Automobile Insurance

It’s no longer necessary to make the trade-off between ordering loss history reports at bind to save money and providing a positive customer experience. With A-PLUS, which draws from one of the most comprehensive databases in the industry, insurers can choose from a suite of innovative solutions to help inform their underwriting and rating decisions as early as the first quote.
Verisk's Commercial Fleet Survey gives you on-site underwriting information about fleets of all sizes, helping you identify areas of loss you may have overlooked.
ISO's Commercial Lines Customized Reports and Analyses give you reliable, comprehensive data about the market for businessowners, commercial auto, commercial property, general liability, and other commercial lines of insurance.
ISOnet — the Internet information service for insurance professionals — contains a complete electronic version of the current ISO Commercial Lines Manual (CLM), as well as historical information back to 1994. You'll find an integrated state insurance manual (SIM) for each ISO line of business and jurisdiction. The manual includes all applicable rules, state exceptions, loss costs, policy forms, and endorsements.
Whether you're a small, medium, or large insurer, you can cover your customers with the ISO Commercial Umbrella Program. Designed for use over the commercial general liability (CGL) and commercial auto policies, the ISO Commercial Umbrella Program includes policy forms, endorsements, and rules. The program also works over the garage or businessowners (BOP) policies.
Data Compilations by Line of Insurance ISO offers a variety of standard data compilations in machine-readable formats, providing information about the major lines of insurance. ISO's database is the property/casualty insurance industry's best, most comprehensive source of information for pricing, loss reserving, and strategic planning. The database provides a benchmark...
ISO's Electronic Forms on Disc (EFD) is a database of policy forms and endorsements for all ISO lines of business. You can view and print the ISO forms, modify or customize them, and integrate them into your own policy-issuance system. Your initial order of EFD comes on CD-ROM. Then, you get customized weekly updates through your own secured ISOnet mailbox.
To manage your company's policy forms and endorsements — and to ensure compliance with state regulations — you need ISO's Forms Information/Report System (FIRST). Available through ISOnet — the information service for insurance professionals — FIRST gives you reports showing the effective dates, expiration dates, and state applicability information for multistate and state forms and endorsements.
ISOnet — the information service for insurance professionals — offers you access to a collection of more than 9,000 personal and commercial forms and endorsements. The Forms Library contains all simplified ISO forms in effect (based on ISO filings) on or after January 1, 1994. The library also contains a collection of policywriting support forms that can help you satisfy legal requirements and administer your insurance programs.
ISO maintains one of the largest private databases in the world. Each year, we collect some 2 billion detailed records of insurance premiums collected and losses paid. At any one time, ISO's computers store more than 19 billion records. For commercial lines, that data represents 70 to 75 percent of the entire industry's premium volume. For personal lines, the data represents about a third of the industry's premiums. And for all lines, it's the largest and most credible single source of premium and loss statistics.
To help you satisfy legal requirements and administer your insurance programs, ISO offers a collection of policywriting support forms. The forms include cancellation/nonrenewal notices, lost-policy releases, certificates of insurance, UM/UIM/PIP selection/rejection forms, claim forms, first reports of injury, loss notices, applications and fraud warnings.
ISO Risk Analyzer Personal Auto Environmental Module V2 Refine your rating by taking a good look at how geographic variables affect your risks Traffic volume. Commuting patterns. Terrain. Precipitation. Temperatures. Extreme weather. Speed limits. Elevation. Population. What influence do geographic variables such as those have on a vehicle’s loss potential?...