Aerial Imagery Analytics
For personal property risks
A robust data set – delivered in real time
Aerial imagery raises the standard for reliable, cost-efficient property data. Technology and machine learning make this underwriting and rating data even more reliable, and flexible delivery can ease integration into your workflows. Are you keeping up?
Enrich underwriting with Verisk’s aerial imagery derived analytics
Enrich underwriting with Verisk’s aerial imagery derived analytics
Any property may pose unique risks to insurers. With high-resolution aerial imagery, captured by Vexcel and augmented with analytics by Verisk, the view from above can help reveal those risks and help bring application data to life. Nearby trees raise potential for damage and surrounding vegetation may increase wildfire risk, while a pool and a trampoline increase liability exposure.
Industry-leading underwriting tools are more powerful when combined with aerial imagery
See critical characteristics and changes
See critical characteristics and changes
Aerial imagery can clearly reveal a property’s roof characteristics. With high-resolution views, see how a roof’s condition changes over time and capture potential hazards: nearby or overhanging trees, materials that are especially prone to damage and expensive attachments such as solar panels.
Measure and monitor risk and mitigation
Measure and monitor risk and mitigation
As the wildfire peril grows, keep an eye on property-level mitigation with aerial imagery. Measure property elements such as elevation and acreage, and monitor characteristics such as defensible space between structures and vegetation or other potentially combustible materials for mitigation of wildfire exposure.
Spot sources of liability exposure
Spot sources of liability exposure
Aerial imagery technology enables insurers to detect liability hazards on a property in the form of swimming pools, trampolines, and other outdoor features and amenities with the potential to cause injury to residents or guests.
Aerial Imagery Analytics
Data derived from aerial imagery can be used as another tool to help insurers automate more informed underwriting throughout the policy lifecycle
Automate More Informed Underwriting with Imagery Analytics
Automate More Informed Underwriting with Imagery Analytics
Digital transformations, such as imagery analytics, are helping carriers maximize alternatives to traditional underwriting processes, while still helping to identify hazards and assess insurance-to-value throughout the policy lifecycle.
Taking cover: Mastering the challenges of roof risk
The cost and structural complexity of a roof, coupled with its critical role as protection from the elements, can raise particular concerns for many property insurance underwriters. Verisk estimates U.S. roof claims exceeded $19 billion just in 2021, making up about 30 percent of all property loss dollars.
Real-time updates for a growing range of property elements
Real-time updates for a growing range of property elements
Data derived from aerial imagery adds important new property condition elements to use at point of sale and renewal. We’re continually developing new data points, so you can expand and automate underwriting. Our image processing employs advanced automation based on human expertise to help ensure the most informed interpretation.
Verisk sources geospatial data in part from Vexcel Imaging, a leader in aerial imagery data, large-format aerial cameras, and photogrammetry software.
