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A Plus Commercial

A-PLUS Commercial

The A-PLUS Commercial contributory database is the largest claims repository to help underwriters make profitable pricing decisions with automated loss runs.

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Aerial Imagery Analytics

Aerial Imagery Analytics

Verisk’s insights from high-resolution aerial photos, with full imagery for the top 150 major metropolitan areas, can help insurers validate and correct property data.

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Auto Score

Auto History Score

Vehicles of the same year, make, and model can age differently over a lifetime of use. Vehicle history data can help provide additional segmentation.

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Interior of a commercial manufacturing building

Capital Assets Program

Verisk's Capital Asset output program provides standardized forms, rules, and loss costs that help insurers cover complex commercial property risks.

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Change Detection Hero

Change Detection

Change Detection reveals events that shift an insured property’s risk profile to help you capture accurate premium, underwrite to your risk appetite, and stay profitable.

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Circulars On Isonet

Circulars on ISOnet

ISOnet Circulars deliver critical information for insurance professionals on industry developments and Verisk product news.

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Commercial Inland Marine Program

Commercial Inland Marine

Verisk's Commercial Inland Marine Program provides the insurance forms, rules, and advisory loss costs to help insurers underwrite mobile property risks.

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Commercial Property Size Of Loss Database

Commercial Property Size-of-Loss Database

ISO’s PSOLD™ is the most current and comprehensive loss history database for commercial property risks.

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Commercial Umbrella Insurance Program

Commercial Umbrella Program

Use the the ISO Commercial Umbrella Program to go above and beyond for customers who need higher coverage limits.

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Condition Solutions

Condition Solutions

An ecosystem of data, imagery, and powerful analytics can help assess condition, age, upkeep, and even hidden damage of property features.

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Cyber Insurance Program

Cyber Insurance Program

The ISO Cyber Insurance Policy Program contains the cyber insurance forms, rules, advisory loss costs, and ratings-related information for a cyber insurance offering.

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Driving History Solutions

Driving History Solutions

Verisk driving history solutions deliver motor vehicle reports quickly. Indexes of activity help guide MVR spending. And driver monitoring catches adverse changes early.

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Driving Dna Data Preview V1

DrivingDNA Data

DrivingDNA Data allows auto insurers to use multisource telematics data attributes and mileage from connected cars for usage-based insurance rating and pricing

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Driving Dna Lab Preview V1

DrivingDNA Lab

The DrivingDNA Lab gives auto insurers a secure environment to study the lift from telematics, supporting rapid insight creation using data from existing policyholders

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Teaser Driving Dna Mileage

DrivingDNA Mileage

DrivingDNA Mileage delivers verified, timely odometer readings and mileage insights from connected cars, helping you improve rating integrity and enabling premium lift

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Drivingdna Score Car

DrivingDNA Score

The DrivingDNA Score is a predictive model and corresponding rating rule that uses telematics data for usage-based insurance risk segmentation and pricing precision.

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Financial Institutions Program

Financial Institutions Program

The Financial Institutions Program is a package of policies with separate limits and deductibles to meet the specific needs of your banking and financial customers.

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Forms Rules Loss Costs

Forms, Rules, and Loss Costs

ISO Forms, ISO Rules, and ISO Loss Costs are standardized tools that insurers can use to cover and price risk in commercial and personal lines of insurance.

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General Liability Classification Guide

General Liability Classification Guide

The General Liability Classification Guide is a comprehensive tool to help insurance professionals apply correct general liability classifications. ISO's Premium Audit…

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Hail

Hail Risk Assessment

Hail Damage Score assess the potential for pre-existing hail damage to a property. Hail Risk Score measures the likelihood of future damage over the short to medium term.

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Homeowner

Homeowner Data

Insurers can employ homeowner and property condition data to better identify risk and help flag properties that may require additional inspection.

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Image Analytics For Personal Property

Imagery Analytics

Advanced imagery analytics can accelerate processing and more uniformly capture key features, conditions, and hazards

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Inflection

Inflection

Inflection is a trended-credit predictive analytics model providing a dynamic inflection point for risk segmentation.

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Insurance Consulting

Insurance Consulting

Actuarial support and ISO product consulting from Verisk actuaries and product experts.

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Electronic Rating Content Erc

ISO Electronic Rating Content

Automate your insurance programs with actionable electronic rating content directly from Verisk.

