Driving History Solutions

Motor Vehicle Reports | Index of Activity | Driver Monitoring

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Balance the cost and need for driving history information to help boost profitability

Driving history solutions can be a significant investment, but underutilizing these tools may mean missed opportunities to find past violations or license suspensions that could influence underwriting and rating decisions. You can catch self-reporting omissions, capture missing or lost premium, realize savings, and free up valuable resources.

Driving history data: Vital but expensive

MVR fees are subject to frequent increases that can hinder cost-effective access to driving history. After a decade of increases spanning more than 31 states, nationwide average fees are up by one-third, now exceeding $10. 

Avoid wasteful spending on clean MVRs. Verisk delivers the tools to detect activity on your applicants’ driving records. Why not know what you need before you spend?

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Get the tools you need

You can use cost-efficient tools to gain the knowledge you need to make a confident call at point of sale or renewal.

Motor Vehicle Reports

Motor Vehicle Reports

Our state-by-state connections, proprietary analytics, and dedicated support drive accuracy, insight, and speed.

Index Of Activity

Index of Activity

Look-back capability and a customizable geographic footprint help optimize spending and capture missing premium.

Driver Monitoring Icon

Driver Monitoring

Midterm warnings on adverse activity enable timely up-charges or policy suspensions as needed or allowed by law.

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Connection and delivery methods

  • Api Connection

    API

    Choose interactive or batch file options through our custom web service API portal.

  • Expressnet Connection

    ExpressNet

    Our ExpressNet user interface portal gives access to individual or batch MVRs at any time, as well as our DriverSafe Plus Report analytics.

Motor vehicle reports: Balancing the expense and the need

Driving history solutions can be a significant investment, but insurers that don't fully use these tools may overlook opportunities to capture missing or lost premium, realize savings, and free up valuable resources.

Pay for the MVRs you need…not the ones you don’t

The need for driving history is clear. At point of sale and at renewal, which MVRs do you buy—and when? Why not know what you need before you spend?

A Look Inside Verisk’s Driving History Toolbox

Vds Monday Web Seminars

A Look Inside Verisk’s Driving History Toolbox

Discover the full Verisk suite of solutions that can help you get the data you need—and skip what you don’t—when tracking driving history.

How do Verisk driving history solutions work?

Read our FAQ to learn more about the strategic advantages of our cost-effective solutions. See how you can use them across the policy life cycle to gain a competitive edge.

Additional insights

Fuel your straight-through underwriting process

 

Fuel your straight-through underwriting process

Our commercial auto underwriting tools come together to fundamentally change your underwriting process, bringing speed, accuracy, efficiency and ease of use. We have all the data you need. Watch to learn more about our solutions.

Knowing your drivers can boost commercial auto profitability

Truck Driver

Knowing your drivers can boost commercial auto profitability

Motor vehicle reports can be expensive, but the cost of not using them may be even higher. Learn how innovative tools like Verisk’s Driving History Solutions can help you target ordering of MVRs to cut expenses and help boost profitability.

Streamlining and saving on motor vehicle reports

Streamlining And Savings

Streamlining and saving on motor vehicle reports

A major national insurer was spending heavily on motor vehicle reports. The insurer saw an opportunity to realize cost savings by accessing Verisk’s unique driving history tools.

Mispriced driver risk: Leading source of premium leakage

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Mispriced driver risk: Leading source of premium leakage

Misrepresented driver risks are the top overall source of premium leakage for insurers, accounting for $16.5 billion a year.

Contact Us to Learn More

Other Ways to Connect

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