If you base your pricing or reserving on just your limited internal data, you may be missing opportunities for growth and profitability, and long-term viability. ISO can help.
The casualty market can be especially difficult to underwrite because losses can often take years to develop, making it difficult to evaluate changes in trends. ISO’s casualty solutions provide the robust, macro, industry-level loss and pricing analytics you need to help better understand where you are in the underwriting cycle and make informed pricing and reserving decisions.
Setting the right price is a constant battle in the highly competitive property insurance market. ISO’s property solutions enable you to perform detailed ground-up and excess pricing for accounts and portfolios from individual, banded, or complex layered exposures.
Embrace digital transformation strategies with our Commercial Lines Underwriting Solutions.
Like the pandemic or Great Recession, disruptive large-scale events force actuaries to make significant assumptions about loss activity to offset distortions. Learn more about factors to consider while adjusting for the long-term impact of COVID on your portfolio in our report, “COVID-19 - A First Look at Distorted General Liability Actuarial Patterns.”
The natural impulse in a crisis is to react. But it’s essential, especially given the information lag associated with the COVID-19 pandemic, to avoid an impulsive overreaction to incorrect data signals. Learn about strategies to reduce the knowledge gap in your decisions in our report, “Information Emergence Lag and Wrong Signaling – Going Viral.”
ISO MarketStance helps insurers distill and synthesize geographic, industry, and size-of-business data into reports and visualizations to support decision making.
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