For personal property
A roof's condition can become a blind spot for insurers, with unidentified risk exposures leading to unexpected claims.
1.5 million homes currently have critical roof conditions.
Roof claims make up around 30% of all property loss dollars.
Severe wind, thunderstorm, and hail events are up 50% since 2019.
Verisk’s advanced solution provides a roof condition score and underlying condition attributes: Are pieces missing? Is the roof discolored? Is there a tarp covering possible damage? Advanced analytics derived from aerial imagery can get you “up on the roof” and in a better position to make informed decisions.
Algae staining, water pooling and staining, and vent staining leave distinctive marks. Understand them with imagery analytics.
Missing material, patches, and structural damage can raise risk exposure. Detect problems early to get ahead of them.
Tarps or debris can flag damage or conditions needing further review or inspection. Let imagery guide more confident decisions.
The cost and complexity of a roof, coupled with its critical role as protection from the elements, can raise particular concerns for many property insurance underwriters. Verisk estimates U.S. roof claims exceeded $19 billion just in 2021, making up about 30 percent of all property loss dollars.
Aerial imagery can reveal a property’s roof characteristics. With high-resolution views, capture potential hazards: Nearby or overhanging trees, damage-prone materials, and expensive attachments such as solar panels.
The growth of imagery analytics as a property underwriting tool accelerated through the pandemic is changing the future of risk assessment. Explore capabilities derived from our aerial imagery and roof analytics to help capture a comprehensive view of property risk.
Roofs can vary significantly by material and shape, and reconstruction costs of materials can fluctuate. Holistic views of roofs can help underwrite properties with precision.
Combining artificial intelligence and machine learning with leading data and analytics, Verisk provides key roof information for every property you insure.
Florida's market and regulatory forces are changing the profile of roof exposure for many insurers. Powerful data and analytics can help maintain a clear picture.
Florida’s statutory environment surrounding coverage for roofs may demand more robust data to clarify risk amid increasing complexity.Read the article
Billions of trees on residential properties are a challenge to homeowners insurers, but aerial imagery and analytics can help underwriters.Read the article
Homeowners insurers may struggle to capture roof condition, but imagery analytics can help assess risk and opportunities for mitigation.Read the article
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