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href="/solutions/underwriting-rating/commercial-property/risk-selection-underwriting/" title="Risk Selection & Underwriting" class="sm" target="_self">Risk Selection & Underwriting</a> </li> <li class="menu-item item-3-4 " tabindex="0"> <a href="/solutions/underwriting-rating/commercial-property/portfolio-assessment-compliance/" title="Portfolio Assessment & Compliance" class="sm" target="_self">Portfolio Assessment & Compliance</a> </li> </ul> </div> <div class="section content-area content-3-1"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55766"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Commercial Property Overview</strong></p> <p>Assess risk and exposure quickly with comprehensive, insurance-ready data and analytics for every commercial property address.</p> <p><a href="/solutions/underwriting-rating/commercial-property/" title="Learn about our commercial property insurance solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-2 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55767"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Research, Development & Pricing</strong></p> <p>Identify new commercial property insurance markets, develop innovative products, and keep forms and rates up to date with flexible, data-driven analytics and tools. </p> <p><a href="/solutions/underwriting-rating/commercial-property/research-development-pricing/" title="Learn" about="" our="" commercial="" property="" research,="" development="" and="" pricing="" solutions"="" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-3 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55768"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Risk Selection and Underwriting</strong></p> <p>Streamline commercial property risk selection and underwriting with robust data drawn from on-site expertise, advanced computer modeling, and real-world claims. </p> <p><a href="/solutions/underwriting-rating/commercial-property/risk-selection-underwriting/" title=" Learn about our commercial property risk selection and underwriting solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-4 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55770"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Portfolio Assessment & Compliance</strong></p> <p>Gain deep insights about your commercial property insurance portfolio and streamline compliance with robust analytics and automation. </p> <p><a href="/solutions/underwriting-rating/commercial-property/portfolio-assessment-compliance/" title="Learn about our commercial property portfolio assessment and compliance solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="menu-item item-2-4 " tabindex="0"> <a href="/solutions/underwriting-rating/personal-auto/" title="Personal Auto" class="sm" target="_self">Personal Auto</a> <div class="mega-third-submenu"> <div class="third-submenu-content"> <div class="section links"> <ul> <li class="menu-item"> <span>Personal Auto</span> </li> <li class="menu-item item-3-1 "> <a href="/solutions/underwriting-rating/personal-auto/" class="sm">Overview of Personal Auto</a> </li> <li class="menu-item item-3-2 " tabindex="0"> <a href="/solutions/underwriting-rating/personal-auto/research-development-pricing/" title="Research, Development & Pricing" class="sm" target="_self">Research, Development & Pricing</a> </li> <li class="menu-item item-3-3 " tabindex="0"> <a href="/solutions/underwriting-rating/personal-auto/risk-selection-underwriting/" title="Risk Selection & Underwriting" class="sm" target="_self">Risk Selection & Underwriting</a> </li> <li class="menu-item item-3-4 " tabindex="0"> <a href="/solutions/underwriting-rating/personal-auto/portfolio-assessment-compliance/" title="Portfolio Assessment & Compliance" class="sm" target="_self">Portfolio Assessment & Compliance</a> </li> </ul> </div> <div class="section content-area content-3-1"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55748"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Personal Auto Overview</strong></p> <p>Discover a range of personal auto solutions spanning underwriting and rating, fraud, telematics, and predictive analytics. </p> <p><a href="/solutions/underwriting-rating/personal-auto/" title="Learn about our personal auto insurance solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-2 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55759"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Research, Development & Pricing</strong></p> <p>Find opportunities in personal auto insurance, create innovative products, and price them with precise data, analytics, and expertise. </p> <p><a href="/solutions/underwriting-rating/personal-auto/research-development-pricing/" title="Learn about our personal auto research, development and pricing solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-3 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55760"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Risk Selection & Underwriting</strong></p> <p>Sharpen segmentation and combat personal auto insurance fraud and premium leakage with risk selection tools for driver and vehicle information. </p> <p><a href="/solutions/underwriting-rating/personal-auto/risk-selection-underwriting/" title="Learn about our personal auto risk selection and underwriting solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-4 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55761"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Portfolio Assessment & Compliance</strong></p> <p>Run your personal auto insurance team smarter with market-ready programs, data analytics, and tools for regulatory compliance and statistical reporting tools.</p> <p><a href="/solutions/underwriting-rating/personal-auto/portfolio-assessment-compliance/" title="Learn about our personal auto portfolio assessment and compliance solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="menu-item item-2-5 " tabindex="0"> <a href="/solutions/underwriting-rating/commercial-auto/" title="Commercial Auto" class="sm" target="_self">Commercial Auto</a> <div class="mega-third-submenu"> <div class="third-submenu-content"> <div class="section links"> <ul> <li class="menu-item"> <span>Commercial Auto</span> </li> <li class="menu-item item-3-1 "> <a href="/solutions/underwriting-rating/commercial-auto/" class="sm">Overview of Commercial Auto</a> </li> <li class="menu-item item-3-2 " tabindex="0"> <a href="/solutions/underwriting-rating/commercial-auto/research-development-pricing/" title="Research, Development & Pricing" class="sm" target="_self">Research, Development & Pricing</a> </li> <li class="menu-item item-3-3 " tabindex="0"> <a href="/solutions/underwriting-rating/commercial-auto/risk-selection-underwriting/" title="Risk Selection & Underwriting" class="sm" target="_self">Risk Selection & Underwriting</a> </li> <li class="menu-item item-3-4 " tabindex="0"> <a href="/solutions/underwriting-rating/commercial-auto/portfolio-assessment-compliance/" title="Portfolio Assessment & Compliance" class="sm" target="_self">Portfolio Assessment & Compliance</a> </li> </ul> </div> <div class="section content-area content-3-1"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55771"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Commercial Auto Overview</strong></p> <p>Commercial auto insurance solutions that span underwriting, risk selection, and rating with robust data and analytics on businesses, vehicle fleets, and drivers.</p> <p><a href="/solutions/underwriting-rating/commercial-auto/" title="Learn about our commercial auto insurance solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-2 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55780"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Research, Development & Pricing</strong></p> <p>Overcome profitability challenges with market-ready essentials to identify opportunities, manage smart growth, and adapt to the changing commercial auto landscape. </p> <p><a href="/solutions/underwriting-rating/commercial-auto/research-development-pricing/" title="Learn about our commercial auto research, development and pricing solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-3 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55781"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Risk Selection & Underwriting</strong></p> <p>Capture a full range of underwriting and pricing factors for commercial auto insurance with granular data, analytics, and advanced technology.