Overview of Investigation</a> </li> <li class="menu-item item-3-2 "> <a href="/solutions/claims/investigation/weather-response/" title="Weather Response" class="sm" target="_self">Weather Response</a> </li> <li class="menu-item item-3-3 "> <a href="/solutions/claims/investigation/workflow-automation/" title="Workflow Automation" class="sm" target="_self">Workflow Automation</a> </li> <li class="menu-item item-3-4 "> <a href="/solutions/claims/investigation/decision-support-analytics/" title="Decision Support and Analytics" class="sm" target="_self">Decision Support and Analytics</a> </li> <li class="menu-item item-3-5 "> <a href="/solutions/claims/investigation/catastrophe-claims-data/" title="Catastrophe Claims Data" class="sm" target="_self">Catastrophe Claims Data</a> </li> </ul> </div> <div class="section content-area content-3-1"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55809"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Investigation Overview</strong></p> <p>Streamline record review and validate key claim information such as weather information to ensure greater accuracy while reducing processing time.</p> <p><a href="/solutions/claims/investigation/" title="Learn about our investigation claims solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-2 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55810"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Weather Response</strong></p> <p>Whether you’re looking at a property’s history of weather damage or looking ahead to an incoming storm, Verisk solutions convert weather into useable data. </p> <p><a href="/solutions/claims/investigation/weather-response/" title="Learn about our claims investigation weather response solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-3 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55811"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Workflow Automation</strong></p> <p>Advanced AI, data parsing, image/video, and messaging solutions streamline claims processing, increasing satisfaction for employees and customers. </p> <p><a href="/solutions/claims/investigation/workflow-automation/" title="Learn about our claims investigation workflow automation solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-4 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55812"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Decision Support and Analytics</strong></p> <p>Fill in data gaps and get industry-leading insights to make claims more accurate, combat fraud, and improve customer service.</p> <p><a href="/solutions/claims/investigation/decision-support-analytics/" title="Learn about our claims investigation decision support and analytics solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-5 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-76413"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Catastrophe Claims Data</strong></p> <p>Access the insurance industry’s trusted source for independent property loss estimates covering a range of catastrophe and global large loss specialty lines.</p> <p><a href="/solutions/claims/investigation/catastrophe-claims-data/" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="menu-item item-2-4 "> <a href="/solutions/claims/anti-fraud/" title="Anti-Fraud" class="sm" target="_self">Anti-Fraud</a> </li> <li class="menu-item item-2-5 "> <a href="/solutions/claims/compliance/" title="Compliance" class="sm" target="_self">Compliance</a> <div class="mega-third-submenu"> <div class="third-submenu-content"> <div class="section links"> <ul> <li class="menu-item"> <span>Compliance</span> </li> <li class="menu-item item-3-1 "> <a href="/solutions/claims/compliance/" class="sm">Overview of Compliance</a> </li> <li class="menu-item item-3-2 "> <a href="/solutions/claims/compliance/workers-comp-state-reporting/" title="Workers' Compensation State Reporting" class="sm" target="_self">Workers' Compensation State Reporting</a> </li> <li class="menu-item item-3-3 "> <a href="/solutions/claims/compliance/medicare-compliance-and-reporting/" title="Medicare Compliance and Reporting" class="sm" target="_self">Medicare Compliance and Reporting</a> </li> </ul> </div> <div class="section content-area content-3-1"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55814"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Compliance Overview</strong></p> <p>Satisfy state and federal claims reporting requirements automatically within your workflow with comprehensive reporting to help you stay compliant and prevent fraud. </p> <p><a href="/solutions/claims/compliance/" title="Learn about our compliance and reporting claims solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-2 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55821"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Workers' Compensation State Reporting</strong></p> <p>Data-driven claims management solutions let you streamline workers' compensation data reporting and improve compliance with advanced analytics.</p> <p><a href="/solutions/claims/compliance/workers-comp-state-reporting/" title="Learn about our workers' compensation state reporting claims solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-3 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55822"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Medicare Compliance and Reporting</strong></p> <p>Navigate changing regulations, manage complex recovery demands, and mitigate rising costs with an array of solutions to support every step of the process.