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Small Commercial

April 23, 2018

All about timing: The importance of discovery triggers in cyber insurance

ISO’s commercial cyber insurance program includes a unique feature: a discovery trigger applicable to first- and third-party insuring agreements.

Keep It Simple For Insurance Agents
April 4, 2018

Make it simple for agents

Insurance agents crave simplicity. Humans are naturally drawn to simplicity. Our brains are hardwired for it.

The Me Too Movement And Insurance Implications
February 22, 2018

Underwriting employment practices liability in the #MeToo era

220,568 sex-based charges were filed with the U.S. Equal Employment Opportunity Commission between 2010 and 2017. Here's how insurers are affected.

Verisk Cybersecurity
February 16, 2018

Cyber incidents top list of business risks on the new Allianz Risk Barometer

Last month, Allianz Global Corporate and Specialty published its seventh annual risk barometer, a look at the top business risks in the eyes of risk managers globally.

Cable 002
February 13, 2018

Which picture shows the worst electrical risk? You make the call!

Insurers rely on data and analytics to help them mitigate risk, project future losses, and set premiums. Much of that information is delivered automatically, and insurers…

Iso Emerging Issues Marijuana Series
February 13, 2018

From seed to smoke: Risks across the marijuana supply chain

Read all of the articles in the Visualize series, From Seed to smoke: Risks across the marijuana supply chain, by Lucian McMahon, CPCU, ARM-E, AU-M, product development…

Agents Need For Speed
January 29, 2018

Agents feel the need for speed

After accuracy of quotes, the agents in Verisk's agents survey indicated that speed to quote is the most critical factor in considering which insurer to work with.

Verisk Agent Survey
January 12, 2018

Reliable quotes and the mind of the small commercial agent

Verisk surveyed independent insurance agents who work in the small commercial market to gain insight into their thought and decision-making processes when dealing with…

Iso Insurer Survey
December 5, 2017

Motivating agents: Results of a Verisk agents survey

One might assume that, when dealing with insurers, agents are motivated primarily by commissions. However, according to a recent Verisk agent survey, that's not true at…

August 21, 2017

How safe is that hotel room from CO risk?

Insurers and hotel operators should know the risks associated with common hotel systems that could produce deadly CO.

Medical Marijuana
August 16, 2017

From seed to smoke: Marijuana retail stores and dispensaries

In many states, marijuana sales are being taken out of the back alley and into licensed retail and medical dispensary establishments. In this article from Verisk's…

August 15, 2017

Implementing the right workplace safety incentive program

A workplace safety incentive program can be positive and something an insurer should support, but it depends upon the program and how it’s implemented. However, an…

July 31, 2017

Escaping ‘escape room’ risk

Escape rooms, where, for a fee, people are intentionally locked in and must find clues and solve intellectual puzzles in a certain amount of time to escape, are popular.…

July 10, 2017

From seed to smoke: Marijuana concentrates and manufacturing risk

Marijuana concentrates are exactly what they sound like: products that contain concentrated dosages of the cannabinoids found in marijuana plants.

June 27, 2017

Don’t lose out on loss histories

Obtaining loss histories can be problematic. But there are ways to get them easily, get a faster speed to quote, improve agency relationships, and improve your…

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