</p> <p><a href="/solutions/underwriting-rating/commercial-auto/risk-selection-underwriting/" title="Learn about our commercial auto risk selection and underwriting solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-4 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55783"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Portfolio Assessment & Compliance</strong></p> <p>Leverage your data to streamline compliance, measure performance, and refine strategy across your commercial auto insurance portfolio. </p> <p><a href="/solutions/underwriting-rating/commercial-auto/portfolio-assessment-compliance/" title="Learn about our commercial auto portfolio assessment and compliance solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="menu-item item-2-6 " tabindex="0"> <a href="/solutions/underwriting-rating/general-liability/" title="General Liability" class="sm" target="_self">General Liability</a> <div class="mega-third-submenu"> <div class="third-submenu-content"> <div class="section links"> <ul> <li class="menu-item"> <span>General Liability</span> </li> <li class="menu-item item-3-1 "> <a href="/solutions/underwriting-rating/general-liability/" class="sm">Overview of General Liability</a> </li> <li class="menu-item item-3-2 " tabindex="0"> <a href="/solutions/underwriting-rating/general-liability/research-development-pricing/" title="Research, Development & Pricing" class="sm" target="_self">Research, Development & Pricing</a> </li> <li class="menu-item item-3-3 " tabindex="0"> <a href="/solutions/underwriting-rating/general-liability/risk-selection-underwriting/" title="Risk Selection & Underwriting" class="sm" target="_self">Risk Selection & Underwriting</a> </li> <li class="menu-item item-3-4 " tabindex="0"> <a href="/solutions/underwriting-rating/general-liability/portfolio-assessment-compliance/" title="Portfolio Assessment & Compliance" class="sm" target="_self">Portfolio Assessment & Compliance</a> </li> </ul> </div> <div class="section content-area content-3-1"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55762"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>General Liability Overview</strong></p> <p>Cover known and emerging business liability risks and access diverse data, analytics, and compliance tools to drive your business forward.</p> <p><a href="/solutions/underwriting-rating/general-liability/" title="Learn about our general liability insurance solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-2 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55763"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Research, Development & Pricing</strong></p> <p>Detect opportunities, launch new products, and price coverage precisely with market-ready programs and solutions for general liability insurance. </p> <p><a href="/solutions/underwriting-rating/general-liability/research-development-pricing/" title="Learn about our general liability research, development and pricing solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-3 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55764"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Risk Selection and Underwriting</strong></p> <p>Be responsive to your customers and true to your risk appetite with powerful data, insights, and technology—and a support team focused on you.</p> <p><a href="/solutions/underwriting-rating/general-liability/risk-selection-underwriting/" title="Learn about our general liability risk selection and underwriting solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-4 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55765"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Portfolio Assessment & Compliance</strong></p> <p>Leverage your data to manage your general liability insurance portfolio strategically and streamline regulatory compliance. </p> <p><a href="/solutions/underwriting-rating/general-liability/portfolio-assessment-compliance/" title="Learn about our general liability portfolio assessment and compliance solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="menu-item item-2-7 " tabindex="0"> <a href="/solutions/underwriting-rating/small-commercial/" title="Small Commercial" class="sm" target="_self">Small Commercial</a> <div class="mega-third-submenu"> <div class="third-submenu-content"> <div class="section links"> <ul> <li class="menu-item"> <span>Small Commercial</span> </li> <li class="menu-item item-3-1 "> <a href="/solutions/underwriting-rating/small-commercial/" class="sm">Overview of Small Commercial</a> </li> <li class="menu-item item-3-2 " tabindex="0"> <a href="/solutions/underwriting-rating/small-commercial/research-development-pricing/" title="Research, Development & Pricing" class="sm" target="_self">Research, Development & Pricing</a> </li> <li class="menu-item item-3-3 " tabindex="0"> <a href="/solutions/underwriting-rating/small-commercial/risk-selection-underwriting/" title="Risk Selection & Underwriting" class="sm" target="_self">Risk Selection & Underwriting</a> </li> <li class="menu-item item-3-4 " tabindex="0"> <a href="/solutions/underwriting-rating/small-commercial/portfolio-assessment-compliance/" title="Portfolio Assessment & Compliance" class="sm" target="_self">Portfolio Assessment & Compliance</a> </li> </ul> </div> <div class="section content-area content-3-1"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55784"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Small Commercial Overview</strong></p> <p>Target your best opportunities in small commercial insurance with better risk assessment and straight-through processing using automated Verisk solutions.</p> <p><a href="/solutions/underwriting-rating/small-commercial/" title="Learn about our small commercial insurance solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-2 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55792"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Research, Development & Pricing</strong></p> <p>Small commercial insurance program, data, and analytic solutions to identify new markets, build innovative products, and keep policy language and rates current.</p> <p><a href="/solutions/underwriting-rating/small-commercial/research-development-pricing/" title="Learn about our small commercial research, development and pricing solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-3 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55793"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Risk Selection and Underwriting</strong></p> <p>Use data-driven analytics and risk insights backed by deep expertise to streamline and automate small commercial insurance risk selection and underwriting. </p> <p><a href="/solutions/underwriting-rating/small-commercial/risk-selection-underwriting/" title="Learn about our small commercial risk selection and underwriting solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-4 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55794"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Portfolio Assessment & Compliance</strong></p> <p>Manage small commercial insurance programs and maintain compliance with automation and portfolio insights powered by data, analytics, and unmatched expertise.</p> <p><a href="/solutions/underwriting-rating/small-commercial/portfolio-assessment-compliance/" title="Learn about our small commercial portfolio assessment and compliance solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="menu-item item-2-8 " tabindex="0"> <a href="/solutions/other-lines-of-business/" title="Other Lines of Business" class="sm" target="_self">Other Lines of Business</a> </li> </ul> </div> <div class="section content-area content-2-1"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55736"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Underwriting & Rating Overview</strong></p> <p>Make informed product development and underwriting decisions to generate more revenue while minimizing premium leakage and unnecessary expenses.</p> <p><a href="/solutions/underwriting-rating/" title="Learn more about our Underwriting and Rating Solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-2-8 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55795"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Other Lines of Business</strong></p> <p>Transform your approach to product development and underwriting for multiple lines of business while adhering to compliance and rating standards.