Rating Integrity Analytics and Services

Rating Integrity Analytics and Services detect, correct, and prevent rating errors. This suite of services helps recover lost premium, prevent future losses, and provide a high return on investment.

GarageConfirmTM

GarageConfirmTM helps you identify potential garaging fraud by providing unique location data that tells you the frequency of vehicle sightings and their proximity to the address provided by the policyholder. It helps you rate and price policies more accurately, correct rating errors, and prevent premium leakage.
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MileageConfirmTM

MileageConfirmTM is a system to help you identify policyholder error or fraud at point of sale or point of quote. It works with your existing sales process and systems by reviewing select rating elements, such as annual mileage, commute distance, and business use, for accuracy, currency, and legitimacy.
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RISK:check® Point of Sale

RISK:check® Point of Sale is a personal auto underwriting model that helps identify risks with a high likelihood of future claims fraud. It also finds rating errors that could result in lost premium. You get numerical scores indicating the degree of risk as well as reason codes and text messages that explain discrepancies.
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Verisk Device Reputation Service

Verisk Device Reputation Service uses device intelligence to help detect online insurance fraud. The advanced technology generates a risk score and recommendation for a specific device to inform your evaluation of each transaction.
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RISK:check® Renewal

RISK:check® Renewal is a system to help you uncover flaws in rating data and correct costly errors at policy renewal. The systems uses sophisticated data analytics, conducts audit checks to identify potential rating errors, and assists with required reporting regulations.
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OdometerConfirmTM

Miles driven is an important rating factor for many auto insurance writers. While annual mileage is a proven predictor of loss costs, it’s tough to get it right. OdometerConfirmTM solves the problem by providing accurate, validated mileage through the use of a smartphone app.
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Precision ReunderwritingTM

Precision ReunderwritingTM is a service that contacts and interviews policyholders to correct rating errors. If you participate in the program, we give you customized management reports using the rating variables you specify. Reports and interview recordings are available online through our secure web portal.
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RISK:guard®

RISK:guard® is a tool to help you maintain policy rating integrity in the second and subsequent years of a multiyear program. It helps you reduce second- and third-year costs considerably and streamlines policy review.
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