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Finding local replacement cost estimates is usually no laughing matter

When you’re underwriting insurance for multiple properties daily, you may not be thinking about how the data you’re using was gathered. Quite often, the information that insurers use at policy inception and renewal is delivered seamlessly by a data provider into their underwriting systems. But what if we didn’t have all the benefits of advanced technology and analytics? 

The comic strip below, part of our new Laugh Ratios series, made us appreciate even more what goes into Verisk’s 360Value® solutions, which provide reliable replacement cost estimates for personal and commercial properties across the United States.

Check out the comic below for a few laughs. And when you’re ready for more serious research, read about the latest changes in localized reconstruction costs in our recently published 360Value Quarterly Cost Update.


Trish Hopkinson

Trish Hopkinson is product director, 360Value personal lines, for Verisk. You can reach Trish at

Joel Teemant

Joel Teemant is product director, 360Value commercial lines, for Verisk. He can be reached at

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