</p> <p><a href="/solutions/other-lines-of-business/" title="Learn about our other insurance policy programs" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="menu-item item-1-2 " tabindex="0"> <a href="/solutions/claims/" title="Claims" class="sm" target="_self" >Claims</a> <div class="mega-submenu"> <div class="submenu-content"> <div class="section links"> <ul> <li class="menu-item"> <span>Claims</span> </li> <li class="menu-item item-2-1 "> <a href="/solutions/claims/" class="sm">Overview of Claims</a> </li> <li class="menu-item item-2-2 " tabindex="0"> <a href="/solutions/claims/first-notice-of-loss/" title="FNOL" class="sm" target="_self">FNOL</a> </li> <li class="menu-item item-2-3 " tabindex="0"> <a href="/solutions/claims/investigation/" title="Investigation" class="sm" target="_self">Investigation</a> <div class="mega-third-submenu"> <div class="third-submenu-content"> <div class="section links"> <ul> <li class="menu-item"> <span>Investigation</span> </li> <li class="menu-item item-3-1 "> <a href="/solutions/claims/investigation/" class="sm">Overview of Investigation</a> </li> <li class="menu-item item-3-2 " tabindex="0"> <a href="/solutions/claims/investigation/weather-response/" title="Weather Response" class="sm" target="_self">Weather Response</a> </li> <li class="menu-item item-3-3 " tabindex="0"> <a href="/solutions/claims/investigation/workflow-automation/" title="Workflow Automation" class="sm" target="_self">Workflow Automation</a> </li> <li class="menu-item item-3-4 " tabindex="0"> <a href="/solutions/claims/investigation/decision-support-analytics/" title="Decision Support and Analytics" class="sm" target="_self">Decision Support and Analytics</a> </li> <li class="menu-item item-3-5 " tabindex="0"> <a href="/solutions/claims/investigation/catastrophe-claims-data/" title="Catastrophe Claims Data" class="sm" target="_self">Catastrophe Claims Data</a> </li> </ul> </div> <div class="section content-area content-3-1"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55809"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Investigation Overview</strong></p> <p>Streamline record review and validate key claim information such as weather information to ensure greater accuracy while reducing processing time.</p> <p><a href="/solutions/claims/investigation/" title="Learn about our investigation claims solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-2 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55810"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Weather Response</strong></p> <p>Whether you’re looking at a property’s history of weather damage or looking ahead to an incoming storm, Verisk solutions convert weather into useable data. </p> <p><a href="/solutions/claims/investigation/weather-response/" title="Learn about our claims investigation weather response solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-3 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55811"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Workflow Automation</strong></p> <p>Advanced AI, data parsing, image/video, and messaging solutions streamline claims processing, increasing satisfaction for employees and customers. </p> <p><a href="/solutions/claims/investigation/workflow-automation/" title="Learn about our claims investigation workflow automation solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-4 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55812"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Decision Support and Analytics</strong></p> <p>Fill in data gaps and get industry-leading insights to make claims more accurate, combat fraud, and improve customer service.</p> <p><a href="/solutions/claims/investigation/decision-support-analytics/" title="Learn about our claims investigation decision support and analytics solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-5 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-76413"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Catastrophe Claims Data</strong></p> <p>Access the insurance industry’s trusted source for independent property loss estimates covering a range of catastrophe and global large loss specialty lines.</p> <p><a href="/solutions/claims/investigation/catastrophe-claims-data/" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="menu-item item-2-4 " tabindex="0"> <a href="/solutions/claims/anti-fraud/" title="Anti-Fraud" class="sm" target="_self">Anti-Fraud</a> </li> <li class="menu-item item-2-5 " tabindex="0"> <a href="/solutions/claims/compliance/" title="Compliance" class="sm" target="_self">Compliance</a> <div class="mega-third-submenu"> <div class="third-submenu-content"> <div class="section links"> <ul> <li class="menu-item"> <span>Compliance</span> </li> <li class="menu-item item-3-1 "> <a href="/solutions/claims/compliance/" class="sm">Overview of Compliance</a> </li> <li class="menu-item item-3-2 " tabindex="0"> <a href="/solutions/claims/compliance/workers-comp-state-reporting/" title="Workers' Compensation State Reporting" class="sm" target="_self">Workers' Compensation State Reporting</a> </li> <li class="menu-item item-3-3 " tabindex="0"> <a href="/solutions/claims/compliance/medicare-compliance-and-reporting/" title="Medicare Compliance and Reporting" class="sm" target="_self">Medicare Compliance and Reporting</a> </li> </ul> </div> <div class="section content-area content-3-1"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55814"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Compliance Overview</strong></p> <p>Satisfy state and federal claims reporting requirements automatically within your workflow with comprehensive reporting to help you stay compliant and prevent fraud. </p> <p><a href="/solutions/claims/compliance/" title="Learn about our compliance and reporting claims solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-2 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55821"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Workers' Compensation State Reporting</strong></p> <p>Data-driven claims management solutions let you streamline workers' compensation data reporting and improve compliance with advanced analytics.</p> <p><a href="/solutions/claims/compliance/workers-comp-state-reporting/" title="Learn about our workers' compensation state reporting claims solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-3 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55822"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Medicare Compliance and Reporting</strong></p> <p>Navigate changing regulations, manage complex recovery demands, and mitigate rising costs with an array of solutions to support every step of the process.</p> <p><a href="/solutions/claims/compliance/medicare-compliance-and-reporting/" title="Learn about our Medicare compliance and reporting claims solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="menu-item item-2-6 " tabindex="0"> <a href="/solutions/claims/estimation-valuation/" title="Estimation and Valuation" class="sm" target="_self">Estimation and Valuation</a> <div class="mega-third-submenu"> <div class="third-submenu-content"> <div class="section links"> <ul> <li class="menu-item"> <span>Estimation and Valuation</span> </li> <li class="menu-item item-3-1 "> <a href="/solutions/claims/estimation-valuation/" class="sm">Overview of Estimation and Valuation</a> </li> <li class="menu-item item-3-2 " tabindex="0"> <a href="/solutions/claims/estimation-valuation/property-estimation-restoration/" title="Property Estimating & Restoration" class="sm" target="_self">Property Estimating & Restoration</a> </li> <li class="menu-item item-3-3 " tabindex="0"> <a href="/solutions/claims/estimation-valuation/valuation-validation/" title="Validation and Valuation" class="sm" target="_self">Validation and Valuation</a> </li> </ul> </div> <div class="section content-area content-3-1"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55829"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Estimation and Valuation Overview</strong></p> <p>Our claims estimation and workflow capabilities help you assess the value of a claim quickly and accurately, leading to faster settlements and improved customer satisfaction. </p> <p><a href="/solutions/claims/estimation-valuation/" title="Learn about our claims estimation and valuation solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-2 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55830"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Property Estimating & Restoration</strong></p> <p>Optimize your property claims process with advanced solutions to estimate structural and personal property claims seamlessly. </p> <p><a href="/solutions/claims/estimation-valuation/property-estimation-restoration/" title="Learn about our claims property estimation and restoration solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-3 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55831"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Validation and Valuation</strong></p> <p>State-of-the-art tools help you anticipate and handle unexpected costs from liability, medical costs, extreme weather, and other catastrophes.