In the post-industrial age, rising CO2 levels are warming the atmosphere and oceans, allowing more storms to develop and strengthen.
Complex changes in large-scale wind patterns are expected to create more favorable conditions for tropical cyclones.
Develop and enhance your program with actuarially sound rating information and coverage for homeowners and businesses of all sizes.
This report examines recent activity, trends, and data-driven tools to help insurers and communities better measure and mitigate risk surrounding three especially destructive categories of hazards: Hail and severe thunderstorms, wildfires, and hurricanes.
WaterLine™ is a risk selection and assessment tool that helps underwriters by scoring individual properties on hazards including river flooding, surface water, and storm surge.
The private residential flood insurance market, long ceded to the National Flood Insurance Program, may be ready for a comeback. Explore the possibilities—potential personal flood premium for owner-occupied residences in the 48 contiguous states, as well as ways to assess the risk exposure—in our white paper.
Leverage comprehensive tools to assess and manage inland flood risk for locations on and off floodplains.
Natural hazards are increasing in frequency and severity. Insurers should ask themselves three key questions while managing peril risk across:
Save time, prevent and catch potential errors, obtain reports in usable form, and produce faster, better claim estimates.
When confronting the sewer backup peril, understanding both coverage & related weather factors can help you better understand and account for your policyholders' exposureRead the article
The insurance industry has been largely content to let coverage flow through the government’s National Flood Insurance Program (NFIP), with limited availability in the…Read the article
The spread of flooding where it hasn’t occurred before compounds a chronic problem in the US: Most homeowners have either too little flood insurance or none at all.Read the article