Rating

OneXperience™ for commercial property is a collaborative risk management and self-inspection platform where insurers, agents, and policyholders can digitally engage in real time and share photos, videos, and forms throughout the life of the policy.

OneXperience provides inspection options so insurance carriers can engage digitally with customers to obtain quick, cost-effective access to accurate, current property risk data.

The new ISO Commercial Auto Class Plan will provide significant benefits to insurers and will build on both the current standard plan and enhancements featured in the Optional Class Plan.

ISO Risk Analyzer® is a suite of predictive models to help personal and commercial insurers classify, segment, and price insurance risks. The modules predict expected losses at a refined level according to each risk’s characteristic.

ISO has developed the Size-of-Loss Matrix to help address the needs of the U.S. casualty market.

ISO Rapid Valuator completes a ground-up and excess loss cost analysis within five minutes. Our powerful pricing tool helps insurers independently analyze their own customized loss cost results in two easy steps.

ISO Risk Analyzer Commercial Auto leverages granular data and predictive modeling tools to assist insurers in underwriting, rating, and enhancing preexisting analytics through examining the interaction of hundreds of risk-specific variables.

ISO Risk Analyzer Businessowners can help you more accurately select and price your small business risks by providing you with a highly detailed look at how major perils affect the loss potential of those risks.

ISO Risk Analyzer Personal Auto suite of predictive models can help you achieve better segmentation by examining the interaction of hundreds of risk-specific variables to develop advisory prospective loss costs.

The level of fire protection for a given property can be a moving target—and you might miss it if you’re looking only at distance to the nearest fire station. Public Protection Classification (PPC) gives you a tool that’s nine times more predictive of loss than distance alone.

For customers who utilize ISO’s advisory loss costs, rules and forms, we have your default rating solution and it doesn’t require purchasing new rating software. ISO ERC is your jumpstart to automated ISO content, providing implementation level details from ISO actuarial and insurance line experts who write the manuals.

The General Liability Classification Guide is a comprehensive tool to help insurance professionals apply correct general liability classifications. ISO's Premium Audit Advisory Service offers this complete manual on classifying GL risks.

ISO's PSOLD is the only source of the most current, comprehensive loss history information available for commercial property risks.

To help premium auditors and reviewers in their day-to-day work, PAAS® offers three publications that summarize important rating information state by state.

PAAS classification guides provide detailed descriptions of all ISO general liability classifications and NCCI workers comp classifications.

To meet the varied needs of banks and other types of financial institutions, ISO delivers the Financial Institutions Program as a comprehensive package of policies, with separate limits and deductibles to meet the specific needs of all your banking and financial institution customers.

ISO Risk Analyzer Homeowners examines address-specific risk factors, construction-related variables, as well as expected losses by major weather peril.

Advances in geospatial and remote sensing technology offer insurers more ways to learn about property risks in greater detail than ever before.