</p> <p><a href="/solutions/claims/estimation-valuation/valuation-validation/" title="Learn about our claims valuation and validation solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="menu-item item-2-7 " tabindex="0"> <a href="/solutions/claims/resolution/" title="Resolution" class="sm" target="_self">Resolution</a> </li> </ul> </div> <div class="section content-area content-2-1"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55797"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Claims Overview</strong></p> <p>Re-imagine your end-to-end claims experience to reduce costs, improve accuracy, and deliver a great customer experience from FNOL through resolution. </p> <p><a href="/solutions/claims/" title="Learn about our claims insurance solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-2-2 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55806"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>FNOL</strong></p> <p>Accelerate the claims process with solutions that automatically populate key data and help route claims to the right areas, saving time on the front end. </p> <p><a href="/solutions/claims/first-notice-of-loss/" title="Learn about our claims FNOL solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-2-4 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55813"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Anti-Fraud</strong></p> <p>Identify and prevent fraudulent claims by finding the critical data you need. Close the information gap and stop fraud leakage with robust industry analytics. </p> <p><a href="/solutions/claims/anti-fraud/" title="Learn about our claims anti-fraud solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-2-7 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55832"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Resolution</strong></p> <p>Facilitate fast, fair claims resolution with automated tools and data-driven insights that help deliver better outcomes for you and your customers. </p> <p><a href="/solutions/claims/resolution/" title="Learn about our claims resolution solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="menu-item item-1-3 " tabindex="0"> <a href="/solutions/life/" title="Life Solutions" class="sm" target="_self" >Life Solutions</a> <div class="mega-submenu"> <div class="submenu-content"> <div class="section links"> <ul> <li class="menu-item"> <span>Life Solutions</span> </li> <li class="menu-item item-2-1 "> <a href="/solutions/life/" class="sm">Overview of Life Solutions</a> </li> <li class="menu-item item-2-2 " tabindex="0"> <a href="/solutions/life/individual-life-annuities/" title="Individual Life and Annuities" class="sm" target="_self">Individual Life and Annuities</a> </li> <li class="menu-item item-2-3 " tabindex="0"> <a href="/solutions/life/employee-benefits-institutional-annuities/" title="Employee Benefits & Institutional Annuities" class="sm" target="_self">Employee Benefits & Institutional Annuities</a> </li> </ul> </div> <div class="section content-area content-2-1"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55833"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Life Overview</strong></p> <p>Reimagine life and annuity products, workflows, and customer experiences with simple and flexible life insurance technology and analytics. </p> <p><a href="/solutions/life/" title="Learn about our life solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-2-2 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55835"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Individual Life and Annuities</strong></p> <p>Leverage a unified system for increased agility, innovation, and market responsiveness in individual life and annuity lines. </p> <p><a href="/solutions/life/individual-life-annuities/" title="Learn about our individual life and annuities solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-2-3 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55836"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Employee Benefits & Institutional Annuities</strong></p> <p>Get end-to-end group life insurance plan administration and optimize group-based offerings with the FAST software solution from Verisk. </p> <p><a href="/solutions/life/employee-benefits-institutional-annuities/" title="Learn about our employee benefits and institutional annuities solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="menu-item item-1-4 " tabindex="0"> <a href="/solutions/catastrophe-risk-solutions/" title="Catastrophe and Risk Solutions" class="sm" target="_self" >Catastrophe and Risk Solutions</a> <div class="mega-submenu"> <div class="submenu-content"> <div class="section links"> <ul> <li class="menu-item"> <span>Catastrophe and Risk Solutions</span> </li> <li class="menu-item item-2-1 "> <a href="/solutions/catastrophe-risk-solutions/" class="sm">Overview of Catastrophe and Risk Solutions</a> </li> <li class="menu-item item-2-2 " tabindex="0"> <a href="/solutions/catastrophe-risk-solutions/risk-models/" title="Risk Models" class="sm" target="_self">Risk Models</a> </li> <li class="menu-item item-2-3 " tabindex="0"> <a href="/solutions/catastrophe-risk-solutions/software-solutions/" title="Software Solutions" class="sm" target="_self">Software Solutions</a> </li> <li class="menu-item item-2-4 " tabindex="0"> <a href="/solutions/catastrophe-risk-solutions/consulting-services/" title="Consulting Services" class="sm" target="_self">Consulting Services</a> </li> <li class="menu-item item-2-5 " tabindex="0"> <a href="/solutions/catastrophe-risk-solutions/natural-hazard-risk-response/" title="Natural Hazard Risk and Response" class="sm" target="_self">Natural Hazard Risk and Response</a> </li> </ul> </div> <div class="section content-area content-2-1"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55837"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Catastrophe and Risk Solutions Overview</strong></p> <p>Industry-leading catastrophe risk modeling software that incorporates global loss indexes and advanced analytics, from the company that pioneered catastrophe risk modeling.</p> <p><a href="/solutions/catastrophe-risk-solutions/" title="Learn about our extreme event and catastrophe risk solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-2-2 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55842"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Risk Models</strong></p> <p>Catastrophe risk models manage risk from natural catastrophes, man-made threats, and more. Discover what catastrophe risk modeling is and how it works. </p> <p><a href="/solutions/catastrophe-risk-solutions/risk-models/" title="Learn about our catastrophe risk modeling solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-2-3 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55838"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Software Solutions</strong></p> <p>Understand and manage your catastrophe risk and uncover new insights with flexible catastrophe modeling software that enhances smart decision-making.</p> <p><a href="/solutions/catastrophe-risk-solutions/software-solutions/" title="Learn about our catastrophe modeling software solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-2-4 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55841"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Consulting Services</strong></p> <p>Verisk offers bespoke catastrophe risk modeling services to meet your unique needs. Learn more about how our industry experts can help you manage your risk. </p> <p><a href="/solutions/catastrophe-risk-solutions/consulting-services/" title="Learn about our extreme event risk consulting services" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-2-5 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55844"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Natural Hazard Risk and Response</strong></p> <p>Detailed analytics and solutions for weather and environmental perils to help you mitigate risk, make quicker business decisions, and support profitability. </p> <p><a href="/solutions/catastrophe-risk-solutions/natural-hazard-risk-response/" title="Learn about our natural hazards and response solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="nav-list-separator"></li> <li class="menu-item section-label"> <span>Additional Solutions</span> </li> <li class="menu-item item-1-5 " tabindex="0"> <a href="/solutions/construction/" title="Construction" class="sm" target="_self" >Construction</a> </li> <li class="menu-item item-1-6 " tabindex="0"> <a href="/solutions/consumer-insights/" title="Consumer Insights" class="sm" target="_self" >Consumer Insights</a> </li> <li class="menu-item item-1-7 " tabindex="0"> <a href="/solutions/sustainability-resilience/" title="Sustainability and Resilience" class="sm" target="_self" >Sustainability and Resilience</a> </li> <li class="menu-item item-1-8 " tabindex="0"> <a href="/solutions/government-municipalities/" title="Government and Municipalities" class="sm" target="_self" >Government and Municipalities</a> </li> <li class="menu-item item-1-9 " tabindex="0"> <a href="/solutions/real-estate-mortgage-servicing/" title="Real Estate and Mortgage Servicing" class="sm" target="_self" >Real Estate and Mortgage Servicing</a> </li> <li class="menu-item item-1-10 " tabindex="0"> <a href="/solutions/transportation/" title="Transportation" class="sm" target="_self" >Transportation</a> </li> <li class="nav-list-separator"></li> <li class="menu-item item-1-11 " tabindex="0"> <a href="/products/" title="View All Products" class="sm" target="_self" >View All Products</a> </li> </ul> <div class="content-area content-default"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55735"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Solutions Overview</strong></p> <p>Assess risk, improve outcomes, build resilience, and seize strategic opportunities with our innovative solutions designed for insurers and reinsurers.