Small Commercial
All about timing: The importance of discovery triggers in cyber insurance
ISO’s commercial cyber insurance program includes a unique feature: a discovery trigger applicable to first- and third-party insuring agreements.
Make it simple for agents
Insurance agents crave simplicity. Humans are naturally drawn to simplicity. Our brains are hardwired for it.
Underwriting employment practices liability in the #MeToo era
220,568 sex-based charges were filed with the U.S. Equal Employment Opportunity Commission between 2010 and 2017. Here's how insurers are affected.
Cyber incidents top list of business risks on the new Allianz Risk Barometer
Last month, Allianz Global Corporate and Specialty published its seventh annual risk barometer, a look at the top business risks in the eyes of risk managers globally.
Which picture shows the worst electrical risk? You make the call!
Insurers rely on data and analytics to help them mitigate risk, project future losses, and set premiums. Much of that information is delivered automatically, and insurers…
From seed to smoke: Risks across the marijuana supply chain
Read all of the articles in the Visualize series, From Seed to smoke: Risks across the marijuana supply chain, by Lucian McMahon, CPCU, ARM-E, AU-M, product development…
Agents feel the need for speed
After accuracy of quotes, the agents in Verisk's agents survey indicated that speed to quote is the most critical factor in considering which insurer to work with.
Reliable quotes and the mind of the small commercial agent
Verisk surveyed independent insurance agents who work in the small commercial market to gain insight into their thought and decision-making processes when dealing with…
Motivating agents: Results of a Verisk agents survey
One might assume that, when dealing with insurers, agents are motivated primarily by commissions. However, according to a recent Verisk agent survey, that's not true at…
How safe is that hotel room from CO risk?
Insurers and hotel operators should know the risks associated with common hotel systems that could produce deadly CO.
From seed to smoke: Marijuana retail stores and dispensaries
In many states, marijuana sales are being taken out of the back alley and into licensed retail and medical dispensary establishments. In this article from Verisk's…
Implementing the right workplace safety incentive program
A workplace safety incentive program can be positive and something an insurer should support, but it depends upon the program and how it’s implemented. However, an…
Escaping ‘escape room’ risk
Escape rooms, where, for a fee, people are intentionally locked in and must find clues and solve intellectual puzzles in a certain amount of time to escape, are popular.…
From seed to smoke: Marijuana concentrates and manufacturing risk
Marijuana concentrates are exactly what they sound like: products that contain concentrated dosages of the cannabinoids found in marijuana plants.
Don’t lose out on loss histories
Obtaining loss histories can be problematic. But there are ways to get them easily, get a faster speed to quote, improve agency relationships, and improve your…