</p> <p><a href="/solutions/claims/compliance/medicare-compliance-and-reporting/" title="Learn about our Medicare compliance and reporting claims solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="menu-item item-2-6 "> <a href="/solutions/claims/estimation-valuation/" title="Estimation and Valuation" class="sm" target="_self">Estimation and Valuation</a> <div class="mega-third-submenu"> <div class="third-submenu-content"> <div class="section links"> <ul> <li class="menu-item"> <span>Estimation and Valuation</span> </li> <li class="menu-item item-3-1 "> <a href="/solutions/claims/estimation-valuation/" class="sm">Overview of Estimation and Valuation</a> </li> <li class="menu-item item-3-2 "> <a href="/solutions/claims/estimation-valuation/property-estimation-restoration/" title="Property Estimating & Restoration" class="sm" target="_self">Property Estimating & Restoration</a> </li> <li class="menu-item item-3-3 "> <a href="/solutions/claims/estimation-valuation/valuation-validation/" title="Validation and Valuation" class="sm" target="_self">Validation and Valuation</a> </li> </ul> </div> <div class="section content-area content-3-1"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55829"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Estimation and Valuation Overview</strong></p> <p>Our claims estimation and workflow capabilities help you assess the value of a claim quickly and accurately, leading to faster settlements and improved customer satisfaction. </p> <p><a href="/solutions/claims/estimation-valuation/" title="Learn about our claims estimation and valuation solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-2 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55830"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Property Estimating & Restoration</strong></p> <p>Optimize your property claims process with advanced solutions to estimate structural and personal property claims seamlessly. </p> <p><a href="/solutions/claims/estimation-valuation/property-estimation-restoration/" title="Learn about our claims property estimation and restoration solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-3 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55831"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Validation and Valuation</strong></p> <p>State-of-the-art tools help you anticipate and handle unexpected costs from liability, medical costs, extreme weather, and other catastrophes.</p> <p><a href="/solutions/claims/estimation-valuation/valuation-validation/" title="Learn about our claims valuation and validation solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="menu-item item-2-7 "> <a href="/solutions/claims/resolution/" title="Resolution" class="sm" target="_self">Resolution</a> </li> </ul> </div> <div class="section content-area content-2-1"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55797"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Claims Overview</strong></p> <p>Re-imagine your end-to-end claims experience to reduce costs, improve accuracy, and deliver a great customer experience from FNOL through resolution. </p> <p><a href="/solutions/claims/" title="Learn about our claims insurance solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-2-2 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55806"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>FNOL</strong></p> <p>Accelerate the claims process with solutions that automatically populate key data and help route claims to the right areas, saving time on the front end. </p> <p><a href="/solutions/claims/first-notice-of-loss/" title="Learn about our claims FNOL solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-2-4 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55813"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Anti-Fraud</strong></p> <p>Identify and prevent fraudulent claims by finding the critical data you need. Close the information gap and stop fraud leakage with robust industry analytics. </p> <p><a href="/solutions/claims/anti-fraud/" title="Learn about our claims anti-fraud solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-2-7 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55832"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Resolution</strong></p> <p>Facilitate fast, fair claims resolution with automated tools and data-driven insights that help deliver better outcomes for you and your customers. </p> <p><a href="/solutions/claims/resolution/" title="Learn about our claims resolution solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="menu-item item-1-3 "> <a href="/solutions/life/" title="Life Solutions" class="sm" target="_self">Life Solutions</a> <div class="mega-submenu"> <div class="submenu-content"> <div class="section links"> <ul> <li class="menu-item"> <span>Life Solutions</span> </li> <li class="menu-item item-2-1 "> <a href="/solutions/life/" class="sm">Overview of Life Solutions</a> </li> <li class="menu-item item-2-2 "> <a href="/solutions/life/individual-life-annuities/" title="Individual Life and Annuities" class="sm" target="_self">Individual Life and Annuities</a> </li> <li class="menu-item item-2-3 "> <a href="/solutions/life/employee-benefits-institutional-annuities/" title="Employee Benefits & Institutional Annuities" class="sm" target="_self">Employee Benefits & Institutional Annuities</a> </li> </ul> </div> <div class="section content-area content-2-1"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55833"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Life Overview</strong></p> <p>Reimagine life and annuity products, workflows, and customer experiences with simple and flexible life insurance technology and analytics. </p> <p><a href="/solutions/life/" title="Learn about our life solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-2-2 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55835"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Individual