Skip to Main Content

Flood and Hurricane Risk

Few natural hazards exhibit as close a connection to climate change as hurricanes

In the post-industrial age, rising CO2 levels are warming the atmosphere and oceans, allowing more storms to develop and strengthen.

Complex changes in large-scale wind patterns are expected to create more favorable conditions for tropical cyclones.

Policy solutions


Policy solutions

Develop and enhance your program with actuarially sound rating information and coverage for homeowners and businesses of all sizes.

Ice, Fire, Wind, and Water

Hurricane And Flood Risk Issue 3

This report examines recent activity, trends, and data-driven tools to help insurers and communities better measure and mitigate risk surrounding three especially destructive categories of hazards: Hail and severe thunderstorms, wildfires, and hurricanes.

Download now

Location-specific risk data

Location Specific Data Waterline

Location-specific risk data

WaterLine™ is a risk selection and assessment tool that helps underwriters by scoring individual properties on hazards including river flooding, surface water, and storm surge.

Sizing the Personal Flood Insurance Market

Sizing The Personal Flood Insurance Market

The private residential flood insurance market, long ceded to the National Flood Insurance Program, may be ready for a comeback. Explore the possibilities—potential personal flood premium for owner-occupied residences in the 48 contiguous states, as well as ways to assess the risk exposure—in our white paper.

Download the report

Probabilistic modeling

Probabilistic Modeling For Flood

Probabilistic modeling

Leverage comprehensive tools to assess and manage inland flood risk for locations on and off floodplains.

Key perils to watch

Key Perils Icon

Natural hazards are increasing in frequency and severity. Insurers should ask themselves three key questions while managing peril risk across:

  • Hail and severe thunderstorm
  • Wildfire
  • Hurricane, flooding, and storm surge
Download the infographic

Claims management

Hurricane And Rainfall Claims

Claims management

Save time, prevent and catch potential errors, obtain reports in usable form, and produce faster, better claim estimates.

Additional insights


Sewer backup: Paddling into flood insurance insights

When confronting the sewer backup peril, understanding both coverage & related weather factors can help you better understand and account for your policyholders' exposure

Read the article
Flood Sandbags

How insurers can take back control of flood risk

The insurance industry has been largely content to let coverage flow through the government’s National Flood Insurance Program (NFIP), with limited availability in the…

Read the article
Verisk Flood Insurance Solutions

Keeping flood insurance above water

The spread of flooding where it hasn’t occurred before compounds a chronic problem in the US: Most homeowners have either too little flood insurance or none at all.

Read the article

Contact Us to Learn More

Other Ways to Connect

We are available Monday through Friday, 7 a.m. — 8 p.m. US Eastern Time:

  • Chat Now

    Note that password resets and user information are not available through Live Chat or Email. Instead, please call the main toll-free number below.

  • Main Toll-Free: 1-800-888-4476

  • Global Toll-Free: International Access code, then 800 48977489
    When calling from the UK, please dial 00 800 4897 7489

You will soon be redirected to the 3E website. If the page has not redirected, please visit the 3E site here. Please visit our newsroom to learn more about this agreement: Verisk Announces Sale of 3E Business to New Mountain Capital.