</p> <p><a href="/solutions/" title="Explore Solutions" class="score-button verisk-button primary default xsm"><strong>Explore our solutions</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="content-area content-1-5"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55846"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Construction</strong></p> <p>Make smarter business decisions for construction and remodeling with data-driven insights and streamlined workflows.</p> <p><a href="/solutions/construction/" title="Learn about our construction and remodeling operations solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="content-area content-1-6"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55847"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Consumer Insights</strong></p> <p>Find the right customers at the right time among current and potential auto, home, health, and life policyholders seeking a home and its related services.</p> <p><a href="/solutions/consumer-insights/" title="Learn about our consumer insights solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="content-area content-1-7"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55848"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Sustainability and Resilience</strong></p> <p>Global risk intelligence tools by Verisk Maplecroft provide unmatched data and insights into climate, social, and government indices.</p> <p><a href="/solutions/sustainability-resilience/" title="Learn about our sustainability and resilience solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="content-area content-1-8"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55849"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Government and Municipalities</strong></p> <p>Robust data tools provide necessary resources for governments, industries & law officials. Explore how to mitigate climate, cargo & commercial losses.</p> <p><a href="/solutions/government-municipalities/" title="Learn about our governmental and geopolitical solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="content-area content-1-9"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55850"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Real Estate and Mortgage Servicing</strong></p> <p>Make informed property decisions backed by unparalleled insights and comprehensive data on market values, key property characteristics, and historical trends, all in real time.</p> <p><a href="/solutions/real-estate-mortgage-servicing/" title="Learn about our real estate and mortgage servicing solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="content-area content-1-10"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55851"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Transportation</strong></p> <p>Drive success across your supply chain with solutions that track complex risks, manage driver hiring, simplify compliance, and improve logistics.</p> <p><a href="/solutions/transportation/" title="Learn about our transportation solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="content-area content-1-11"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55852"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>View All Products</strong></p> <p>Browse all our available products, across all lines, industries, and stages of the insurance life cycle.</p> <p><a href="/products/" title="Explore Products" class="score-button verisk-button primary default xsm"><strong>Explore Products </strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="nav-links-link"> <a class="drop score-button verisk-button tertiary lg" aria-haspopup="true"> Resources <i class="dropdown-arrow"></i> </a> <div class="dropdown_container"> <div class="mega-menu fifty-fifty"> <div class="fifty-fifty__links"> <ul> <li class="menu-item section-label"> <span>Resources</span> </li> <li class="menu-item item-1-1 " tabindex="0"> <a href="/blog/" title="Thought Leadership" class="sm" target="_self" >Thought Leadership</a> </li> <li class="menu-item item-1-2 " tabindex="0"> <a href="/conferences/" title="Events" class="sm" target="_self" >Events</a> </li> <li class="menu-item item-1-3 " tabindex="0"> <a href="/resources/webinars/" title="Webinars" class="sm" target="_self" >Webinars</a> </li> </ul> <ul> <li class="menu-item section-label"> <span></span> </li> <li class="menu-item item-1-4 " tabindex="0"> <a href="/company/contact/" title="Contact Support" class="sm" target="_self" >Contact Support</a> </li> <li class="menu-item item-1-5 " tabindex="0"> <a href="/company/strategic-alliances/" title="Strategic Alliances" class="sm" target="_self" >Strategic Alliances</a> </li> <li class="menu-item item-1-6 " tabindex="0"> <a href="/xactware-store/" title="Xactware Store & Training" class="sm" target="_self" >Xactware Store & Training</a> </li> </ul> </div> <div class="content-area content-default"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55999"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Verisk Resources</strong></p> <p>Stay informed about industry trends and innovative solutions with our events, webinars, FAQs, and thought leadership, including the Visualize blog.</p> <p><a href="/blog/" title="Visit Visualize" class="score-button verisk-button primary default xsm"><strong>Visit Visualize</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="content-area content-1-1"> </div> <div class="content-area content-1-2"> </div> <div class="content-area content-1-3"> </div> <div class="content-area content-1-4"> </div> <div class="content-area content-1-5"> </div> <div class="content-area content-1-6"> </div> </div> </div> </li> <li class="nav-links-link"> <a class="drop score-button verisk-button tertiary lg" aria-haspopup="true"> Company <i class="dropdown-arrow"></i> </a> <div class="dropdown_container"> <div class="mega-menu fifty-fifty"> <div class="fifty-fifty__links"> <ul> <li class="menu-item section-label"> <span>Company</span> </li> <li class="menu-item item-1-1 " tabindex="0"> <a href="/company/about/" title="About Us" class="sm" target="_self" >About Us</a> </li> <li 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text-left over-dark"> <div class="caption"> <h1> <p class="eyebrow"> ISO Risk Analyzer </p> <span class="h-1" > Improve Rating Segmentation and Avoid Adverse Selection </span> </h1> <div class="score-hero-body"> <!-- XhtmlString.cshtml Display Template Start --> <p>The challenge: adverse selection in today’s dynamic market. If you’re not connected to advanced analytics, your competitors could use sophisticated tools to cherry-pick your best risks. The result? You may lose profitable policies—and keep more costly ones.</p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </div> <div class="[ grid__item grid__item__full ] [ full-bleed ] main-content-area"> <div class="content-area"> <main class="w-8col"> <div class="[ grid__item grid__item__full ] [ full-bleed ] " id="contact"> <section class="score-stripe flexible-stripe no-bg-image-on-mobile bg-default " style="" data-epi-type="content"> <div class="container justify-center"> <div class="w-full"> <div class="section-header justify-center"> <H2 class=""> Which schema do you think will help enhance your rating methodologies? </H2> </div> <div class="content-area justify-center"><div> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-110576"> <!