Life and Annuities</strong></p> <p>Leverage a unified system for increased agility, innovation, and market responsiveness in individual life and annuity lines. </p> <p><a href="/solutions/life/individual-life-annuities/" title="Learn about our individual life and annuities solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-2-3 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55836"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Employee Benefits & Institutional Annuities</strong></p> <p>Get end-to-end group life insurance plan administration and optimize group-based offerings with the FAST software solution from Verisk. </p> <p><a href="/solutions/life/employee-benefits-institutional-annuities/" title="Learn about our employee benefits and institutional annuities solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="menu-item item-1-4 "> <a href="/solutions/extreme-event-risk/" title="Extreme Event Risk" class="sm" target="_self">Extreme Event Risk</a> <div class="mega-submenu"> <div class="submenu-content"> <div class="section links"> <ul> <li class="menu-item"> <span>Extreme Event Risk</span> </li> <li class="menu-item item-2-1 "> <a href="/solutions/extreme-event-risk/" class="sm">Overview of Extreme Event Risk</a> </li> <li class="menu-item item-2-2 "> <a href="/solutions/extreme-event-risk/risk-models/" title="Risk Models" class="sm" target="_self">Risk Models</a> </li> <li class="menu-item item-2-3 "> <a href="/solutions/extreme-event-risk/software-solutions/" title="Software Solutions" class="sm" target="_self">Software Solutions</a> </li> <li class="menu-item item-2-4 "> <a href="/solutions/extreme-event-risk/consulting-services/" title="Consulting Services" class="sm" target="_self">Consulting Services</a> </li> <li class="menu-item item-2-5 "> <a href="/solutions/extreme-event-risk/natural-hazard-risk-response/" title="Natural Hazard Risk and Response" class="sm" target="_self">Natural Hazard Risk and Response</a> </li> <li class="menu-item item-2-6 "> <a href="/solutions/extreme-event-risk/atmospheric-and-environmental-research/" title="Atmospheric & Environmental Research (AER)" class="sm" target="_self">Atmospheric & Environmental Research (AER)</a> </li> </ul> </div> <div class="section content-area content-2-1"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55837"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Extreme Event Risk Overview</strong></p> <p>Industry-leading catastrophe risk modeling software that incorporates global loss indexes and advanced analytics, from the company that pioneered catastrophe risk modeling.</p> <p><a href="/solutions/extreme-event-risk/" title="Learn about our extreme event and catastrophe risk solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-2-2 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55842"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Risk Models</strong></p> <p>Catastrophe risk models manage risk from natural catastrophes, man-made threats, and more. Discover what catastrophe risk modeling is and how it works. </p> <p><a href="/solutions/extreme-event-risk/risk-models/" title="Learn about our catastrophe risk modeling solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-2-3 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55838"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Software Solutions</strong></p> <p>Understand and manage your catastrophe risk and uncover new insights with flexible catastrophe modeling software that enhances smart decision-making.</p> <p><a href="/solutions/extreme-event-risk/software-solutions/" title="Learn about our catastrophe modeling software solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-2-4 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55841"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Consulting Services</strong></p> <p>Verisk offers bespoke extreme event risk modeling services to meet your unique needs. Learn more about how our industry experts can help you manage your risk. </p> <p><a href="/solutions/extreme-event-risk/consulting-services/" title="Learn about our extreme event risk consulting services" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-2-5 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55844"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Natural Hazard Risk and Response</strong></p> <p>Detailed analytics and solutions for weather and environmental perils to help you mitigate risk, make quicker business decisions, and support profitability. </p> <p><a href="/solutions/extreme-event-risk/natural-hazard-risk-response/" title="Learn about our natural hazards and response solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-2-6 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55843"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Atmospheric & Environmental Research</strong></p> <p>AER helps businesses and governments manage climate- and weather-related risks with research and development reports, databases and software solutions. </p> <p><a href="/solutions/extreme-event-risk/atmospheric-and-environmental-research/" title="Learn more about AER" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="nav-list-separator"></li> <li class="menu-item section-label"> <span>Additional Solutions</span> </li> <li class="menu-item item-1-5 "> <a href="/solutions/construction/" title="Construction" class="sm" target="_self">Construction</a> </li> <li class="menu-item item-1-6 "> <a href="/solutions/consumer-insights/" title="Consumer Insights" class="sm" target="_self">Consumer Insights</a> </li> <li class="menu-item item-1-7 "> <a href="/solutions/sustainability-resilience/" title="Sustainability