David Cummings

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David Cummings, senior vice president and actuary for personal lines, ISO Insurance Programs and Analytic Services, is responsible for ISO’s personal lines insurance programs. He leads ISO’s initiatives to enhance its offerings through analytics and predictive modeling across all lines of insurance.

January 1, 2015

Insurance roundtable focuses on connecting with smart homes

Verisk's David Cummings and Mike Paterson and Canary's Lauren Vingiano reflect on homeowners telematics, impact on insurers, at roundtable sponsored by CAS.

October 1, 2014

Insurers embracing by-peril rating structures, predictive analytics

Survey finds majority of large homeowners insurers are incorporating by-peril rating structures, predictive analytics to more closely align premium to risk.

January 1, 2014

Big data can make a big difference in modern underwriting

By collecting and using data from multiple sources, insurers can segment risks to develop profitable, competitive insurance policies.