ISO Electronic Rating Content™ (ERC™)
Want to significantly reduce the amount of time and effort you put into updating your rating content?
ISO ERC helps you keep up with changing advisory loss costs, rules, and forms so you can devote more energy to revenue-generating activities. Streamline your update process and spend more time focusing on the business impact.
ISO ERC equals efficiency and value
Using ERC cuts the workload by up to 63% when updating a typical ISO change.
ERC reduces the time spent interpreting and implementing ISO Circular changes by up to 75%.
Insurers on the whole realize an average decrease in overall costs of up to 35%.
ISO Electronic Rating Content
Keeping current with regulatory changes and updates to ISO commercial lines programs can be expensive and time-consuming. It doesn’t have to be.
Discover how Verisk’s expanded deployment models simplify how you receive and consume the information. Learn about new ERC features, including automated testing and validation.
Deployment options
ISO ERC is now available in more easy-to-use options than ever.
ISO Rating-as-a-Service (RaaS)
We now offer a cloud-based rating solution where you make a rating call and receive the rating results—all without having to install or maintain our rating content. The rating software is supported by a smart API and can be accessed with your user interface.
Human-Readable Content (HRC)
Implementation-level details are delivered through intuitive HTML files for easy viewing and navigation. Streamline the analysis and interpretation steps of the development process.
Machine‑Readable Content (MRC)
The most automated and efficient option delivers our rating data and rules in easy‑to‑consume files. The rating data is delivered in comma‑separated values (CSV) files, and the rules are delivered in XML so they can be consumed directly into your rating engine.
Next Generation Verisk ISO ERC Solution: Digital Access to ISO Loss Costs, Rules, and Forms
Does a cloud-based solution with greater agility, flexibility, and efficiency sound good to you?
ISO ERC is available for these ISO programs
- Automobile
- Property
- General liability
- Inland marine (filed)
- Crime and fidelity
- Businessowners
- Package policy
- Cyber
- Umbrella
ISO ERC also supports non-ISO lines, including workers compensation.
Verisk Strategic Alliances
Verisk Strategic Alliances
Learn more about how we can help our ERC partners successfully integrate ERC into their rating and policy management systems.
Complementary solutions
Additional insights
Cloud-based delivery boosts speed and accuracy of ISO rating content
Verisk has dramatically expanded the available consumption models for ISO rating content, including a new cloud-based “Rating as a Service,” or RaaS, model.
Read the article
Explore commercial auto opportunities with three ISO solutions
Leveraging with ISO ERC, Vehicle Prefill, and RACA, insurers can more quickly develop and introduce new products with speed, efficiency, confidence and results.
Read the article
Spend less time on regulatory updates, more time pursuing profitable growth
Insurers that process regulatory changes manually could dramatically reduce costs by using ISO Electronic Rating Content.
Read the article