Rating

The new ISO Commercial Auto Class Plan will provide significant benefits to insurers and will build on both the current standard plan and enhancements featured in the Optional Class Plan.

ISO Rapid Valuator completes a ground-up and excess loss cost analysis within five minutes. Our powerful pricing tool helps insurers independently analyze their own customized loss cost results in two easy steps.

ISO has developed the Size-of-Loss Matrix to help address the needs of the U.S. casualty market.

The environmental module of ISO Risk Analyzer Commercial Auto provides sophisticated analysis for two classes of commercial auto business:local/intermediate trucks, tractors, and trailers (TTT), and private passenger types (PPT).

The level of fire protection for a given property can be a moving target—and you might miss it if you’re looking only at distance to the nearest fire station. Public Protection Classification (PPC) gives you a tool that’s nine times more predictive of loss than distance alone.

For customers who utilize ISO’s advisory loss costs, rules and forms, we have your default rating solution and it doesn’t require purchasing new rating software. ISO ERC is your jumpstart to automated ISO content, providing implementation level details from ISO actuarial and insurance line experts who write the manuals.

The General Liability Classification Guide is a comprehensive tool to help insurance professionals apply correct general liability classifications. ISO's Premium Audit Advisory Service offers this complete manual on classifying GL risks.

ISO's PSOLD is the only source of the most current, comprehensive loss history information available for commercial property risks.

To help premium auditors and reviewers in their day-to-day work, PAAS® offers three publications that summarize important rating information state by state.

PAAS classification guides provide detailed descriptions of all ISO general liability classifications and NCCI workers comp classifications.

ISO's Multi-Line Class Table Database is a fast and efficient electronic system that helps you determine the correct class codes to use in rating and coding commercial lines policies. ISO is replacing the combined Commercial Lines Classification Table with individual line-of-insurance classification tables.

To meet the varied needs of banks and other types of financial institutions, ISO delivers the Financial Institutions Program as a comprehensive package of policies, with separate limits and deductibles to meet the specific needs of all your banking and financial institution customers.

ISOnet brings ISO's vast wealth of insurance information to you over the web. With ISOnet — the information service for insurance professionals — you can easily locate current and historical ISO documents, eliminating the time you'd waste tracking down misplaced or filed copies.

Now, with ISO IntegRater, insurers and managing general agents (MGAs) can get electronic data delivery of ISO loss costs and rating factors, in a delimited format for use in company databases and rating systems.

Whether you use ISO material as provided—or modify it to suit your needs—ISO Suite+TM can improve the way you manage and distribute insurance information in your organization.

Verisk's Atmospheric and Environmental Research (AER) business is a leading source of research and services that further understanding of the global environment and enable better decision making in response to weather and climate-related risk.