For personal property risks
Aerial imagery raises the standard for reliable, cost-efficient property data. Technology and machine learning make this underwriting and rating data even more reliable, and flexible delivery can ease integration into your workflows. Are you keeping up?
Any property may pose unique risks to insurers. With high-resolution aerial imagery, captured by Vexcel and augmented with analytics by Verisk, the view from above can help reveal those risks and help bring application data to life. Nearby trees raise potential for damage and surrounding vegetation may increase wildfire risk, while a pool and a trampoline increase liability exposure.
With high-resolution views, see how a roof’s condition changes and capture potential hazards: nearby or overhanging trees and solar panels.Learn more
Measure elevation and acreage, and monitor defensible space between structures and vegetation for mitigation of wildfire exposure.Learn more
Detect liability hazards in the form of swimming pools, trampolines, and amenities with the potential to cause injury to residents or guestsLearn more
Data derived from aerial imagery can be used as another tool to help insurers automate more informed underwriting throughout the policy lifecycle
Digital transformations, such as imagery analytics, are helping carriers maximize alternatives to traditional underwriting processes, while still helping to identify hazards and assess insurance-to-value throughout the policy lifecycle.
The cost and structural complexity of a roof, coupled with its critical role as protection from the elements, can raise particular concerns for many property insurance underwriters. Verisk estimates U.S. roof claims exceeded $19 billion just in 2021, making up about 30 percent of all property loss dollars.
Data derived from aerial imagery adds important new property condition elements to use at point of sale and renewal. We’re continually developing new data points, so you can expand and automate underwriting. Our image processing employs advanced automation based on human expertise to help ensure the most informed interpretation.
Verisk sources geospatial data in part from Vexcel Imaging, a leader in aerial imagery data, large-format aerial cameras, and photogrammetry software.
Verisk’s Roof Solutions for Homeowners can help insurers identify high-risk exposures, reporting on key roof data points like age, condition, and weather data.
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