Public Protection Classification (PPC) Service
Take a more accurate measure of fire protection for the risks you insure
PPC is more predictive of loss than distance alone1
PPC is more predictive of loss than fire station type alone2
Of a book of business may be mispriced using fire station type alone3
How fire station type factors into evaluating community fire protection
Verisk research examines fire station type alone against a more holistic approach when evaluating community fire protection capabilities.
Avoid PPC® misclassification for the risks you insure
Avoid PPC® misclassification for the risks you insure
PPC measures more than 1,000 unique data elements, supporting detailed analysis of a community’s fire suppression capabilities. A PPC code is based on a thorough grading of: a community’s fire mitigation efforts; the location of that property relative to station response; and adequate water resources.
The Distance Fallacy in Fire Protection
Verisk research shows that for one in five addresses, the closest fire station is not the first to respond in an emergency. See how distance alone could put you on the wrong road.
Additional insights
Best practices for underwriting natural catastrophe risk
Taking into consideration the nuances of the property you’re insuring can help you take charge of multifaceted risk factors.
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Verisk 2021 wildfire risk analysis provides updated data on rising threat
Fully understanding the peril of wildfire and the primary risk factors involved is crucial to accurate property underwriting. FireLine® Risk Reports can help keep you…
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Mitigate web portal provides free data-driven resources to improve community fire protection
Mitigate provides objective, countrywide fire protection data to help fire protection officials evaluate and improve their emergency preparedness.
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- The Distance Fallacy in Fire Protection
- How Fire Station Type Factors into Evaluating Community Fire Protection
- Ibid.