Josh Gibbons
The nuances of fire station type in predicting future losses
A new Verisk study shows how fire station type fares in predicting fire loss, alone and in combination with ISO’s Public Protection Classification (PPC).
Hot in here: Why it’s getting harder to fight house fires
It’s important for insurers to understand advances in fire science and how they assess a community’s adaptation to evolving challenges in fire protection.
PPC: Evaluating fire protection at the grass roots
Insurers measuring the level of protection in a community need to know which station responds first to every address, who and what are inside those stations, where the…
Trust, experience give PPC an edge in rating fire protection
Fire protection in the United States didn’t grow up overnight. It arose and evolved piece by piece, and to this day, fire protection is changing in large and small ways.…
Going the distance and more to rate fire protection
Plotting the distance to the nearest fire station seems like the obvious path for an insurer to take when measuring fire protection, but a very different reality is…