-- XhtmlString.cshtml Display Template Start --> <p><img src="/49be0c/contentassets/70fff6425ef449e9828040d466efc87d/schema.jpg" width="1286" height="606" alt="schema"></p> <p style="font-size: 15px; text-align: center;"><strong><span data-teams="true">© <a aria-label="Link OpenStreetMap " id="menur1m5" href="https://www.openstreetmap.org/copyright" rel="noreferrer noopener" target="_blank" class="fui-Link ___1q1shib f2hkw1w f3rmtva f1ewtqcl fyind8e f1k6fduh f1w7gpdv fk6fouc fjoy568 figsok6 f1s184ao f1mk8lai fnbmjn9 f1o700av f13mvf36 f1cmlufx f9n3di6 f1ids18y f1tx3yz7 f1deo86v f1eh06m1 f1iescvh fhgqx19 f1olyrje f1p93eir f1nev41a f1h8hb77 f1lqvz6u f10aw75t fsle3fq f17ae5zn" title="https://www.openstreetmap.org/copyright"><span>OpenStreetMap </span></a><span>Contributors</span></span></strong></p> <p style="font-size: 20px; text-align: center;"><strong>See what others miss.</strong> Our predictive analytics can help you rate risks with remarkable precision, aligning premiums with risk at a granular level.</p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div></div> </div> </div> </section> </div> <div class="[ grid__item grid__item__full ] [ full-bleed ] " id="block-110492"> <section class="score-stripe flexible-stripe no-bg-image-on-mobile bg-default " style="" data-epi-type="content"> <div class="container justify-center"> <div class="w-full"> <div class="section-header justify-center"> <H2 class=""> Businessowners: <br>Address-level rating that works </H2> <div class="subtitle rich-text justify-center"> <!-- XhtmlString.cshtml Display Template Start --> <p style="text-align: center;">Evaluate risks at the specific location using predictive models that analyze hundreds of environmental indicators—far beyond traditional territory boundaries.</p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </section> </div> <div class="[ grid__item grid__item__full ] [ full-bleed ]"> <section style="" class="section-hero-block-container no-bg-image-on-mobile bg- circular-image"> <div class="container justify-center"> <div class="w-full"> <div class="content-area"> <div class="section-hero-block"> <div class="page-layout w-6col"> <div class="score-section-hero"> <H2 class=""> Price by peril with confidence </H2> <div class="score-hero-body"> <div class="rich-text"> <!-- XhtmlString.cshtml Display Template Start --> <p>Understand what drives your loss costs across five key peril groups:</p> <ul> <li>Fire and lightning</li> <li>Wind and hail</li> <li>Theft and vandalism</li> <li>Water and other property</li> <li>Liability</li> </ul> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> <div class="page-layout image-wrapper w-6col"> <div class="score-section-hero"> <H2 class=""> Price by peril with confidence </H2> </div> <img src="/49da74/contentassets/f97f1a12ec844d299fea3524a3d291fd/storm-over-rural-landscape.jpg/_croppings/gray-scarf-round.jpg" alt="Storm Over Rural Landscape " loading="lazy" class="score-image "> </div> </div> </div> </div> </div> </section> </div> <div class="[ grid__item grid__item__full ] [ full-bleed ] " id="block-113807"> <section class="score-stripe flexible-stripe no-bg-image-on-mobile bg-default " style="" data-epi-type="content"> <div class="container justify-center"> <div class="w-full"> <div class="section-header justify-center"> <H2 class=""> Eliminate cross-subsidization </H2> <div class="subtitle rich-text justify-center"> <!-- XhtmlString.cshtml Display Template Start --> <p>Risk Analyzer helps eliminate cross-subsidization, ensuring more accurate pricing. This prevents competitors from poaching your most profitable customers while protecting you from underpriced risks.</p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> <div class="content-area justify-center"><div class=" w-6col"> <div class="score-card primary horizontal standard featured " id="block-113823"> <div class="image-wrapper"> <div class="image-wrapper-sub"> <img src="/4a0506/contentassets/aa6b6319c7f943e3a4c18b787ca8f6e0/ct2-new4.jpg" loading="lazy" class="score-image img-fluid" alt="Ct2 New4 "> </div> </div> <div class="caption"> <div class="score-card-body"> <div class="rich-text"> <!-- XhtmlString.cshtml Display Template Start --> <p>Traditional risk tools offer limited geographic segmentation by missing key nuances that impact accurate underwriting and pricing. </p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div><div class=" w-6col"> <div class="score-card primary horizontal standard featured " id="block-113809"> <div class="image-wrapper"> <div class="image-wrapper-sub"> <img src="/4a0503/contentassets/9f76e62f71804d8fa699aac422b19b77/ct1-new4.jpg" loading="lazy" class="score-image img-fluid" alt="Ct1 New4 "> </div> </div> <div class="caption"> <div class="score-card-body"> <div class="rich-text"> <!-- XhtmlString.cshtml Display Template Start --> <p>ISO Risk Analyzer delivers location-based insights for smarter underwriting and pricing.</p> <p> </p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div><div class=" w-full"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot -1" id="block-113843"> <!-- XhtmlString.cshtml Display Template Start --> <p style="font-size: 15px; text-align: center;"><strong><span data-teams="true">©<span> </span><a aria-label="Link OpenStreetMap " id="menur1m5" href="https://www.openstreetmap.org/copyright" rel="noreferrer noopener" target="_blank" class="fui-Link ___1q1shib f2hkw1w f3rmtva f1ewtqcl fyind8e f1k6fduh f1w7gpdv fk6fouc fjoy568 figsok6 f1s184ao f1mk8lai fnbmjn9 f1o700av f13mvf36 f1cmlufx f9n3di6 f1ids18y f1tx3yz7 f1deo86v f1eh06m1 f1iescvh fhgqx19 f1olyrje f1p93eir f1nev41a f1h8hb77 f1lqvz6u f10aw75t fsle3fq f17ae5zn" title="https://www.openstreetmap.org/copyright"><span>OpenStreetMap </span></a><span>Contributors</span></span></strong></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div></div> </div> </div> </section> </div> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-110944"> <!-- XhtmlString.cshtml Display Template Start --> <h2 style="text-align: center;">Commercial Auto: </h2> <h2 style="text-align: center;">Beyond basic territory rating</h2> <p style="text-align: center;" class="body-2">Get specific loss costs for each ZIP Code and Census Block Group that fit seamlessly into your existing ISO rating workflow.</p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> <div class="card-stripe-container [ grid__item grid__item__full ] [ full-bleed ] bg-default columns-two" id="block-110826" > <section class="score-stripe slim-image-with-accent no-bg-image-on-mobile " style="" data-epi-type="content"> <div class="pagination-target"></div> <div class="container justify-center"> <div class="w-full"> <div class="section-header justify-center"> <H2 class=""> Rate the actual vehicle </H2> <div class="subtitle rich-text justify-center"> <!-- XhtmlString.cshtml Display Template Start --> <p>Obtain VIN-specific rating factors that account for a vehicle’s unique characteristics—size, performance, and safety features—not just weight class, age, and cost new.</p> <p>These vehicles are of the same model year and fall into the same size class, original cost new bracket, and would be rated the same all other things being equal. But when RACA Symbols are used, one can see that these vehicles represent different risks and therefore would be priced differently.</p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> <div class="content-area justify-center"> <div class="card-container stripe-card-column"> <div class="score-card primary slim slim-with-image default " id="block-110828"> <div class="image-wrapper"> <div class="image-wrapper-sub"> <img src="/49c016/contentassets/c1a9db41dbdc471a8d66df4702ba4df4/ford-render-v6.png" loading="lazy" class="score-image img-fluid" alt="Ford Render V6 "> </div> </div> <div class="caption"> <H2 class="card__title"> 2022 Ford Bronco </H2> <div class="score-card-body"> <div class="rich-text"> <!-- XhtmlString.cshtml Display Template Start --> <p>Type: SUV</p> <p>Weight Rating Class: 6,001-10,000</p> <p>Price New Bracket: $35,000-$39,000</p> <p>Collision Symbol Relativity: <span style="color: rgb(212, 0, 25);"><strong>.82</strong></span></p> <p>Comprehensive Symbol Relativity: <span style="color: rgb(212, 0, 25);"><strong>1.07</strong></span></p> <p>Liability symbol: <strong><span style="color: rgb(212, 0, 25);">.90</span></strong></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> <div class="card-container stripe-card-column"> <div class="score-card primary slim slim-with-image default " id="block-110829"> <div class="image-wrapper"> <div class="image-wrapper-sub"> <img src="/49bff4/contentassets/c619f7b2891a4375a69f2ec053996267/chevrolet-render-v6.png" loading="lazy" class="score-image img-fluid" alt="Chevrolet Render V6 "> </div> </div> <div class="caption"> <H2 class="card__title"> 2022 Chevrolet Express G2500 </H2> <div class="score-card-body"> <div class="rich-text"> <!