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PCS Overview

PCS catastrophe data for risk and capital management

Information is the lifeblood of risk and capital management, especially for catastrophes and weather events. With PCS®, you'll get immediate access to the severe-weather data you need to manage your business effectively and efficiently.

PCS helps you:

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PCS helps you:

  • understand the implications of severe weather and catastrophes
  • manage and staff operations
  • track catastrophe estimates
  • understand the scope of individual incidents and how they affect your business
  • identify triggering events as they happen
  • improve risk management and underwriting
  • make better decisions about loss reserves, risks, investments, and resources

Catastrophe investigation and data collection

PCS thoroughly investigates and collects data on disasters in the United States, Puerto Rico, the U.S. Virgin Islands, and Canada. We provide analytics that:

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define the extent and type of damage

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establish dates of occurrence

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determine the geographic areas affected

PCS also assigns catastrophe serial numbers — which the industry uses to track losses.

Industry-aggregated catastrophe loss data


Using our national network of insurer claim departments, adjusters, emergency managers, agents, fire and police officials, and meteorologists, PCS provides data on insured losses following catastrophes and maintains contact with industry representatives in many countries.

PCS levels of service

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PCS levels of service

ISOnet® PCS, our core service — As a leading information service for insurance professionals, ISOnet provides extensive, up-to-date reporting on all severe weather incidents.

  • daily severe weather and catastrophe updates
  • current catastrophe bulletins
  • ongoing tracking reports.

Additional aggregation tool — Depending on your needs, you can enhance your ISOnet PCS service at an additional cost with one of the FlatCat aggregation tools. Designed for historical trending and analysis, its detailed data goes back to 1950.

Customized catastrophe analytics with FlatCat

FlatCat® offers you a more flexible approach to predictive modeling. Not only do you get access to the PCS catastrophe-history database, but you can also customize your reporting for more tailored and relevant analyses based on your needs. FlatCat is an encrypted flat-file database, so you must have the IT capabilities to incorporate it into your system.

Accessing the advanced analytical functionality of our catastrophe-history database through FlatCat aggregation tool lets you:

  • evaluate your portfolio
  • monitor large industry losses
  • analyze the spread of risk regarding reinsurance
  • determine the financial risk associated with a particular securitization or peril

Contact Us to Learn More

For More Information about PCS

Alex Mican MBA, ARe, AINS
Head of PCS Global Strategy and Growth at Verisk

Ted Gregory
Head of PCS Global Operations at Verisk

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