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Modeling Insured Catastrophe Losses:
A Global Perspective for 2025

See how a changing world drives increasing losses

Verisk's 2025 Global Modeled Catastrophe Losses report explores the factors affecting global loss metrics, drawing insight from Verisk's latest suite of models and updated industry exposures. The average loss over the past five years is approximately $132 billion, but our modeling indicates the global insurance industry should expect insured losses to exceed $152 billion annually in future years.

The report examines contributing factors and key drivers of these modeled losses, including:

Acceleration of exposure growth
Concentration of urban expansion in exposed areas
Recent developments in accounting for event frequency
Contributions of climate change

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Modeling Insured Catastrophe Losses: A Global Perspective for 2025

See how a changing world drives increasing losses

Modeling Insured Catastrophe Losses:
A Global Perspective for 2025