Homeowners Insurance

OneXperience provides inspection options so insurance carriers can engage digitally with customers to obtain quick, cost-effective access to accurate, current property risk data.

The ISO Market Landscape™ dashboard visualizes your company's results and compares them to statistics from ISO's database⎯one of the largest property/casualty insurance databases in the world.

Reliable replacement cost estimates are essential to protect customers. These customers are beginning to demand a new way of doing business that puts the estimation process in their hands. 360Value helps property insurers meet evolving customer expectations, while maintaining rating integrity.

Enhance the precision of your homeowners rating with by-peril analysis. With the new Homeowners By-Peril Rating Supplement, you’ll now be able to evaluate the perils that pose the greatest risk for policies in your homeowners book of business and rate the exposure more accurately.

ISOnet — the information service for insurance professionals — offers you access to a collection of more than 9,000 personal and commercial forms and endorsements. The Forms Library contains all simplified ISO forms in effect (based on ISO filings) on or after January 1, 1994.

To manage your company's policy forms and endorsements — and to ensure compliance with state regulations — you need ISO's Forms Information/Report System.

ISO's Homeowners Section II Loss Development Information provides loss development factors and the underlying data for Homeowners Section II losses—the liability losses covered by homeowners policies.

ISO's Electronic Forms on Disc (EFD) is a database of policy forms and endorsements for all ISO lines of business. You can view and print the ISO forms, modify or customize them, and integrate them into your own policy-issuance system.

ISO Risk Analyzer Homeowners is a powerful analytic tool that uses predictive modeling to examine hundreds of indicators that can affect your homeowners risks and predict the noncatastrophe portion of expected losses at the policy level by peril.

Advances in geospatial and remote sensing technology offer insurers more ways to learn about property risks in greater detail than ever before. Traditionally, an onsite inspection has been the most reliable way to validate property characteristics, yet they can be costly, time-consuming, and disruptive to the policyholder. 360IntelliView gives you...