Rating

The Financial Institutions Program is a package of policies with separate limits and deductibles to meet the specific needs of your banking and financial customers.

The General Liability Classification Guide is a comprehensive tool to help insurance professionals apply correct general liability classifications. ISO's Premium Audit Advisory Service offers this complete manual on classifying GL risks.

Automate your ISO-based insurance programs with actionable electronic ISO rating content directly from ISO.

Our powerful pricing tool helps insurers independently analyze their own customized loss cost results in two easy steps.

ISO Risk Analyzer is powered by granular data and predictive analytics to help insurers better compete in the auto, homeowners, and businessowners markets.

Accurately select and price your small business risks by providing you with a highly detailed look at how major perils affect the loss potential of those risks.

ISO Risk Analyzer Commercial Auto examines environmental factors and vehicle attributes to better understand risk and help drive your business forward.

ISO Risk Analyzer Homeowners uses sophisticated predictive modeling and refined by-peril ratings, so insurers can better align prices to risks.

ISO Risk Analyzer Personal Auto uses powerful predictive analytics combined with highly granular data to help price auto insurance risks with laser precision.

ISO has developed the Size-of-Loss Matrix to help address the needs of the U.S. casualty market.

The new ISO Commercial Auto Class Plan will provide benefits to insurers and builds on both the current standard plan and enhancements in the Optional Class Plan.

Get quick, reliable data on commercial properties to help properly price policies instead of relying on site-unseen information.

OneXperience provides inspection options so insurance carriers can engage digitally with customers to obtain quick, cost-effective access property risk data.

PAAS classification guides provide detailed descriptions of all ISO general liability classifications and NCCI workers comp classifications.

To help premium auditors and reviewers in their day-to-day work, PAAS® offers three publications that summarize important rating information state by state.

Advances in geospatial and remote sensing technology offer insurers more ways to learn about property risks in greater detail than ever before.

Symbols are based on the retail price of each vehicle and examined against actual loss experience for that vehicle for refinement and to develop more accurate premiums.

ISO's PSOLD is the only source of the most current, comprehensive loss history information available for commercial property risks.

The level of fire protection for a given property can be a moving target—and you might miss it if you’re looking only at distance to the nearest fire station.

Are your applicants telling the truth? Take on premium leakage and underwriting fraud with data-driven insights across the policy life cycle.