You can have driving history and risk information where and when it's needed.
Self-reported driving histories are subject to omissions that can distort a critical underwriting factor. You need to know whether the drivers you insure have violations or license suspensions in their past that could influence underwriting and rating decisions.
A growing expense
Driving history records are a growing expense as state registry fees increase and MVR costs rise 3.9% per year.1
1. Verisk analysis
Get the tools you need
You can use cost-efficient tools to gain the knowledge you need to make a confident call at point of sale or renewal.
Motor Vehicle Reports
Our state-by-state connections ensure timely delivery; our proprietary analytics provide context; and dedicated support delivers quick, accurate answers.
Index of Activity
Look back for activity using available data sources. Overlay your geographical footprint with state-by-state MVR costs to optimize spending and capture missing premium.
Driver Monitoring
Take timely action with midterm warnings on adverse changes in driving records. Our solutions can help you know when up-charges or policy suspensions are warranted as permitted by law.
Personal Auto
MVRs give you the timely, detailed, and reliable information you need for effective auto underwriting, while helping you manage costs.
Commercial Auto
Our proprietary MVRs are easy to read and compare, and our online portal gets you to the information you need quickly and efficiently.
Verisk driving history solutions
How do Verisk driving history solutions work? Read our FAQ to learn more about the strategic advantages of our cost-effective solutions. See how you can use them across the policy life cycle to gain a competitive edge.
Accelerate customer acquisitions
Would you like to use MVR information at point of quote to help you make a single, bindable rate call? See how you can accelerate customer acquisition to LightSpeed.
Discover solutions for employers
Learn about our employer solutions.
Optimize MVR spending
Tell me more about how to optimize MVR spending and stay current on driving history.
Streamline implementation
Use Verisk’s MVR accelerator to order MVRs through Guidewire PolicyCenter™. Learn more.
Average fees for motor vehicle reports continue to rise
Motor vehicle report (MVR) fees have continued to increase over the past decade. State registry fees increased 43 percent nationwide, according to the latest Verisk analysis.
Mispriced driver risk: Leading source of premium leakage
Misrepresented driver risks are the top overall source of premium leakage for insurers, accounting for $16.5 billion a year.
Motor vehicle reports: Balancing the expense and the need
Driving history solutions can be a significant investment, but insurers that don't fully use these tools may overlook opportunities to capture missing or lost premium, realize savings, and free up valuable resources.
Pay for the MVRs you need… not the ones you don’t
At point of sale and at renewal, which MVRs do you buy—and when? Why not know what you need before you spend?
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