Policy Monitoring | Identify Potential Undisclosed Operators

To estimate underwriting risks accurately and calculate suitable premiums, you need complete information on all potential drivers within each policyholder household. Maintaining an accurate assessment is challenging, but our Policy Monitoring program can help.

We use state DMV data to identify policyholder household changes by continually monitoring for possible new drivers. Whether your organization makes midterm policy changes or adds drivers at renewal, you can maximize premium increases associated with these undisclosed, often youthful, drivers. Verisk’s sophisticated scoring and filtering capabilities help reduce potential false positives. Our unique data sets offer valuable insights about other coverages in place, so you can make efficient and informed underwriting decisions.

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