and Resilience" class="sm" target="_self">Sustainability and Resilience</a> </li> <li class="menu-item item-1-8 "> <a href="/solutions/government-municipalities/" title="Government and Municipalities" class="sm" target="_self">Government and Municipalities</a> </li> <li class="menu-item item-1-9 "> <a href="/solutions/real-estate-mortgage-servicing/" title="Real Estate and Mortgage Servicing" class="sm" target="_self">Real Estate and Mortgage Servicing</a> </li> <li class="menu-item item-1-10 "> <a href="/solutions/transportation/" title="Transportation" class="sm" target="_self">Transportation</a> </li> <li class="nav-list-separator"></li> <li class="menu-item item-1-11 "> <a href="/products/" title="View All Products" class="sm" target="_self">View All Products</a> </li> </ul> <div class="content-area content-default"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55735"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Solutions Overview</strong></p> <p>Assess risk, improve outcomes, build resilience, and seize strategic opportunities with our innovative solutions designed for insurers and reinsurers.</p> <p><a href="/solutions/" title="Explore Solutions" class="score-button verisk-button secondary default xsm"><strong>Explore our solutions</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="content-area content-1-5"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55846"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Construction</strong></p> <p>Make smarter business decisions for construction and remodeling with data-driven insights and streamlined workflows.</p> <p><a href="/solutions/construction/" title="Learn about our construction and remodeling operations solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="content-area content-1-6"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55847"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Consumer Insights</strong></p> <p>Find the right customers at the right time among current and potential auto, home, health, and life policyholders seeking a home and its related services.</p> <p><a href="/solutions/consumer-insights/" title="Learn about our consumer insights solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="content-area content-1-7"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55848"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Sustainability and Resilience</strong></p> <p>Global risk intelligence tools by Verisk Maplecroft provide unmatched data and insights into climate, social, and government indices.</p> <p><a href="/solutions/sustainability-resilience/" title="Learn about our sustainability and resilience solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="content-area content-1-8"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55849"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Government and Municipalities</strong></p> <p>Robust data tools provide necessary resources for governments, industries & law officials. Explore how to mitigate climate, cargo & commercial losses.</p> <p><a href="/solutions/government-municipalities/" title="Learn about our governmental and geopolitical solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="content-area content-1-9"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55850"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Real Estate and Mortgage Servicing</strong></p> <p>Make informed property decisions backed by unparalleled insights and comprehensive data on market values, key property characteristics, and historical trends, all in real time.</p> <p><a href="/solutions/real-estate-mortgage-servicing/" title="Learn about our real estate and mortgage servicing solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="content-area content-1-10"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55851"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Transportation</strong></p> <p>Drive success across your supply chain with solutions that track complex risks, manage driver hiring, simplify compliance, and improve logistics.</p> <p><a href="/solutions/transportation/" title="Learn about our transportation solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="content-area content-1-11"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55852"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>View All Products</strong></p> <p>Browse all our available products, across all lines, industries, and stages of the insurance life cycle.</p> <p><a href="/products/" title="Explore Products" class="score-button verisk-button secondary default xsm"><strong>Explore Products </strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="nav-links-link"> <a class="drop score-button verisk-button tertiary lg" aria-haspopup="true"> Resources <i class="dropdown-arrow"></i> </a> <div class="dropdown_container"> <div class="mega-menu fifty-fifty"> <div class="fifty-fifty__links"> <ul> <li class="menu-item section-label"> <span>Resources</span> </li> <li class="menu-item item-1-1 "> <a href="/blog/" title="Thought Leadership" class="sm" target="_self">Thought Leadership</a> </li> <li class="menu-item item-1-2 "> <a href="/conferences/" title="Events" class="sm" target="_self">Events</a> </li> <li class="menu-item item-1-3 "> <a href="/resources/webinars/" title="Webinars" class="sm" target="_self">Webinars</a> </li> </ul> <ul> <li class="menu-item section-label"> <span></span> </li> <li class="menu-item item-1-4 "> <a href="/company/contact/" title="Contact Support" class="sm" target="_self">Contact Support</a> </li> <li class="menu-item item-1-5 "> <a href="/company/strategic-alliances/" title="Strategic Alliances" class="sm" target="_self">Strategic Alliances</a> </li> <li class="menu-item item-1-6 "> <a href="/xactware-store/" title="Xactware Store & Training" class="sm" target="_self">Xactware Store & Training</a> </li> </ul> </div> <div class="content-area content-default"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55999"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Verisk Resources</strong></p> <p>Stay informed about industry trends and innovative solutions with our events, webinars, FAQs, and thought leadership, including the Visualize blog.