360Value® helps property insurers meet evolving customer expectations, while maintaining rating integrity
Replacement costs fluctuate for properties you insure when homeowners make improvements and building material prices rise and fall. Reliable replacement cost estimates are essential to protect customers. With 360Value you get true component-based replacement cost estimates based on actual claims information.
Replacement cost estimates grounded in actual claims experience
Replacement cost estimates grounded in actual claims experience
Do your replacement cost estimates accurately reflect real-world prices for labor and materials? With 360Value they can. 360Value reconstruction cost estimates are compiled through extensive research, direct data feeds, claims analyses, and communication with 92,000 claims and building contractors.
Strategies to navigate a crossroads in the policy life cycle
What parts of your homeowners book do you target for recalculating replacement costs to contain premium leakage and keep your customers at the right coverage level? A focus on properties’ quality grade and certain characteristics may point to the best return on your investment in maintaining insurance-to-value (ITV). Read our new white paper to learn more.
High-quality, detailed property data
A fast and accurate quote is essential for effective customer service. This starts with the instantaneous prefill of detailed and reliable property information. 360Value provides high-quality, detailed prefill for properties, including multiple proprietary data sources not available elsewhere.
Track the latest changes to reconstruction costs
Reconstruction costs can change over time, and at different rates by geography, down to a very localized level. Each quarter, Verisk’s reconstruction cost data reports provide reconstruction cost trends at the national and state/province levels for the U.S. and Canada.
Get reliable replacement cost estimates for every property in your book of business
360Value delivers world class customer service
360Value delivers world class customer service
For the 360Value client services team, client service isn’t just responding to client questions, it’s ensuring clients are satisfied and getting the most value possible from 360Value. We take a broad view of client service and we do everything we can to make things easier for you and your team.
Additional insights
More prefill data to accelerate and improve personal property underwriting
Property insurance prefill gets easier with 19 million more addresses added to SmartSource® in 360Value®, Verisk’s replacement cost estimate tool.
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Building ’em like they used to: Insurance to value on older homes
Verisk’s 360Value® reconstruction cost estimating tool can help insurers maintain ITV for older homes that have more varied building materials and techniques.
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Pandemic-driven demand increases in lumber markets send reconstruction costs soaring
Total reconstruction costs increased sharply again at the national level in the United States and Canada, according to the latest data from Verisk’s 360Value.
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