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360Value for Personal Property

360Value® helps property insurers meet evolving customer expectations, while maintaining rating integrity

Replacement costs fluctuate for properties you insure when homeowners make improvements and building material prices rise and fall. Reliable replacement cost estimates are essential to protect customers. With 360Value you get true component-based replacement cost estimates based on actual claims information.

Replacement cost estimates grounded in actual claims experience

Residential Home Under Construction

Replacement cost estimates grounded in actual claims experience

Do your replacement cost estimates accurately reflect real-world prices for labor and materials? With 360Value they can. 360Value reconstruction cost estimates are compiled through extensive research, direct data feeds, claims analyses, and communication with 92,000 claims and building contractors.

Enhance your property underwriting with claims-based data

360value Webinar On Demand

Enhance your property underwriting with claims-based data

Reconstruction costs have increased significantly during the pandemic, with the price of some materials, like lumber, rising persistently with growing demand. Watch this on demand webinar to learn how to improve your underwriting and provide customers with the right amount of coverage by using replacement-cost estimates based on actual claims data.

Strategies to navigate a crossroads in the policy life cycle

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What parts of your homeowners book do you target for recalculating replacement costs to contain premium leakage and keep your customers at the right coverage level? A focus on properties’ quality grade and certain characteristics may point to the best return on your investment in maintaining insurance-to-value (ITV). Read our new white paper to learn more.

Download the White Paper

High-quality, detailed property data


A fast and accurate quote is essential for effective customer service. This starts with the instantaneous prefill of detailed and reliable property information. 360Value provides high-quality, detailed prefill for properties, including multiple proprietary data sources not available elsewhere.

Learn about SmartSource in 360Value 

Track the latest changes to reconstruction costs

Q3 Report

Reconstruction costs can change over time, and at different rates by geography, down to a very localized level. Each quarter, Verisk’s reconstruction cost data reports provide reconstruction cost trends at the national and state/province levels for the U.S. and Canada.

Download the Report

360Value delivers world class customer service

Customer Service

360Value delivers world class customer service

For the 360Value client services team, client service isn’t just responding to client questions, it’s ensuring clients are satisfied and getting the most value possible from 360Value. We take a broad view of client service and we do everything we can to make things easier for you and your team.

Additional insights

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More prefill data to accelerate and improve personal property underwriting

Property insurance prefill gets easier with 19 million more addresses added to SmartSource® in 360Value®, Verisk’s replacement cost estimate tool.

Read article 
360value Reconstrucion Costs

Reconstruction costs rise slowly as lumber shows increasing volatility

The latest 360Value® Reconstruction Cost Analysis shows that lumber price volatility is slowing the overall pace of growth.

Read article 

Current cost estimates key to manage lumber’s ‘demand surge’

Property insurance underwriters relying on up-to-date cost data to cope with higher reconstruction estimates amid lumber's price volatility.

Read article 

Contact Us to Learn More

Other Ways to Connect

We are available Monday through Friday, 7 a.m. — 9 p.m. US Eastern Time:

  • Chat Now

    Note that password resets and user information are not available through Live Chat or Email. Instead, please call the main toll-free number below.

  • Main Toll-Free: 1-800-888-4476

  • Global Toll-Free: International Access code, then 800 48977489
    When calling from the UK, please dial 00 800 4897 7489