Rating

Atmospheric and Environmental Research Verisk's Atmospheric and Environmental Research (AER) business is a leading source of research and services that further understanding of the global environment and enable better decision making in response to weather and climate-related risk. AER’s areas of expertise include: weather and climate prediction and dynamics ocean...
General Liability Classification Guide The General Liability Classification Guide is a comprehensive tool to help insurance professionals apply correct general liability classifications. ISO's Premium Audit Advisory Service (PAAS ® ) — your leading resource for premium audit and classification information — offers this complete manual on classifying GL risks. The...
ISOnet ® Tools for Insurers The Information Source for Insurance Professionals ISOnet ® brings ISO's vast wealth of insurance information to you over the web. With ISOnet — the information service for insurance professionals — you can easily locate current and historical ISO documents, eliminating the time you'd waste tracking...
ISO Electronic Rating Content ™ (ERC) Your jumpstart to automated ISO content For customers who utilize ISO’s advisory loss costs, rules and forms, we have your default rating solution – and it doesn’t require purchasing new rating software. ISO ERC is your jumpstart to automated ISO content – providing implementation...
Financial Institutions Program To meet the varied needs of banks and other types of financial institutions, ISO delivers the Financial Institutions Program as a comprehensive package of policies, with separate limits and deductibles to meet the specific needs of all your banking and financial institution customers. ISO’s Financial Institutions Program...
ISO IntegRater Rating Information on Demand Now, with ISO IntegRater TM , insurers and managing general agents (MGAs) can get electronic data delivery of ISO loss costs and rating factors, in a delimited format for use in company databases and rating systems. With ISO IntegRater, you'll get: faster, more timely...
ISO Risk Analyzer Commercial Auto You’re searching for solutions to improve the profitability of your commercial auto book while meeting demand for this expanding market. If you’re like many carriers, rate adjustments may have not provided the required lift needed to deliver profitability. To better estimate underwriting risk and calculate...
ISO Suite Plus | Insurance Manuals, Forms, and More on CD-ROM If your company writes commercial insurance, ISO's Commercial Lines Manual (CLM) and policy forms are probably the foundation on which you build your programs. But perhaps you modify ISO's manuals and forms to serve your competitive strategies, adding your...
Multi-Line Class Table Database Class Codes For Commercial Lines ISO's Multi-Line Class Table Database is a fast and efficient electronic system that helps you determine the correct class codes to use in rating and coding commercial lines policies. An important change in the CLM ISO is replacing the combined Commercial...
PAAS Classification Guides Accurate classification of risks is an indispensable part of the premium audit process. Risk classification is also essential to underwriting and rating. To help you classify general liability and workers' compensation risks, ISO's Premium Audit Advisory Service (PAAS ® ) has developed more than 40,000 classification guides....
PAAS Rating Information To help premium auditors and reviewers in their day-to-day work, PAAS ® offers three publications that summarize important rating information state by state. Updated quarterly, the publications are available in electronic format only — distributed as attachments to e-mail, through PAAS on ISOnet or on the PAASbase...