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Public Protection Classification (PPC) Service

Take a more accurate measure of fire protection for the risks you insure

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PPC is more predictive of loss than distance alone1


PPC is more predictive of loss than fire station type alone2

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Of a book of business may be mispriced using fire station type alone3

How fire station type factors into evaluating community fire protection

Ppc And Fire Station Type Whitepaper

Verisk research examines fire station type alone against a more holistic approach when evaluating community fire protection capabilities.

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Avoid PPC® misclassification for the risks you insure


Avoid PPC® misclassification for the risks you insure

PPC measures more than 1,000 unique data elements, supporting detailed analysis of a community’s fire suppression capabilities. A PPC code is based on a thorough grading of: a community’s fire mitigation efforts; the location of that property relative to station response; and adequate water resources.

The Distance Fallacy in Fire Protection

Ppc Fallacy

Verisk research shows that for one in five addresses, the closest fire station is not the first to respond in an emergency. See how distance alone could put you on the wrong road.

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Additional insights


Verisk 2021 wildfire risk analysis provides updated data on rising threat

Fully understanding the peril of wildfire and the primary risk factors involved is crucial to accurate property underwriting. FireLine® Risk Reports can help keep you…

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Gettyimages 92398325 Teaser

Mitigate web portal provides free data-driven resources to improve community fire protection

Mitigate provides objective, countrywide fire protection data to help fire protection officials evaluate and improve their emergency preparedness.

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The nuances of fire station type in predicting future losses

A new Verisk study shows how fire station type fares in predicting fire loss, alone and in combination with ISO’s Public Protection Classification (PPC).

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  1. The Distance Fallacy in Fire Protection
  2. How Fire Station Type Factors into Evaluating Community Fire Protection
  3. Ibid.