360Value for Personal Property

360Value® helps property insurers meet evolving customer expectations, while maintaining rating integrity

Replacement costs fluctuate for properties you insure when homeowners make improvements and building material prices rise and fall. Reliable replacement cost estimates are essential to protect customers. With 360Value you get true component-based replacement cost estimates based on actual claims information.

Strategies to navigate a crossroads in the policy life cycle

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What parts of your homeowners book do you target for recalculating replacement costs to contain premium leakage and keep your customers at the right coverage level? A focus on properties’ quality grade and certain characteristics may point to the best return on your investment in maintaining insurance-to-value (ITV). Read our new white paper to learn more.

Download the White Paper

Replacement cost estimates grounded in actual claims experience

Reliable replacement cost estimates require current, detailed, and localized reconstruction cost data collected and validated through real-world claims experience.

360Value reconstruction cost data is compiled through extensive research, direct data feeds, claims analyses, and communication with 92,000 claims and building contractors.

High-quality, detailed property data


A fast and accurate quote is essential for effective customer service. This starts with the instantaneous prefill of detailed and reliable property information. 360Value provides high-quality, detailed prefill for properties, including multiple proprietary data sources not available elsewhere.

Learn about SmartSource in 360Value 

Track the latest changes to reconstruction costs

Q3 Report

Reconstruction costs can change over time, and at different rates by geography, down to a very localized level. Each quarter, Verisk’s reconstruction cost data reports provide reconstruction cost trends at the national and state/province levels for the U.S. and Canada.

Download the Report

360Value delivers world class customer service

Customer Service

360Value delivers world class customer service

For the 360Value client services team, client service isn’t just responding to client questions, it’s ensuring clients are satisfied and getting the most value possible from 360Value. We take a broad view of client service and we do everything we can to make things easier for you and your team.

Additional insights

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More prefill data to accelerate and improve personal property underwriting

Property insurance prefill gets easier with 19 million more addresses added to SmartSource® in 360Value®, Verisk’s replacement cost estimate tool.

Read article 
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Pandemic-driven demand increases in lumber markets send reconstruction costs soaring

Total reconstruction costs increased sharply again at the national level in the United States and Canada, according to the latest data from Verisk’s 360Value.

Read article 
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Four reasons to pay close attention to your homeowners renewal book

Applying an inflation-based index to reconstruction cost estimates (RCEs) can cause homeowners insurers to miss important property changes at policy renewal.

Read article 

Contact Us to Learn More

Other Ways to Connect

We are available Monday through Friday, 7 a.m. — 9 p.m. US Eastern Time:

  • Chat Now

    Note that password resets and user information are not available through Live Chat or Email. Instead, please call the main toll-free number below.

  • Main Toll-Free: 1-800-888-4476

  • Global Toll-Free: International Access code, then 800 48977489