Product Development Professional

Management liability insurance traditionally has been purchased by public companies. ISO’s private company management liability program is designed specifically to address the needs of private firms.

ISO MarketStance helps insurers distill and synthesize geographic, industry, and size-of-business data into reports and visualizations to support decision making and grow profitably amid the complexity of the insurance market.

ISO Risk Analyzer® is a suite of predictive models to help personal and commercial insurers classify, segment, and price insurance risks. The modules predict expected losses at a refined level according to each risk’s characteristic.

The ISO Market Landscape™ dashboard visualizes your company's results and compares them to statistics from ISO's database⎯one of the largest property/casualty insurance databases in the world.

ISO Risk Analyzer Commercial Auto leverages granular data and predictive modeling tools to assist insurers in underwriting, rating, and enhancing preexisting analytics through examining the interaction of hundreds of risk-specific variables.

ISO Risk Analyzer Businessowners can help you more accurately select and price your small business risks by providing you with a highly detailed look at how major perils affect the loss potential of those risks.

ISO Risk Analyzer Personal Auto suite of predictive models can help you achieve better segmentation by examining the interaction of hundreds of risk-specific variables to develop advisory prospective loss costs.

To meet the needs of today’s farms, we’re revising all of our coverage forms and more than half of our endorsements and introducing 20 new endorsements to cover a wide range of exposures.

Information is the lifeblood of risk and capital management, especially for catastrophes and weather events. With PCS, you'll get immediate access to the severe weather data you need to manage your business effectively and efficiently.

ISO's PSOLD is the only source of the most current, comprehensive loss history information available for commercial property risks.

ISO's MILD™ software provides a complete, self-contained exposure rating model you can use to perform the most sophisticated custom analyses of your casualty excess-of-loss reinsurance treaties.

The ALAE Size-of-Loss Distributions model provides tables of loss and allocated loss adjustment expenses for 94 lines of insurance within the general liability, commercial auto and medical/professional lines.

ISO offers a broad array of specialty commercial lines insurance programs that make it easy for you to enter and compete in new markets. Each program gives you standardized ISO policy forms and endorsements, manual rules, advisory loss costs, and related information.

If you write liability insurance for doctors or hospitals, ISO's simplified medical professional liability program can offer you comprehensive coverages and optional endorsements that address the needs of today's marketplace.

To safeguard your clients from management-related exposures, ISO’s Management Protection Program offers protection from a wide range of risks, including executive liability (directors and officers liability).

The ISO Motorcycle Program — the first such standardized program in the industry — is a specialized program that consists of forms, rules, and loss costs tailored to fit the specific requirements of insuring a motorcycle.

ISO’s Commercial Inland Marine Program gives you access to information for both filed and nonfiled classes of business.

To meet the varied needs of banks and other types of financial institutions, ISO delivers the Financial Institutions Program as a comprehensive package of policies, with separate limits and deductibles to meet the specific needs of all your banking and financial institution customers.

Designed for use over the commercial general liability (CGL) and commercial auto policies, the ISO Commercial Umbrella Program includes policy forms, endorsements, and rules. The program also works over the garage or businessowners (BOP) policies.

ISOnet — the information service for insurance professionals — offers you access to all ISO circulars issued since January 1, 1995. ISO circulars deliver information on ISO filings for loss costs, rules, forms, and statistical plans.

ISO's Capital Assets Program is an output policy that helps you provide superior coverage and flexible pricing for medium-sized to large manufacturing, industrial, habitational, commercial, retail, wholesale, service, contractors, and institutional risks.

ISO's Agri-CAP (Agricultural Capital Assets Program) is an output policy providing broad coverages and pricing flexibility for medium-sized and large farms and agricultural-related businesses. We've designed Agri-CAP — which includes policy forms, endorsements, rules, and loss costs — to meet the requirements of today's customer.

ISO's Homeowners Section II Loss Development Information provides loss development factors and the underlying data for Homeowners Section II losses—the liability losses covered by homeowners policies.

ISO’s Actuarial Service provides the information you need to enhance your decision making and boost your productivity and profitability. Using ISO’s data to supplement your own experience, you’ll be able to make better-informed decisions about product pricing, marketing, underwriting, reserve adequacy, and reinsurance needs.

We offer a full range of products and services that provide risk-specific information representing every address in the United States. You can use them at the point of sale, at the portfolio level, and for policy renewals. Our offerings help you make superior underwriting and rating decisions.

ISO Risk Analyzer Homeowners examines address-specific risk factors, construction-related variables, as well as expected losses by major weather peril.

FlatCat puts the entire PCS catastrophe-history database right at your fingertips. It offers you a flexible delivery method that gives you fast, easy access to severe weather and catastrophe incident information from as far back as 1950.