Driving History Solutions
Motor Vehicle Reports | Index of Activity | Driver Monitoring
Balance the cost and need for driving history information to help boost profitability
Driving history solutions can be a significant investment, but underutilizing these tools may mean missed opportunities to find past violations or license suspensions that could influence underwriting and rating decisions. You can catch self-reporting omissions, capture missing or lost premium, realize savings, and free up valuable resources.
Driving history data: Vital but expensive
MVR fees are subject to frequent increases that can hinder cost-effective access to driving history. After a decade of increases spanning more than 31 states, nationwide average fees are up by one-third, now exceeding $10.
Avoid wasteful spending on clean MVRs. Verisk delivers the tools to detect activity on your applicants’ driving records. Why not know what you need before you spend?
Get the tools you need
You can use cost-efficient tools to gain the knowledge you need to make a confident call at point of sale or renewal.
Motor Vehicle Reports
Our state-by-state connections, proprietary analytics, and dedicated support drive accuracy, insight, and speed.
Index of Activity
Look-back capability and a customizable geographic footprint help optimize spending and capture missing premium.
Driver Monitoring
Midterm warnings on adverse activity enable timely up-charges or policy suspensions as needed or allowed by law.
Connection and delivery methods
![Api Connection]()
API
Choose interactive or batch file options through our custom web service API portal.
![Expressnet Connection]()
ExpressNet
Our ExpressNet user interface portal gives access to individual or batch MVRs at any time, as well as our DriverSafe Plus Report analytics.
A Look Inside Verisk’s Driving History Toolbox
A Look Inside Verisk’s Driving History Toolbox
Discover the full Verisk suite of solutions that can help you get the data you need—and skip what you don’t—when tracking driving history.
How do Verisk driving history solutions work?
Read our FAQ to learn more about the strategic advantages of our cost-effective solutions. See how you can use them across the policy life cycle to gain a competitive edge.
Additional insights
Fuel your straight-through underwriting process
Fuel your straight-through underwriting process
Our commercial auto underwriting tools come together to fundamentally change your underwriting process, bringing speed, accuracy, efficiency and ease of use. We have all the data you need. Watch to learn more about our solutions.
Knowing your drivers can boost commercial auto profitability
Knowing your drivers can boost commercial auto profitability
Motor vehicle reports can be expensive, but the cost of not using them may be even higher. Learn how innovative tools like Verisk’s Driving History Solutions can help you target ordering of MVRs to cut expenses and help boost profitability.
Streamlining and saving on motor vehicle reports
Streamlining and saving on motor vehicle reports
A major national insurer was spending heavily on motor vehicle reports. The insurer saw an opportunity to realize cost savings by accessing Verisk’s unique driving history tools.
Mispriced driver risk: Leading source of premium leakage
Mispriced driver risk: Leading source of premium leakage
Misrepresented driver risks are the top overall source of premium leakage for insurers, accounting for $16.5 billion a year.