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Wildfire Risk and Mitigation

Manage your wildfire exposure with greater insight

Wildfires have increased dramatically during the past decade. Loss exposure will continue to grow as the wildland-urban interface (WUI) and other high-hazard areas are further developed.

With deeper understanding of these effects, you can underwrite and manage your wildfire exposure with greater insight.

Ice, Fire, Wind, and Water

Wildfire And Risk Mitigation Issue 2

This report examines recent activity, trends, and data-driven tools to help insurers and communities better measure and mitigate risk surrounding three especially destructive categories of hazards: Hail and severe thunderstorms, wildfires, and hurricanes.

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Location-specific risk analytics


Location-specific risk analytics

FireLine® provides property-specific hazard scores based on the risk factors of fuel, slope, and access, and identifies risks exposed to wind-borne embers. Additional available insights include community-level mitigation information and historical wildfire activity.

Wildfire risk analysis

Fireline State Risk Report

The Verisk wildfire risk analysis determined the number and percentage of properties at high and extreme risk from wildfire in the 13 most wildfire-prone states and two Canadian provinces*. Our FireLine® Risk Reports contain complete state or provincial-level risk analyses.

*AB, AZ, BC, CA, CO, ID, MT, NV, NM, OK, OR, TX, UT, WA, and WY

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Expedite your wildfire claims and get your policyholders back on their feet quickly

Wildfire Claim Solutions

Speed your wildfire claims with confidence

When wildfires occur in populated areas, Verisk delivers tools to help expedite your wildfire claims and get your policyholders back on their feet more quickly.

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Wildfire Risk Age Of Gigafire

Catastrophe investigation and data collection

Information is the lifeblood of risk and capital management, especially for catastrophes and weather events. PCS® provides access to severe weather data to help you manage your business effectively and efficiently.

Learn more about PCS

Building property risk profiles from a data ecosystem

Building Property Risk Profiles

As wildfires and other natural catastrophes grow in frequency and severity, so does the value of data ecosystems to help insurers gain a comprehensive view of property risk, from address-level exposure to granular, up-to-date reconstruction cost estimates.

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Probabilistic modeling: Advance your understanding of extreme event risk

Wildfire Risk Modeling

Probabilistic modeling: Advance your understanding of extreme event risk

The Verisk Wildfire Model for the United States realistically simulates wildfire behavior, capturing the complex relationship between weather and fire and providing an enhanced understanding of the probability of financial loss.

Key perils to watch

Key Perils Icon

Natural hazards are increasing in frequency and severity. Insurers should ask themselves three key questions while managing peril risk across:

  • Hail and severe thunderstorm
  • Wildfire
  • Hurricane, flooding, and storm surge
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Additional insights

Weather Teaser

Severe thunderstorms and hail: Concentrated events that pack a punch

Severe thunderstorms are a common natural phenomenon in the US, causing more than half of annual reported insured losses since 1985.

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Wildfire In July

What’s going on with fire? Taking measure of a growing peril

Verisk works with fire protection, scientific, and insurance community to provide technology to manage and mitigate wildfire risk.

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Roof Condition Personal Property

Mastering the many aspects of roof condition with multisource data

Homeowners insurers may struggle to capture roof condition, but imagery analytics can help assess risk and opportunities for mitigation.

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Hailstorm Socal

Hail in Southern California: Making sense of hail’s changing geography

Hail is spreading out into new regions of the country that aren’t traditionally exposed to hail risk.

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