</p> <p><a href="/blog/" title="Visit Visualize" class="score-button verisk-button secondary default xsm"><strong>Visit Visualize</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="content-area content-1-1"> </div> <div class="content-area content-1-2"> </div> <div class="content-area content-1-3"> </div> <div class="content-area content-1-4"> </div> <div class="content-area content-1-5"> </div> <div class="content-area content-1-6"> </div> </div> </div> </li> <li class="nav-links-link"> <a class="drop score-button verisk-button tertiary lg" aria-haspopup="true"> Company <i class="dropdown-arrow"></i> </a> <div class="dropdown_container"> <div class="mega-menu fifty-fifty"> <div class="fifty-fifty__links"> <ul> <li class="menu-item section-label"> <span>Company</span> </li> <li class="menu-item item-1-1 "> <a href="/company/about/" title="About Us" class="sm" target="_self">About Us</a> </li> <li class="menu-item item-1-2 "> <a href="/company/about/leadership/" 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</div> </a> </div> </div> </div> </div> </div> </div> <section class="[ grid__item grid__item__full ] [ full-bleed ] article-detail-section pipeline-test"> <div class="content-area"> <main class="article-detail-content w-8col"> <section class="blog-follow"> <div class="article-information"> <p class="author"> By <a href="/blog/author/john-cantwell/" target="_self">John Cantwell</a> </p> <span class="date-readtime"> February 15, 2015 / 1 min read</span> </div> <div class="follow-wrapper" id="social-share-container"> </div> </section> <!-- Social sharing --> <script type="text/plain" class="optanon-category-C0004"> OneTrust.InsertHtml(` <div class="follow-icons-wrapper"> <a onclick="blogShareOnFacebook('https://www.verisk.com/blog/tracking-changes-in-policyholders-lives-critical-for-insurers/')" class="facebook-follow" alt="Opens Facebook in a new window"> <svg data-name="Layer 1" xmlns="http://www.w3.org/2000/svg" width="32" height="32" viewBox="0 0 32 32" class="icon"><path d="M16 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"&via=" + twitterAccount : ""; var twitterURL = "https://twitter.com/intent/tweet?url=" + absoluteurl + viaValue; window.dataLayer = window.dataLayer || []; window.dataLayer.push({ 'socialNetwork': 'Twitter', 'socialAction': 'Share', 'socialTarget': absoluteurl, 'event': 'socialInt' }); window.open(twitterURL, "Share on Twitter", "status=1,width=600,height=480") } function blogShareOnFacebook(absoluteurl) { var facebookURL = "https://www.facebook.com/share.php?u=" + absoluteurl; window.dataLayer = window.dataLayer || []; window.dataLayer.push({ 'socialNetwork': 'Facebook', 'socialAction': 'Share', 'socialTarget': absoluteurl, 'event': 'socialInt' }); window.open(facebookURL, 'Share on Facebook', 'status=1,width=600,height=480') } function shareOnEmail(title, absoluteurl) { window.location = "mailto:?subject=" + title + "&body=" + absoluteurl; } function shareOnLinkedIn(absoluteurl) { var linkedInURL = "http://www.linkedin.com/shareArticle?mini=true&url=" + absoluteurl; window.dataLayer = window.dataLayer || []; window.dataLayer.push({ 'socialNetwork': 'LinkedIn', 'socialAction': 'Share', 'socialTarget': absoluteurl, 'event': 'socialInt' }); window.open(linkedInURL, "Share on LinkedIn", "status=1,width=700,height=570", !0) } </script> <div class="rich-text default"> <!-- XhtmlString.cshtml Display Template Start --> <p>Every insurance policy captures a snapshot in time. Your underwriting and pricing decisions depend on the condition of the property (auto or home) or the status of the purchaser on a specific date. But circumstances that affect underwriting risk factors can change anytime — even just days after you write the policy.</p> <p>On average, every hour brings thousands of lifestyle changes to American consumers. The infographic below shows how quickly the risk profile of your policyholders can change.</p> <p><img src="/siteassets/media/images/visualize/auto-managem.jpg" alt="insurance life event infographic" width="750" height="1734"></p> <p>Tracking those changes will help ensure that you rate policies correctly at renewal. Learn more about <a href="/blog/for-insurers-risk-management-as-important-as-retention-efforts/">maintaining data integrity through the policy life cycle.</a></p> <!-- XhtmlString.cshtml Display Template End --> </div> <div class="tag-container"> <div class="tag-list"> <span class="label-text">Topics:</span> <ul class="tags "> <li> <a href="/blog/topics/personal-auto/" target="_self">Personal Auto</a> </li> <li> <a href="/blog/topics/rating-integrity/" target="_self">Rating Integrity</a> </li> </ul> </div> <div class="tag-list"> <span class="label-text">Tags:</span> <ul class="tags tag-link"> <li> <a href="/blog/tag/renewal-analytics/" target="_self">Renewal Analytics</a> </li> <li> <a href="/blog/tag/policy-monitoring/" target="_self">Policy Monitoring</a> </li> <li> <a href="/blog/tag/auto-fraud/" target="_self">Auto Fraud</a> </li> <li> <a href="/blog/tag/driver-monitoring/" target="_self">Driver Monitoring</a> </li> <li> <a href="/blog/tag/lightspeed/" target="_self">LightSpeed</a> 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