Take a more accurate measure of fire protection for the risks you insure
PPC is more predictive of loss than distance alone1
PPC is more predictive of loss than fire station type alone2
Of a book of business may be mispriced using fire station type alone3
How fire station type factors into evaluating community fire protection
Verisk research examines fire station type alone against a more holistic approach when evaluating community fire protection capabilities.
Avoid PPC® misclassification for the risks you insure
Avoid PPC® misclassification for the risks you insure
PPC measures more than 1,000 unique data elements, supporting detailed analysis of a community’s fire suppression capabilities. A PPC code is based on a thorough grading of: a community’s fire mitigation efforts; the location of that property relative to station response; and adequate water resources.
The Distance Fallacy in Fire Protection
Verisk research shows that for one in five addresses, the closest fire station is not the first to respond in an emergency. See how distance alone could put you on the wrong road.
Additional insights
Mitigate web portal provides free data-driven resources to improve community fire protection
Mitigate provides objective, countrywide fire protection data to help fire protection officials evaluate and improve their emergency preparedness.
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The nuances of fire station type in predicting future losses
A new Verisk study shows how fire station type fares in predicting fire loss, alone and in combination with ISO’s Public Protection Classification (PPC).
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Hot in here: Why it’s getting harder to fight house fires
It’s important for insurers to understand advances in fire science and how they assess a community’s adaptation to evolving challenges in fire protection.
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- The Distance Fallacy in Fire Protection
- How Fire Station Type Factors into Evaluating Community Fire Protection
- Ibid.