Wildfire Risk


Manage your wildfire exposure with greater insight.

Wildfires have increased dramatically during the past decade. Loss exposure will continue to increase as the wildland-urban interface (WUI) is further developed and building occurs in areas of high hazard.

With deeper understanding of these effects, you can underwrite and manage your wildfire exposure with greater insight.

Wildfire Risk Insight

Managing wildfire risk has grown rapidly as a priority for insurers operating in states exposed to this peril. Recent record-breaking events has pushed wildfire toward the center of the industry’s attention.

Wildfire risk is on a rising long-term trajectory, and it takes diverse, high-quality data to take a scientifically sound measure of the threat.

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People watching wildfire

Location-specific risk analytics

FireLine® provides property-specific hazard scores that are based on the risk factors of fuel, slope, and access, and flags risks exposed to wind-borne embers.

Learn more about FireLine

Probabilistic modeling: Advance your understanding of extreme event risk

The AIR Wildfire Model for the United States realistically simulates wildfire behavior, capturing the complex relationship between weather and fire and providing an enhanced understanding of the probability of financial loss.

Learn more about wildfire risk modeling


Wildfire claim solutions

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Wildfire risk analysis

The Verisk wildfire risk analysis determined the number and percentage of properties at high and extreme risk from wildfire in the 13 most wildfire-prone states and two Canadian provinces*. Our FireLine® Risk Reports contain complete state or provincial-level risk analyses.

*AB, AZ, BC, CA, CO, ID, MT, NV, NM, OK, OR, TX, UT, WA, and WY

Learn more about the Verisk wildfire risk analysis