-- XhtmlString.cshtml Display Template Start --> <p>Type: Van</p> <p>Weight Rating Class: 6,001-10,000</p> <p>Price New Bracket: $35,000-$39,000</p> <p>Collision Symbol Relativity: <span style="color: rgb(212, 0, 25);"><strong>.71</strong></span></p> <p>Comprehensive Symbol Relativity: <strong><span style="color: rgb(212, 0, 25);">.79</span></strong></p> <p>Liability symbol: <strong><span style="color: rgb(212, 0, 25);">1.07</span></strong></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </div> </div> </div> <div class="blog-pagination"> </div> </section> </div> <div class="container rich-html"> <!-- XhtmlString.cshtml Display Template Start --> <!-- XhtmlString.cshtml Display Template End --> </div> </main> <aside class="w-4col sticky"> <form method="post" novalidate="novalidate" data-f-metadata="" enctype="multipart/form-data" class="EPiServerForms ValidationSuccess bg-gray expanded-form" data-f-type="form" id="2b6d00fa-1990-4069-b333-6428faa132cb"> <script type="text/javascript"> // This view acts as a rendering template to render InitScript(and server-side Form's descriptor) in FormContainerBlock's client-side for Form[2b6d00fa-1990-4069-b333-6428faa132cb]. // TECHNOTE: all serverside (paths, dynamic values) of EPiServerForms will be transfered to client side here in this section. 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required.\",\"validationCssClass\":\"ValidationRequired\",\"additionalAttributes\":{\"required\":\"\",\"aria-required\":\"true\"}}}]},{\"targetElementName\":\"__field_35115\",\"targetElementId\":\"2ce4b8f3-f367-463c-ad22-6f1b8a75356c\",\"validators\":[{\"type\":\"EPiServer.Forms.Implementation.Validation.RequiredValidator\",\"description\":null,\"model\":{\"message\":\"This field is required.\",\"validationCssClass\":\"ValidationRequired\",\"additionalAttributes\":{\"required\":\"\",\"aria-required\":\"true\"}}}]},{\"targetElementName\":\"__field_35084\",\"targetElementId\":\"b885ebd3-5ad2-422c-9af2-3811ed8d00c2\",\"validators\":[{\"type\":\"EPiServer.Forms.Samples.Implementation.Validation.RecaptchaValidator\",\"description\":null,\"model\":{\"message\":\"Invalid reCAPTCHA value, please try again.\",\"validationCssClass\":null,\"additionalAttributes\":null}}]}]"), // Steps information for driving multiple-step Forms. StepsInfo : { Steps: [{"index":0,"attachedUrl":"","dependField":null,"dependCondition":null,"isActive":true,"attachedContentLink":"","dependValue":"","elementName":"__field_","guid":"00000000-0000-0000-0000-000000000000"}] }, FieldsExcludedInSubmissionSummary: [], ElementsInfo: JSON.parse("{\"__field_35078\":{\"type\":\"EPiServer.Forms.Implementation.Elements.TextboxElementBlock\",\"friendlyName\":\"firstName\",\"customBinding\":false},\"__field_35079\":{\"type\":\"EPiServer.Forms.Implementation.Elements.TextboxElementBlock\",\"friendlyName\":\"lastName\",\"customBinding\":false},\"__field_35080\":{\"type\":\"EPiServer.Forms.Implementation.Elements.TextboxElementBlock\",\"friendlyName\":\"emailAddress\",\"customBinding\":false},\"__field_35082\":{\"type\":\"EPiServer.Forms.Implementation.Elements.TextboxElementBlock\",\"friendlyName\":\"company\",\"customBinding\":false},\"__field_35081\":{\"type\":\"EPiServer.Forms.Implementation.Elements.TextboxElementBlock\",\"friendlyName\":\"title\",\"customBinding\":false},\"__field_35115\":{\"type\":\"EPiServer.Forms.Implementation.Elements.SelectionElementBlock\",\"friendlyName\":\"country\",\"customBinding\":false},\"__field_35117\":{\"type\":\"EPiServer.Forms.Implementation.Elements.SubmitButtonElementBlock\",\"friendlyName\":\"Submit\",\"customBinding\":false}}"), DataSubmitController: "/EPiServer.Forms/DataSubmit", }; /// TECHNOTE: Calculation at FormInfo level, and these values will be static input for later processing. workingFormInfo.StepsInfo.FormHasNoStep_VirtualStepCreated=true; // this FLAG will be true, if Editor does not put any FormStep. Engine will create a virtual step, with empty GUID workingFormInfo.StepsInfo.FormHasNothing=false; // this FLAG will be true if FormContainer has no element at all workingFormInfo.StepsInfo.AllStepsAreNotLinked=true; // this FLAG will be true, if all steps all have contentLink= ="" (emptyString) })(); </script> <input type="hidden" class="Form__Element Form__SystemElement FormHidden FormHideInSummarized" name="__FormName" value="UW: uw-core-iso-risk-analyzer-1225" data-f-type="hidden" autocomplete="off" /> <input type="hidden" class="Form__Element Form__SystemElement FormHidden FormHideInSummarized" name="__FormGuid" value="2b6d00fa-1990-4069-b333-6428faa132cb" data-f-type="hidden" autocomplete="off" /> <input type="hidden" class="Form__Element Form__SystemElement FormHidden FormHideInSummarized" name="__FormHostedPage" value="110301" data-f-type="hidden" autocomplete="off" /> <input type="hidden" class="Form__Element Form__SystemElement FormHidden FormHideInSummarized" name="__FormLanguage" value="en-US" data-f-type="hidden" autocomplete="off" /> <input type="hidden" class="Form__Element Form__SystemElement FormHidden FormHideInSummarized" name="__FormCurrentStepIndex" value="0" data-f-type="hidden" autocomplete="off" /> <input type="hidden" class="Form__Element Form__SystemElement FormHidden FormHideInSummarized" name="__FormSubmissionId" value="" data-f-type="hidden" autocomplete="off" /> <h2 class="Form__Title">Learn more</h2> <div class="Form__Status"> <div role="alert" aria-live="polite" class="Form__Status__Message hide" data-f-form-statusmessage> </div> </div> <div data-f-mainbody class="Form__MainBody"> <section id="52142696-338b-4b9e-9477-00f54127ca6c" data-f-type="step" data-f-element-name="__field_" class="Form__Element FormStep Form__Element--NonData " data-f-stepindex="0" data-f-element-nondata> <!-- Each FormStep groups the elements below it til the next FormStep --> <div class=" "> <div class="Form__Element FormTextbox ValidationRequired" data-f-element-name="__field_35078" data-f-type="textbox"> <label for="c3d65aff-af7b-4496-aa59-65011b2a2914" class="Form__Element__Caption">First Name</label> <input name="__field_35078" id="c3d65aff-af7b-4496-aa59-65011b2a2914" type="text" class="FormTextbox__Input" aria-describedby="__field_35078_desc" placeholder="First Name" required aria-required="true" data-f-datainput autocomplete="off"/> <span class="Form__Element__ValidationError" data-f-linked-name="__field_35078" data-f-validationerror="" id="__field_35078_desc" role="alert" style="display:none"></span></div></div><div class=" "> <div class="Form__Element FormTextbox ValidationRequired" data-f-element-name="__field_35079" data-f-type="textbox"> <label for="b866e49a-ba5f-41c1-bffc-cafc7e7e7fee" class="Form__Element__Caption">Last Name</label> <input name="__field_35079" id="b866e49a-ba5f-41c1-bffc-cafc7e7e7fee" type="text" class="FormTextbox__Input" aria-describedby="__field_35079_desc" placeholder="Last Name" required aria-required="true" data-f-datainput autocomplete="off"/> <span class="Form__Element__ValidationError" data-f-linked-name="__field_35079" data-f-validationerror="" id="__field_35079_desc" role="alert" style="display:none"></span></div></div><div class=" "> <div class="Form__Element FormTextbox ValidationRequired" data-f-element-name="__field_35080" data-f-type="textbox"> <label for="33a8c375-9386-4c39-aa8b-4236bceb44ae" class="Form__Element__Caption">Business Email</label> <input name="__field_35080" id="33a8c375-9386-4c39-aa8b-4236bceb44ae" type="text" class="FormTextbox__Input" aria-describedby="__field_35080_desc" placeholder="Business Email" required aria-required="true" data-f-datainput autocomplete="off"/> <span class="Form__Element__ValidationError" data-f-linked-name="__field_35080" data-f-validationerror="" id="__field_35080_desc" role="alert" style="display:none"></span></div></div><div class=" "> <div class="Form__Element FormTextbox ValidationRequired" data-f-element-name="__field_35082" data-f-type="textbox"> <label for="d6c214b8-683c-4b6c-a2d8-d58ea009a64e" class="Form__Element__Caption">Company</label> <input name="__field_35082" id="d6c214b8-683c-4b6c-a2d8-d58ea009a64e" type="text" class="FormTextbox__Input" aria-describedby="__field_35082_desc" placeholder="Company" required aria-required="true" data-f-datainput autocomplete="off"/> <span class="Form__Element__ValidationError" data-f-linked-name="__field_35082" data-f-validationerror="" id="__field_35082_desc" role="alert" style="display:none"></span></div></div><div class=" "> <div class="Form__Element FormTextbox ValidationRequired" data-f-element-name="__field_35081" data-f-type="textbox"> <label for="7c6009d9-8d06-4151-9e35-1c1ebd40d9fb" class="Form__Element__Caption">Title</label> <input name="__field_35081" id="7c6009d9-8d06-4151-9e35-1c1ebd40d9fb" type="text" class="FormTextbox__Input" aria-describedby="__field_35081_desc" placeholder="Title" required aria-required="true" data-f-datainput autocomplete="off"/> <span