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Iso Risk Analyzer

ISO Risk Analyzer

ISO Risk Analyzer is powered by granular data and predictive analytics to help insurers better compete in the auto, homeowners, and businessowners markets.

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Small Businessowner Coffee Shop

ISO Risk Analyzer Businessowners

Accurately select and price your small business risks by providing you with a highly detailed look at how major perils affect the loss potential of those risks.

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Commercial Truck

ISO Risk Analyzer Commercial Auto

ISO Risk Analyzer Commercial Auto examines environmental factors and vehicle attributes to better understand risk and help drive your business forward.

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Neighborhood

ISO Risk Analyzer Homeowners

ISO Risk Analyzer Homeowners uses sophisticated predictive modeling and refined by-peril ratings, so insurers can better align prices to risks.

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Car Driving On A Windy Road

ISO Risk Analyzer Personal Auto

ISO Risk Analyzer Personal Auto uses powerful predictive analytics combined with highly granular data to help price auto insurance risks with laser precision.

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Iso Size Of Loss Matrix And Iso Marketwatch Suite Teaser

ISO Size-of-Loss Matrix

Leverage an industry-leading data and analytics platform for high-level graphical visualizations across a variety of research needs.

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Iso Symbols

ISO Symbols

Symbols are based on the retail price of each vehicle and examined against actual loss experience for that vehicle for refinement and to develop more accurate premiums.

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Lightspeed Personal Lines

LightSpeed for Personal Lines

Bring decision points forward with more data up front. Gain better control of your underwriting and provide a great buying experience for personal lines insurers.

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Lightspeed Small Commercial

LightSpeed Small Commercial

With automated underwriting, shrink small commercial quote turnaround time from days to seconds with robust data-driven analytics and deep risk insights.

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Mileageconfirm

MileageConfirm

As annual mileage increases, so does loss frequency. Accurate mileage matters, but many insurers struggle to capture it.

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Iso Comm Auto Class Plan

New Commercial Auto Class Plan

The new ISO Commercial Auto Class Plan, effective starting early 2023, builds on both the current standard plan and enhancements in the Optional Class Plan.

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Onexperience For Commercial Property1

OneXperience for Commercial Property

Get quick, reliable data on commercial properties to help properly price policies instead of relying on site-unseen information.

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Paas Classification Guides

PAAS Classification Guides

PAAS classification guides provide detailed descriptions of all ISO general liability classifications and NCCI workers comp classifications.

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Paas Rating Information

PAAS Rating Information

To help premium auditors and reviewers in their day-to-day work, PAAS® offers three publications that summarize important rating information state by state.

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New York City Skyline

ProMetrix Commercial Property

ProMetrix gives insurers 100% fill rates and high hit rates with a full picture for commercial properties through on-site, virtual, and modeled data.

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City Skyline

Property Details Report

Speed to market with accurate pricing is vital, but sometimes a detailed report based on an on-site inspection isn’t available.

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Ppc

Public Protection Classification (PPC) Service

The level of fire protection for a given property can be a moving target—and you might miss it if you’re looking only at distance to the nearest fire station.

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Riskcheck Suite

RISK:check Suite

Are your applicants telling the truth? Take on premium leakage and underwriting fraud with data-driven insights across the policy life cycle.

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Roof Condition For Personal Property

Roof condition for personal property

A roof's condition can become a blind spot for insurers, with unidentified risk exposures leading to unexpected claims.

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Personal Property Roof

Roof Solutions for Homeowners

Verisk’s Roof Solutions for Homeowners can help insurers identify high-risk exposures, reporting on key roof data points like age, condition, and weather data.

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Smartsource Personal Property Prefill Data

SmartSource

A positive customer experience starts with detailed property prefill combined with analytic tools to provide fast and reliable results.

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Truevin

TrueVIN

TrueVIN gives insurers more detail on vehicles they insure, using build-sheet data and the 17-digit VIN to uncover standard features and factory-installed equipment.

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Undisclosed Drivers

Undisclosed Driver Information

Undisclosed Driver Information taps public and proprietary data sources to help with hidden driver discovery in auto insurance. See how it can work for you.

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Vehicle Registration Reports

Vehicle Registration Reports

Vehicle Registration Reports give insurers complete and accurate information about the vehicles policyholders drive to calculate suitable premiums for automobile risks.

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