Visualize Articles for the Small Commercial Market

10/25/2018 - 5 min read

DOJ responds to Congressional request for clarity on website ADA compliance

'It is not clear whether the ADA applies to websites. This leaves businesses and property owners unsure of what standards ... govern their online services.'

10/11/2018 - 1 min read

Preventing fires at waste and recycling centers

How does a large commercial facility with a working automatic sprinkler system burn to the ground and create a cloud of smoke so big it registers on weather radar maps?

9/24/2018 - 1 min read

ISO Electronic Rating Content more deeply embedded in carriers' platforms through expanded Guidewire relationship

ISO Electronic Rating Content—working with Guidewire—is further expanding its ability to help property and casualty insurers be more nimble, efficient and cost effective.

8/27/2018 - 7 min read

The future of small commercial insurance—a perspective

Insurers need to aggressively pursue the small commercial segment of the industry. It’s a unique opportunity with specific challenges in communicating to the customer.

8/17/2018 - 5 min read

Nanoparticles in your sunscreen (most likely) won’t harm you

Some scientists have raised concerns that sunscreens using nanoparticles might pose health risks to people using them. Should you worry?

8/7/2018 - 4 min read

Charting a course for profitable growth

Opportunities for profitable growth increasingly come down to who has better data and is better positioned to make good use of it. For an insurer, “good use” may mean benchmarking its own performance, deciding to enter or exit a market, or evaluating new opportunities.

6/11/2018 - 1 min read

ISO launches new insurance program to address the rapidly growing home healthcare insurance market

ISO has launched a new home healthcare program that provides a robust coverage and rating solution to help insurers address the rapidly growing home healthcare market.

4/23/2018 - 2 min read

All about timing: The importance of discovery triggers in cyber insurance

ISO’s commercial cyber insurance program includes a unique feature: a discovery trigger applicable to first- and third-party insuring agreements.

4/4/2018 - 3 min read

Make it simple for agents

Insurance agents crave simplicity. Humans are naturally drawn to simplicity. Our brains are hardwired for it.

The Me Too Movement And Insurance Implications

2/22/2018 - 3 min read

Underwriting employment practices liability in the #MeToo era

220,568 sex-based charges were filed with the U.S. Equal Employment Opportunity Commission between 2010 and 2017. Here's how insurers are affected.

2/16/2018 - 3 min read

Cyber incidents top list of business risks on the new Allianz Risk Barometer

Last month, Allianz Global Corporate and Specialty published its seventh annual risk barometer, a look at the top business risks in the eyes of risk managers globally.

2/13/2018 - 2 min read

Which picture shows the worst electrical risk? You make the call!

Insurers rely on data and analytics to help them mitigate risk, project future losses, and set premiums. Much of that information is delivered automatically, and insurers use intelligent software to process it. However, there’s a drawback to artificial intelligence (AI): it’s weak on making judgment calls in certain instances.

2/13/2018 - 1 min read

From seed to smoke: Risks across the marijuana supply chain

Read all of the articles in the Visualize series, From Seed to smoke: Risks across the marijuana supply chain, by Lucian McMahon, CPCU, ARM-E, AU-M, product development specialist with the ISO Emerging Issues team.

1/29/2018 - 2 min read

Agents feel the need for speed

After accuracy of quotes, the agents in Verisk's agents survey indicated that speed to quote is the most critical factor in considering which insurer to work with.

1/12/2018 - 3 min read

Reliable quotes and the mind of the small commercial agent

Verisk surveyed independent insurance agents who work in the small commercial market to gain insight into their thought and decision-making processes when dealing with small commercial insurers. We asked them several questions regarding their relationships with insurers and what their perceived pain points were. Agents identified reliability of quote as their number one concern.