class="Form__Element__ValidationError" data-f-linked-name="__field_35081" data-f-validationerror="" id="__field_35081_desc" role="alert" style="display:none"></span></div></div><div class=" "> <div class="Form__Element FormSelection ValidationRequired" data-f-element-name="__field_35115" data-f-type="selection"> <label for="2ce4b8f3-f367-463c-ad22-6f1b8a75356c" class="Form__Element__Caption">Country</label> <select name="__field_35115" id="2ce4b8f3-f367-463c-ad22-6f1b8a75356c" required aria-required="true" data-f-datainput aria-describedby="__field_35115_desc" autocomplete="off"> <option disabled="disabled" value=""> -- Select an option -- </option> <option value="US" selected data-f-default-value="true" data-f-datainput>United States</option> <option value="GB" data-f-datainput>United Kingdom</option> <option value="AF" data-f-datainput>Afghanistan</option> <option value="AL" data-f-datainput>Albania</option> <option value="DZ" data-f-datainput>Algeria</option> <option value="AS" data-f-datainput>American Samoa</option> <option value="AD" data-f-datainput>Andorra</option> <option value="AO" data-f-datainput>Angola</option> <option value="AI" data-f-datainput>Anguilla</option> <option value="AQ" data-f-datainput>Antarctica</option> <option value="AG" data-f-datainput>Antigua and Barbuda</option> <option value="AR" data-f-datainput>Argentina</option> <option value="AM" data-f-datainput>Armenia</option> <option value="AW" data-f-datainput>Aruba</option> <option value="AU" data-f-datainput>Australia</option> <option value="AT" data-f-datainput>Austria</option> <option value="AZ" data-f-datainput>Azerbaijan</option> <option value="BS" data-f-datainput>Bahamas</option> <option value="BH" data-f-datainput>Bahrain</option> <option value="BD" data-f-datainput>Bangladesh</option> <option value="BB" data-f-datainput>Barbados</option> <option value="BY" data-f-datainput>Belarus</option> <option value="BE" data-f-datainput>Belgium</option> <option value="BZ" data-f-datainput>Belize</option> <option value="BJ" data-f-datainput>Benin</option> <option value="BM" data-f-datainput>Bermuda</option> <option value="BT" data-f-datainput>Bhutan</option> <option value="BO" data-f-datainput>Bolivia</option> <option value="BA" data-f-datainput>Bosnia and Herzegovina</option> <option value="BW" data-f-datainput>Botswana</option> <option value="BR" data-f-datainput>Brazil</option> <option value="IO" data-f-datainput>British Indian Ocean Territory</option> <option value="BN" data-f-datainput>Brunei Darussalam</option> <option value="BG" data-f-datainput>Bulgaria</option> <option value="BF" data-f-datainput>Burkina Faso</option> <option value="BI" data-f-datainput>Burundi</option> <option value="KH" data-f-datainput>Cambodia</option> <option value="CM" data-f-datainput>Cameroon</option> <option value="CA" data-f-datainput>Canada</option> <option value="CV" data-f-datainput>Cape Verde</option> <option value="KY" data-f-datainput>Cayman Islands</option> <option value="CF" data-f-datainput>Central African Republic</option> <option value="TD" data-f-datainput>Chad</option> <option value="CL" data-f-datainput>Chile</option> <option value="CN" data-f-datainput>China</option> <option value="CX" data-f-datainput>Christmas Island</option> <option value="CC" data-f-datainput>Cocos (Keeling) Islands</option> <option value="CO" data-f-datainput>Colombia</option> <option value="KM" data-f-datainput>Comoros</option> <option value="CG" data-f-datainput>Congo</option> <option value="CD" data-f-datainput>Congo (RD)</option> <option value="CK" data-f-datainput>Cook Islands</option> <option value="CR" data-f-datainput>Costa Rica</option> <option value="CI" data-f-datainput>Cote d'Ivoire</option> <option value="HR" data-f-datainput>Croatia</option> <option value="CU" data-f-datainput>Cuba</option> <option value="CY" data-f-datainput>Cyprus</option> <option value="CZ" data-f-datainput>Czech Republic</option> <option value="DK" data-f-datainput>Denmark</option> <option value="DJ" data-f-datainput>Djibouti</option> <option value="DM" data-f-datainput>Dominica</option> <option value="DO" data-f-datainput>Dominican Republic</option> <option value="EC" data-f-datainput>Ecuador</option> <option value="EG" data-f-datainput>Egypt</option> <option value="SV" data-f-datainput>El Salvador</option> <option value="GQ" data-f-datainput>Equatorial Guinea</option> <option value="ER" data-f-datainput>Eritrea</option> <option value="EE" data-f-datainput>Estonia</option> <option value="ET" data-f-datainput>Ethiopia</option> <option value="FK" data-f-datainput>Falkland Islands</option> <option value="FO" data-f-datainput>Faroe Islands</option> <option value="FJ" data-f-datainput>Fiji</option> <option value="FI" data-f-datainput>Finland</option> <option value="FR" data-f-datainput>France</option> <option value="GF" data-f-datainput>French Guiana</option> <option value="PF" data-f-datainput>French Polynesia</option> <option value="TF" data-f-datainput>French Southern Terr.</option> <option value="GA" data-f-datainput>Gabon</option> <option value="GM" data-f-datainput>Gambia</option> <option value="GE" data-f-datainput>Georgia</option> <option value="DE" data-f-datainput>Germany</option> <option value="GH" data-f-datainput>Ghana</option> <option value="GI" data-f-datainput>Gibraltar</option> <option value="GR" data-f-datainput>Greece</option> <option value="GL" data-f-datainput>Greenland</option> <option value="GD" data-f-datainput>Grenada</option> <option value="GP" data-f-datainput>Guadeloupe</option> <option value="GU" data-f-datainput>Guam</option> <option value="GT" data-f-datainput>Guatemala</option> <option value="GN" data-f-datainput>Guinea</option> <option value="GW" data-f-datainput>Guinea-Bissau</option> <option value="GY" data-f-datainput>Guyana</option> <option value="HT" data-f-datainput>Haiti</option> <option value="HM" data-f-datainput>Heard/McDonald Isls.</option> <option value="HN" data-f-datainput>Honduras</option> <option value="HK" data-f-datainput>Hong Kong</option> <option value="HU" data-f-datainput>Hungary</option> <option value="IS" data-f-datainput>Iceland</option> <option value="IN" data-f-datainput>India</option> <option value="ID" data-f-datainput>Indonesia</option> <option value="IR" data-f-datainput>Iran</option> <option value="IQ" data-f-datainput>Iraq</option> <option value="IE" data-f-datainput>Ireland</option> <option value="IL" data-f-datainput>Israel</option> <option value="IT" data-f-datainput>Italy</option> <option value="JM" data-f-datainput>Jamaica</option> <option value="JP" data-f-datainput>Japan</option> <option value="JO" data-f-datainput>Jordan</option> <option value="KZ" data-f-datainput>Kazakhstan</option> <option value="KE" data-f-datainput>Kenya</option> <option value="KI" data-f-datainput>Kiribati</option> <option value="KP" data-f-datainput>Korea (North)</option> <option value="KR" data-f-datainput>Korea (South)</option> <option value="KW" data-f-datainput>Kuwait</option> <option value="KG" data-f-datainput>Kyrgyzstan</option> <option value="LA" data-f-datainput>Laos</option> <option value="LV" data-f-datainput>Latvia</option> <option value="LB" data-f-datainput>Lebanon</option> <option value="LS" data-f-datainput>Lesotho</option> <option value="LR" data-f-datainput>Liberia</option> <option value="LY" data-f-datainput>Libya</option> <option value="LI" data-f-datainput>Liechtenstein</option> <option value="LT" data-f-datainput>Lithuania</option> <option value="LU" data-f-datainput>Luxembourg</option> <option value="MO" data-f-datainput>Macau</option> <option value="MK" data-f-datainput>Macedonia</option> <option value="MG" data-f-datainput>Madagascar</option> <option value="MW" data-f-datainput>Malawi</option> <option value="MY" data-f-datainput>Malaysia</option> <option value="MV" data-f-datainput>Maldives</option> <option value="ML" data-f-datainput>Mali</option> <option value="MT" data-f-datainput>Malta</option> <option value="MH" data-f-datainput>Marshall Islands</option> <option value="MQ" data-f-datainput>Martinique</option> <option value="MR" data-f-datainput>Mauritania</option> <option value="MU" data-f-datainput>Mauritius</option> <option value="YT" data-f-datainput>Mayotte</option> <option value="MX" data-f-datainput>Mexico</option> <option value="FM" data-f-datainput>Micronesia</option> <option value="MD" data-f-datainput>Moldova</option> <option value="MC" data-f-datainput>Monaco</option> <option value="MN" data-f-datainput>Mongolia</option> <option value="MS" data-f-datainput>Montserrat</option> <option value="MA" data-f-datainput>Morocco</option> <option value="MZ" data-f-datainput>Mozambique</option> <option value="MM" data-f-datainput>Myanmar</option> <option value="MP" data-f-datainput>N. 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