General Liability

3/20/2019 - 3 min read

Wintry chill bites supply chain

Effects from prolonged stretches of sub-freezing temperatures could cause production delays for suppliers across multiple industries.

1/14/2019 - 5 min read

PAAS lessons in workers’ compensation and general liability for insurers

This past October, ISO’s Premium Audit Advisory Service (PAAS®) hosted its 2018 PAAS Forum, which featured presentations on key workers’ compensation and general liability issues for the premium audit audience.

12/17/2018 - 2 min read

All insurance is local

There’s no such thing as a U.S. small-commercial market. State-by-state regulation and business dynamics have led to the development of at least 50 distinct markets.

11/19/2018 - 3 min read

Insuring the businesses of tomorrow: Program enhancements in the pipeline

The growth of new business opportunities and private investments are creating new risks in commercial lines.

11/14/2018 - 2 min read

InsurTech Paladin Cyber: Industry-leader Verisk offers best pathway to success for breakthrough insurance solution

Although the disruptive nature of many insurtech startups has led them to seek alternative routes to market, Paladin Cyber, with Verisk, has found a distinctive template.

10/25/2018 - 5 min read

DOJ responds to Congressional request for clarity on website ADA compliance

'It is not clear whether the ADA applies to websites. This leaves businesses and property owners unsure of what standards ... govern their online services.'

10/11/2018 - 1 min read

Preventing fires at waste and recycling centers

How does a large commercial facility with a working automatic sprinkler system burn to the ground and create a cloud of smoke so big it registers on weather radar maps?

9/24/2018 - 1 min read

ISO Electronic Rating Content more deeply embedded in carriers' platforms through expanded Guidewire relationship

ISO Electronic Rating Content—working with Guidewire—is further expanding its ability to help property and casualty insurers be more nimble, efficient and cost effective.

8/17/2018 - 5 min read

Nanoparticles in your sunscreen (most likely) won’t harm you

Some scientists have raised concerns that sunscreens using nanoparticles might pose health risks to people using them. Should you worry?

4/23/2018 - 2 min read

All about timing: The importance of discovery triggers in cyber insurance

ISO’s commercial cyber insurance program includes a unique feature: a discovery trigger applicable to first- and third-party insuring agreements.

The Me Too Movement And Insurance Implications

2/22/2018 - 3 min read

Underwriting employment practices liability in the #MeToo era

220,568 sex-based charges were filed with the U.S. Equal Employment Opportunity Commission between 2010 and 2017. Here's how insurers are affected.

2/16/2018 - 3 min read

Cyber incidents top list of business risks on the new Allianz Risk Barometer

Last month, Allianz Global Corporate and Specialty published its seventh annual risk barometer, a look at the top business risks in the eyes of risk managers globally.

2/13/2018 - 2 min read

Which picture shows the worst electrical risk? You make the call!

Insurers rely on data and analytics to help them mitigate risk, project future losses, and set premiums. Much of that information is delivered automatically, and insurers use intelligent software to process it. However, there’s a drawback to artificial intelligence (AI): it’s weak on making judgment calls in certain instances.

Conflicting Federal And State Marijuana Laws

2/13/2018 - 5 min read

From seed to smoke: Legal haziness of marijuana

Marijuana is currently listed as a Schedule I drug under the federal Controlled Substances Act of 1970 (CSA), which defines Schedule I as drugs “with no currently accepted medical use and a high potential for abuse.” Meanwhile, some states permit some uses, resulting in a conflict.

1/29/2018 - 2 min read

Agents feel the need for speed

After accuracy of quotes, the agents in Verisk's agents survey indicated that speed to quote is the most critical factor in considering which insurer to work with.