Access driver information
Our full range of tools and services allows insurers to access driver information quickly and easily.
Self-reported driving histories are subject to omissions that can distort a critical underwriting factor. You need to know whether the drivers you insure have violations or license suspensions in their past that could influence underwriting and rating decisions.
To estimate underwriting risks accurately and calculate suitable premiums, you need complete information on all potential drivers within each policyholder household. Maintaining an accurate assessment is challenging, but our Policy Monitoring program can help.
Undisclosed-driver reports identify hidden drivers on personal auto applications, helping you estimate risks accurately and calculate appropriate premiums.
Through strategic alliances with leading credit information services, Verisk gives you easy access to critical consumer credit data. A credit score predicts the expected loss ratio or claim frequency associated with an applicant making it an invaluable aid in underwriting for new policies and renewals.
Reverse phone append (RPA) is a real-time service that gives you name and address information on your applicant simply by entering the phone number. RPA streamlines your point-of-sale process, allowing you to serve your customers quickly and accurately.